銀行信貸風(fēng)險(xiǎn)業(yè)務(wù)的戰(zhàn)略研究
發(fā)布時(shí)間:2018-01-26 17:34
本文關(guān)鍵詞: 銀行 信貸風(fēng)險(xiǎn) 問(wèn)題 措施 出處:《中小企業(yè)管理與科技(中旬刊)》2016年12期 論文類(lèi)型:期刊論文
【摘要】:隨著國(guó)際金融市場(chǎng)的快速發(fā)展,我國(guó)銀行信貸風(fēng)險(xiǎn)業(yè)務(wù)逐漸增多,并且,銀行信貸風(fēng)險(xiǎn)性質(zhì)也朝著復(fù)雜化方向發(fā)展,而銀行信貸風(fēng)險(xiǎn)業(yè)務(wù)直接影響著銀行的實(shí)際盈利,對(duì)銀行的可持續(xù)發(fā)展具有重要影響;诖,本文從銀行信貸風(fēng)險(xiǎn)業(yè)務(wù)戰(zhàn)略研究的意義出發(fā),分析了銀行信貸風(fēng)險(xiǎn)業(yè)務(wù)的特征,并提出了幾點(diǎn)銀行信貸風(fēng)險(xiǎn)控制措施,旨在降低銀行信貸風(fēng)險(xiǎn)業(yè)務(wù),增加銀行的最終盈利。
[Abstract]:With the rapid development of the international financial market, the banking credit risk business in China is increasing gradually, and the nature of the bank credit risk is also developing towards the direction of complication. But the bank credit risk business directly affects the bank's actual profit, has the important influence to the bank's sustainable development. Based on this, this article starts from the bank credit risk business strategy research significance. This paper analyzes the characteristics of bank credit risk business and puts forward several measures to control bank credit risk in order to reduce the bank credit risk business and increase the bank's final profit.
【作者單位】: 青島科技大學(xué)經(jīng)濟(jì)與管理學(xué)院;
【分類(lèi)號(hào)】:F832.4
【正文快照】: 0引言銀行的起源,可以追溯到四百多年以前,銀行的出現(xiàn)主要就是為了適應(yīng)社會(huì)的發(fā)展。銀行的主要業(yè)務(wù)分為兩種,即吸收存款和發(fā)放貸款。當(dāng)前,銀行是各個(gè)大中小型企業(yè)融資的主要渠道,其在促進(jìn)國(guó)家經(jīng)濟(jì)發(fā)展的過(guò)程中發(fā)揮了重要作用。但是,銀行在經(jīng)營(yíng)的過(guò)程中,同樣存在著諸多風(fēng)險(xiǎn),例,
本文編號(hào):1466191
本文鏈接:http://www.sikaile.net/jingjilunwen/huobiyinxinglunwen/1466191.html
最近更新
教材專(zhuān)著