P2P網(wǎng)貸債權(quán)市場(chǎng)中違約輿情的傳染機(jī)制
發(fā)布時(shí)間:2018-05-21 08:45
本文選題:PP網(wǎng)貸 + 債權(quán)轉(zhuǎn)讓。 參考:《金融論壇》2017年11期
【摘要】:本文基于傳染病模型,分析P2P債權(quán)轉(zhuǎn)讓模式和違約輿情傳染機(jī)制,并進(jìn)行模擬仿真。結(jié)果發(fā)現(xiàn),當(dāng)轉(zhuǎn)讓債權(quán)人傳染再生數(shù)超過(guò)閥值時(shí),P2P恐慌情緒傳染將始終存在,并導(dǎo)致P2P平臺(tái)陷入危機(jī)。當(dāng)債權(quán)市場(chǎng)轉(zhuǎn)讓標(biāo)受網(wǎng)絡(luò)輿情影響急劇上升時(shí),情緒傳染時(shí)間將會(huì)縮短,債權(quán)市場(chǎng)中的轉(zhuǎn)讓標(biāo)存量將會(huì)倍增,導(dǎo)致債權(quán)市場(chǎng)功能喪失,并陷入危機(jī)。
[Abstract]:Based on infectious disease model, this paper analyzes P2P debt transfer model and public opinion contagion mechanism of breach of contract, and simulates it. The results show that when the number of transfer creditor contagion reproduces exceeds the threshold, peer-to-peer panic contagion will always exist and lead to the crisis of P2P platform. When the transfer mark of creditor's rights market is affected by network public opinion, the time of emotional contagion will be shortened, and the quantity of transfer mark will be doubled, which will lead to the loss of the function of creditor's market and the crisis.
【作者單位】: 江蘇大學(xué)財(cái)經(jīng)學(xué)院;華南理工大學(xué)經(jīng)濟(jì)與貿(mào)易學(xué)院;
【基金】:國(guó)家社科基金一般項(xiàng)目(16BGL049、15BJY149) 國(guó)家教育部青年基金項(xiàng)目(14YJC790106)
【分類號(hào)】:C912.63;F724.6;F832.4
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本文編號(hào):1918518
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