本文選題：融資擔(dān)保機(jī)構(gòu) + 風(fēng)險(xiǎn)　； 參考：《經(jīng)濟(jì)與管理》2017年02期

【摘要】：融資擔(dān)保機(jī)構(gòu)作為經(jīng)營風(fēng)險(xiǎn)的主體,風(fēng)險(xiǎn)防范水平的高低關(guān)乎其生死存亡。把融資擔(dān)保機(jī)構(gòu)的風(fēng)險(xiǎn)分為宏觀和微觀兩個層面,將中小微企業(yè)、擔(dān)保機(jī)構(gòu)和銀行三個關(guān)聯(lián)方作為微觀層面指標(biāo)放在一起綜合分析,構(gòu)建其風(fēng)險(xiǎn)指標(biāo)體系。運(yùn)用層次分析和熵值法對各級風(fēng)險(xiǎn)指標(biāo)進(jìn)行權(quán)重衡量,并根據(jù)結(jié)果進(jìn)行排名,明確融資擔(dān)保機(jī)構(gòu)的主要風(fēng)險(xiǎn)因素。據(jù)此提出應(yīng)對策略:融資擔(dān)保機(jī)構(gòu)應(yīng)建立基于大數(shù)據(jù)分析的風(fēng)險(xiǎn)控制制度,擴(kuò)大資本金規(guī)模;政府應(yīng)建立完善的風(fēng)險(xiǎn)補(bǔ)償機(jī)制,引導(dǎo)銀行與擔(dān)保機(jī)構(gòu)建立基于期權(quán)策略的合作機(jī)制。
[Abstract]:The financing guarantee institution is the main body of the management risk, and the level of risk prevention is related to its survival and death. The risk of the financing guarantee institution is divided into two aspects of macro and micro levels, and a comprehensive analysis is put on the micro and micro enterprises, the guarantee institutions and the three related parties of the bank as a micro level index, and the risk index system is constructed. The analytic hierarchy process and entropy method are used to weigh the risk indexes at all levels, and the main risk factors of the financing guarantee institutions are determined according to the results. Accordingly, the countermeasures are put forward: the financing guarantee institutions should establish the risk control system based on the large data analysis, expand the scale of the capital, and the government should establish a perfect risk compensation mechanism. Guide banks and guarantee institutions to establish a cooperative mechanism based on option strategy.

【作者單位】： 河北經(jīng)貿(mào)大學(xué)金融學(xué)院;
【基金】：河北省社會科學(xué)基金項(xiàng)目(HB15YJ069)
【分類號】：F832.39

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