本文選題：互聯(lián)網(wǎng)金融 + 系統(tǒng)性風(fēng)險(xiǎn)　； 參考：《改革與戰(zhàn)略》2017年05期

【摘要】：互聯(lián)網(wǎng)金融市場(chǎng)比較脆弱、互聯(lián)網(wǎng)金融監(jiān)管模式與機(jī)制存在不足、金融體系固有的周期性、過(guò)度滲透的信息技術(shù)、互聯(lián)網(wǎng)企業(yè)規(guī)避監(jiān)管的能力更強(qiáng)、監(jiān)管法律法規(guī)和政策嚴(yán)重滯后、市場(chǎng)參與者培育還不成熟等原因,使互聯(lián)網(wǎng)金融易形成系統(tǒng)性風(fēng)險(xiǎn)。文章認(rèn)為,應(yīng)健全法律法規(guī)和制度,從微觀監(jiān)管轉(zhuǎn)向宏觀監(jiān)管,處理好互聯(lián)網(wǎng)金融監(jiān)管的幾組關(guān)系,加強(qiáng)對(duì)重點(diǎn)機(jī)構(gòu)與平臺(tái)的監(jiān)控,加強(qiáng)防范互聯(lián)網(wǎng)金融系統(tǒng)性風(fēng)險(xiǎn)。
[Abstract]:The Internet financial market is relatively fragile, Internet financial supervision models and mechanisms are inadequate, the inherent periodicity of the financial system, over-penetration of information technology, and the ability of Internet enterprises to circumvent regulation are even stronger. Regulatory laws, regulations and policies lag behind, and market participants are not mature, which makes Internet finance easy to form systemic risks. The article holds that we should perfect laws, regulations and systems, change from micro supervision to macro supervision, deal with several groups of relationships of Internet financial supervision, strengthen the monitoring of key institutions and platforms, and strengthen the prevention of systematic risks of internet finance.
【作者單位】： 河南財(cái)政金融學(xué)院;
【基金】：2016年度河南省科技廳軟科學(xué)項(xiàng)目“高職院校提升科技社會(huì)服務(wù)能力問(wèn)題研究”(項(xiàng)目編號(hào):162400410166)
【分類號(hào)】：F724.6;F832
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本文編號(hào)：1896778