本文選題：貧困地區(qū) + 中小企業(yè)　； 參考：《電子科技大學》2017年碩士論文

【摘要】：在現(xiàn)如今經(jīng)濟社會發(fā)展高速運轉(zhuǎn)的時代,中小企業(yè)一直表演著非常重要的作用,成為了我國經(jīng)濟貢獻力的主力軍,在促進就業(yè)、推動經(jīng)濟增長、加速市場的競爭、保持社會平穩(wěn)安定等方面均有著越來越重要的作用。但是由于各種外部及內(nèi)部因素的制約,在全世界范圍,中小企業(yè)均遭遇著融資難的問題。本文基于圓夢園集群項目融資的研究,立足于研究我國貧困地區(qū)中小型企業(yè)融資的研究。本文在前段部分先對中小企業(yè)的概念進行定義,以便論文后續(xù)的探討。之后對圓夢園集群項目進行陳述和分析,引出中小企業(yè)普遍融資難問題,分析中小企業(yè)的特點,著重探討融資困境成因和解決方案。中小企業(yè)融資特點的探討,一是其經(jīng)營現(xiàn)狀,二是經(jīng)濟社會地位,三是融資方式�；谀壳拔覈毨У貐^(qū)中小企業(yè)的具體情況,著重分析主要因素,找出影響融資的具體思路。融資方式的選擇取決于資金供給方與需求方,首先從需求方也就是中小企業(yè)來看,基于我國特定的條件,主要因素為以下五個企業(yè)特質(zhì):公司治理結(jié)構(gòu)、所有制、成長性、類型和地區(qū)差異。從供給方來看,金融制度在影響供給的選擇時尤為重要,因此金融制度是本文著重解析的因素。另外效應(yīng)顯著的因素有:法律法規(guī)、體系設(shè)立。從供求兩方考慮,信息越對稱,資金流通的可能性越大,交易效率越高。因此,基于供求分析的思路,本文攬括出四個主要方面的影響因素來闡明。即企業(yè)特征、金融制度、信息生產(chǎn)、融資風險與成本因素。最后再結(jié)合上述分析,分析出解決中小企業(yè)面臨的融資困境的解決方法。通過我們本次的研究,提出的有效對策建議,能夠保證我國中小企業(yè)能夠得到穩(wěn)定和持續(xù)的發(fā)展,為國民經(jīng)濟發(fā)展提供更多的支撐力。
[Abstract]:In today's era of rapid economic and social development, small and medium-sized enterprises have been performing a very important role, becoming the main force of our country's economic contribution, promoting employment, promoting economic growth, and accelerating market competition. Maintaining social stability and other aspects are playing a more and more important role. However, due to various external and internal factors, SMEs are facing financing problems all over the world. This paper is based on the research on the financing of the cluster project and the financing of the small and medium-sized enterprises in the poverty-stricken areas of our country. In the previous section, this paper defines the concept of small and medium-sized enterprises (SMEs) for further discussion. After that, the paper states and analyzes the cluster project of Yuanmenyuan, which leads to the difficulty of financing for small and medium-sized enterprises, analyzes the characteristics of small and medium-sized enterprises, and probes into the causes and solutions of financing difficulties. The characteristics of small and medium-sized enterprises' financing are as follows: first, the present situation, the second, the economic and social status, and the third, the financing method. Based on the current situation of small and medium-sized enterprises in poor areas of our country, this paper analyzes the main factors and finds out the concrete ideas that affect the financing. The choice of financing mode depends on the capital supply side and the demand side. First of all, from the point of view of the demand side, that is, the small and medium-sized enterprises, based on the specific conditions of our country, the main factors are as follows: corporate governance structure, ownership, growth. Type and regional differences. On the supply side, the financial system is especially important in influencing the choice of supply, so the financial system is an important factor in this paper. In addition, the significant effect of the factors are: laws and regulations, the establishment of the system. Considering from the supply and demand sides, the more symmetrical the information, the greater the possibility of capital circulation and the higher the transaction efficiency. Therefore, based on the idea of supply and demand analysis, this paper includes four main factors to clarify. Namely enterprise characteristic, financial system, information production, financing risk and cost factor. Finally, combined with the above analysis, the solution to the financing dilemma faced by SMEs is analyzed. Through our research, the effective countermeasures and suggestions can ensure the stable and sustainable development of the small and medium-sized enterprises in China, and provide more support for the development of the national economy.
【學位授予單位】：電子科技大學
【學位級別】：碩士
【學位授予年份】：2017
【分類號】：F276.3;F275;F832.4

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