本文關鍵詞：NJ銀行財務風險評價與控制　出處：《沈陽農(nóng)業(yè)大學》2017年碩士論文　論文類型：學位論文

  更多相關文章： NJ銀行 財務風險 風險評價 風險控制

【摘要】：隨著社會的迅猛發(fā)展、經(jīng)濟的長足進步,我國金融行業(yè)獲得了極大的變化。商業(yè)銀行是當今金融行業(yè)不可或缺的一部分,自誕生以來,就與風險同行。在這樣大環(huán)境下,對商業(yè)銀行的財務風險進行評價與控制,具有重要意義。就國際及國內(nèi)整體經(jīng)濟環(huán)境而言,經(jīng)濟的持續(xù)波動,使得銀行的經(jīng)營管理效率不夠穩(wěn)定,出現(xiàn)危機的可能性必將處于不斷攀升的趨勢,因此對我國商業(yè)銀行的財務風險評價及管理方面的研究迫在眉睫。通過對商業(yè)銀行財務風險方面進行管理,加深對商業(yè)銀行的財務風險方面的研究,建立符合中國國情的商業(yè)銀行財務風險控制體系,以便于促進我國商業(yè)銀行的發(fā)展壯大,為我國社會穩(wěn)定及經(jīng)濟進步奠定基礎,同時也對商業(yè)銀行的財務風險評價及管理研究提供理論依據(jù)。本文以NJ銀行為例,對商業(yè)銀行的財務風險評價與控制體系進行研究,就其存在的問題進行分析,并針對這些問題制定了相應的對策建議。本文通過查閱文獻對商業(yè)銀行財務風險概念、分類及相關管理方式進行了闡述,為深入的研究提供一定的理論支持。結合NJ銀行的實際運營情況,對其財務風險的管理現(xiàn)狀進行了深入研究。利用AHP法確定了 NJ銀行財務風險評價指標,從不良貸款風險、內(nèi)部控制、資產(chǎn)流動性及資本結構等方面入手,對NJ銀行發(fā)展過程中財務風險的評價與控制存在的各種問題展開了討論。并在此基礎上,針對該銀行的財務風險管理現(xiàn)狀提出了相應的整改措施。
[Abstract]:With the rapid development of society, rapid economic progress, China's financial industry has made great changes. The commercial bank is an indispensable part of today's financial industry, since its birth, and risk. Under such circumstance, to evaluate and control the risks of commercial banks, international has important significance. The overall economic environment and the domestic, continuous fluctuations in the economy, the bank management efficiency is not stable enough, will be the probability of a crisis in the rising trend, so the research on risk evaluation of imminent financial risks of China's commercial banks and management. Through the management of commercial bank financial risk, enhance the study of aspects the commercial bank's financial risk, establish China situation of commercial bank financial risk control system, in order to promote the development of China's commercial banks grow And lay the foundation for the stability of China's social and economic progress, but also provide a theoretical basis for the research on financial risk assessment and management of commercial banks. This paper takes NJ bank as an example, to study the financial risk evaluation and control system of commercial banks, the existing problems were analyzed, and the development of the corresponding countermeasures and suggestions to solve these problems. This paper through the literature on commercial bank financial risk concept, classification and related management methods are discussed, providing a theoretical support for further research. Combined with the actual operation situation of NJ bank, conducted in-depth research on the financial risk management situation. By using the AHP method to determine the indicators of financial risk assessment NJ the bank, from the non-performing loan risk, internal control, asset liquidity and capital structure of the existing evaluation and control of financial risk in the process of the development of NJ bank The problem is discussed and the corresponding corrective measures are put forward on the basis of the current situation of the bank's financial risk management.

【學位授予單位】：沈陽農(nóng)業(yè)大學
【學位級別】：碩士
【學位授予年份】：2017
【分類號】：F832.33;F830.42
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本文編號：1372202