本文選題：貿(mào)易融資項(xiàng)目 + 評(píng)價(jià)指標(biāo)　； 參考：《吉林大學(xué)》2017年碩士論文

【摘要】：在經(jīng)濟(jì)國(guó)際化以及全球化的程度持續(xù)提升過(guò)程中,我國(guó)國(guó)際貿(mào)易也獲得了迅速的發(fā)展,國(guó)際貿(mào)易在很大程度上促進(jìn)了我國(guó)國(guó)民經(jīng)濟(jì)的提升,并為國(guó)際貿(mào)易的業(yè)務(wù)拓展提供了機(jī)會(huì)。然而假如無(wú)法對(duì)國(guó)際貿(mào)易融資風(fēng)險(xiǎn)實(shí)施較好防范,銀行也會(huì)遭受巨大威脅�，F(xiàn)階段,我國(guó)屬于對(duì)外貿(mào)易大國(guó)之一,在對(duì)外貿(mào)易持續(xù)發(fā)展的過(guò)程中,貿(mào)易融資獲得了廣泛的運(yùn)用。各個(gè)銀行都在加大對(duì)投放貿(mào)易融資的支持,使得此業(yè)務(wù)得到了長(zhǎng)遠(yuǎn)的發(fā)展,在此過(guò)程中暴露出的風(fēng)險(xiǎn)問(wèn)題也受到了各個(gè)銀行的關(guān)注,成為最需要解決的關(guān)鍵問(wèn)題之一。營(yíng)口商業(yè)銀行多年以來(lái)一直在發(fā)展貿(mào)易融資業(yè)務(wù),北方輪胎企業(yè)則是一家主要經(jīng)營(yíng)輪胎出口的企業(yè),和營(yíng)口商業(yè)銀行之間在2010年構(gòu)建起授信關(guān)系。營(yíng)口商業(yè)銀行為北方輪胎企業(yè)提供貿(mào)易融資的業(yè)務(wù),將流動(dòng)資金貸款提供出來(lái),是后者主要的貿(mào)易結(jié)算與貸款的銀行之一。本文借助研究北方輪胎企業(yè)貿(mào)易融資項(xiàng)目風(fēng)險(xiǎn)的控制,實(shí)現(xiàn)提高營(yíng)口商業(yè)銀行支持其他的貿(mào)易融資項(xiàng)目的能力及水平。本文采用文獻(xiàn)綜述法,通過(guò)對(duì)大量的國(guó)內(nèi)外文獻(xiàn)資料以及數(shù)據(jù)的查閱,為本文的研究奠定理論的基礎(chǔ)。運(yùn)用實(shí)際調(diào)查法,將銀行的工作經(jīng)歷當(dāng)作基礎(chǔ),就工作了解的貿(mào)易業(yè)務(wù)優(yōu)勢(shì)與特征為立足點(diǎn),深入的調(diào)查、了解營(yíng)口商業(yè)銀行的貿(mào)易融資業(yè)務(wù),借助對(duì)各類實(shí)際案例的收集,分析與總結(jié),獲得相關(guān)的結(jié)論。采用歸納總結(jié)法進(jìn)行分析。相對(duì)比于國(guó)內(nèi)貿(mào)易融資而言,國(guó)外的貿(mào)易融資發(fā)展時(shí)間更長(zhǎng),在管理的能力和措施上都優(yōu)于我國(guó),就國(guó)內(nèi)以及國(guó)外同行在貿(mào)易融資風(fēng)險(xiǎn)管理上的經(jīng)驗(yàn)作出總結(jié)分析,作出研究。本文首先對(duì)研究的背景和意義,國(guó)內(nèi)外研究現(xiàn)狀、研究的方法和內(nèi)容做出概述。其次,針對(duì)營(yíng)口商業(yè)銀行北方輪胎企業(yè)貿(mào)易融資項(xiàng)目風(fēng)險(xiǎn)現(xiàn)狀進(jìn)行研究,并對(duì)風(fēng)險(xiǎn)加以識(shí)別,簡(jiǎn)述營(yíng)口商業(yè)銀行北方輪胎企業(yè)貿(mào)易融資項(xiàng)目總體情況,針對(duì)北方輪胎企業(yè)融資情況做出概述,識(shí)別出北方輪胎企業(yè)貿(mào)易融資項(xiàng)目的風(fēng)險(xiǎn),主要包含出口押匯風(fēng)險(xiǎn)、福費(fèi)延風(fēng)險(xiǎn)、出口商業(yè)發(fā)票貼現(xiàn)風(fēng)險(xiǎn)、同業(yè)代付的風(fēng)險(xiǎn)。第三,對(duì)營(yíng)口商業(yè)銀行北方輪胎企業(yè)貿(mào)易融資項(xiàng)目中的具體風(fēng)險(xiǎn)做出分析,分別就環(huán)境的風(fēng)險(xiǎn)以及資金的風(fēng)險(xiǎn)進(jìn)行分析,在資金風(fēng)險(xiǎn)上主要包含了出口押匯風(fēng)險(xiǎn)、福費(fèi)延風(fēng)險(xiǎn)、出口商發(fā)票貼現(xiàn)風(fēng)險(xiǎn)、同業(yè)代付風(fēng)險(xiǎn),并構(gòu)建基于指標(biāo)的北方輪胎企業(yè)融資風(fēng)險(xiǎn)評(píng)價(jià)模型,對(duì)具體的風(fēng)險(xiǎn)做出定性和定量的分析,分析要素和結(jié)果。第四,針對(duì)風(fēng)險(xiǎn)分析得到的結(jié)果,制定具體的營(yíng)口商業(yè)銀行北方輪胎企業(yè)貿(mào)易融資項(xiàng)目風(fēng)險(xiǎn)的防范措施,包括完善融資內(nèi)控的制度、加快培育專業(yè)人才、強(qiáng)化貿(mào)易融資風(fēng)險(xiǎn)控制全流程管理、完善貿(mào)易融資風(fēng)險(xiǎn)評(píng)價(jià)機(jī)制。最后對(duì)全文做出總結(jié)。
[Abstract]:In the process of economic internationalization and the degree of globalization, China's international trade has also been rapidly developed, international trade to a large extent has promoted the upgrading of our national economy. And provides the opportunity for the international trade business expansion. However, if the risk of international trade financing cannot be better protected, banks will also be threatened. At present, our country belongs to one of the big foreign trade countries, in the process of the sustained development of foreign trade, trade financing has been widely used. Each bank is increasing its support for trade financing, which makes the business develop in the long run. The risk problems exposed in the process have also been concerned by each bank, which has become one of the most important problems to be solved. Yingkou Commercial Bank has been developing trade financing business for many years, while the northern tire enterprise is mainly engaged in tire export, and Yingkou Commercial Bank has established a credit relationship between them in 2010. Yingkou Commercial Bank, which provides trade financing for northern tire enterprises and provides liquidity loans, is one of the latter's main banks for trade settlement and loans. By studying the risk control of northern tire enterprises' trade financing projects, this paper aims to improve the ability and level of Yingkou Commercial Bank to support other trade financing projects. This paper adopts the method of literature review, through consulting a large number of domestic and foreign documents and data, lays a theoretical foundation for the research of this paper. Using the method of actual investigation, taking the work experience of the bank as the basis, taking the advantages and characteristics of the trade business as the foothold, making an in-depth investigation to understand the trade financing business of Yingkou Commercial Bank, and collecting all kinds of actual cases, Analyze and summarize and obtain relevant conclusions. The method of induction and summary is used to analyze. Compared with domestic trade finance, foreign trade finance has a longer development time and is superior to our country in management ability and measures. This paper summarizes and analyzes the experience of domestic and foreign counterparts in trade financing risk management. In this paper, the background and significance of the research, domestic and foreign research status, research methods and content are summarized. Secondly, according to Yingkou Commercial Bank Northern Tire Enterprise Trade financing Project risk status, and identify the risk, briefly Yingkou Commercial Bank Northern Tire Enterprise Trade Finance Project overall situation, This paper summarizes the financing situation of the northern tire enterprises and identifies the risks of the trade financing projects of the northern tire enterprises, mainly including the risk of export documentary, the risk of Fufeiyan, the risk of discount of export commercial invoice, and the risk of interbank payment. Third, to make an analysis of the specific risks in the trade financing project of Yingkou Commercial Bank's North Tire Enterprise, and analyze the environmental risks and the risks of funds, respectively. In terms of capital risks, they mainly include the risks of export documentary notes and the risks of Fuffiyan. The exporter's invoice discount risk, interbank payment risk, and the evaluation model of financing risk based on index are constructed to analyze the specific risks qualitatively and quantitatively, and to analyze the factors and results. Fourth, in view of the results of risk analysis, we should formulate specific measures to prevent the risks of northern tire enterprises' trade financing projects in Yingkou Commercial Bank, including perfecting the system of internal control of financing, and speeding up the training of professionals. Strengthen the whole process management of trade financing risk control and perfect the trade financing risk evaluation mechanism. Finally, a summary of the full text is made.
【學(xué)位授予單位】：吉林大學(xué)
【學(xué)位級(jí)別】：碩士
【學(xué)位授予年份】：2017
【分類號(hào)】：F832.4;F426.72;F406.7

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本文編號(hào)：1814710