發(fā)布時(shí)間：2018-11-18 10:14

【摘要】：改革開放之后，在全球經(jīng)濟(jì)一體化背景下，重慶市的經(jīng)濟(jì)迅速增長，實(shí)行各種有效的政策來推動(dòng)整個(gè)重慶市的經(jīng)濟(jì)發(fā)展，促進(jìn)經(jīng)濟(jì)結(jié)構(gòu)體改革。同時(shí)積極發(fā)展銀行業(yè)，優(yōu)化銀行業(yè)結(jié)構(gòu)，發(fā)揮金融作為市場經(jīng)濟(jì)的核心作用。如何將重慶市發(fā)展為西部經(jīng)濟(jì)與金融的首要城市，研究銀行業(yè)發(fā)展與經(jīng)濟(jì)增長之間的相互關(guān)系能更好的推動(dòng)重慶市的經(jīng)濟(jì)發(fā)展。本文在基于對(duì)國內(nèi)外學(xué)者對(duì)金融發(fā)展與經(jīng)濟(jì)增長理論研究的基礎(chǔ)上，結(jié)合二者關(guān)系的實(shí)證研究，選取重慶市1995--2011年的金融、經(jīng)濟(jì)數(shù)據(jù)，運(yùn)用計(jì)量經(jīng)濟(jì)學(xué)中的協(xié)整檢驗(yàn)、格蘭杰因果檢驗(yàn)和VAR模型的脈沖響應(yīng)函數(shù)和預(yù)測方差分解等技術(shù)，詳細(xì)闡述了重慶市銀行業(yè)結(jié)構(gòu)、規(guī)模、效率的發(fā)展與經(jīng)濟(jì)增長之間的關(guān)系。本文通過五個(gè)章節(jié)詳細(xì)論述銀行業(yè)發(fā)展及經(jīng)濟(jì)增長的關(guān)系。首先在第一章介紹了銀行業(yè)發(fā)展與經(jīng)濟(jì)增長介紹寫作的背景及意義，關(guān)于銀行業(yè)發(fā)展與經(jīng)濟(jì)增長的國內(nèi)外研究動(dòng)態(tài)，，論文的思路、方法、框架以及創(chuàng)新點(diǎn)與不足。第二章為理論介紹，對(duì)本文所用到的理論進(jìn)行介紹。分別闡述了經(jīng)濟(jì)增長理論、金融發(fā)展理論以及金融發(fā)展與經(jīng)濟(jì)增長相互作用的傳導(dǎo)機(jī)制。第三章為現(xiàn)狀介紹，本章節(jié)將詳細(xì)介紹重慶市銀行業(yè)發(fā)展歷程、金融發(fā)展歷程，然后綜合分析銀行業(yè)發(fā)展與經(jīng)濟(jì)增長的相關(guān)關(guān)系。重慶市銀行業(yè)和經(jīng)濟(jì)都以強(qiáng)勁穩(wěn)健的步伐高速發(fā)展，二者相互作用相互影響。第四部分是實(shí)證分析，也是全文的重點(diǎn)部分，實(shí)證結(jié)果表明重慶市銀行業(yè)發(fā)展和經(jīng)濟(jì)增長間具有一個(gè)長期穩(wěn)定的關(guān)系，銀行業(yè)發(fā)展規(guī)模對(duì)經(jīng)濟(jì)增長的促進(jìn)作用比較顯著，而銀行業(yè)效率和銀行業(yè)集中度對(duì)經(jīng)濟(jì)增長的解釋力度都不顯著。第五章是結(jié)論與政策建議。運(yùn)用以上計(jì)量經(jīng)濟(jì)模型的方法詳細(xì)論證了銀行效率、規(guī)模的發(fā)展和重慶市經(jīng)濟(jì)增長之間有正相關(guān)的關(guān)系，對(duì)重慶市的銀行業(yè)發(fā)展與經(jīng)濟(jì)增長存在的一些問題提出了一些新的看法，同時(shí)給予政府一些相關(guān)的經(jīng)濟(jì)政策。
[Abstract]:After the reform and opening up, under the background of global economic integration, the economy of Chongqing has been growing rapidly, and various effective policies have been implemented to promote the economic development of the whole city and to promote the reform of the economic structure. At the same time, actively develop the banking industry, optimize the banking structure, and give play to the central role of finance as a market economy. How to develop Chongqing into the primary city of western economy and finance, and study the relationship between banking development and economic growth can promote the economic development of Chongqing better. Based on the theoretical research on financial development and economic growth of domestic and foreign scholars and the empirical research on the relationship between them, this paper selects the financial and economic data of Chongqing from 1995 to 2011, and applies the co-integration test in econometrics. Granger causality test, impulse response function of VAR model and prediction variance decomposition are used to explain the relationship between the development of banking structure, scale, efficiency and economic growth in Chongqing in detail. This paper discusses the relationship between banking development and economic growth in detail through five chapters. The first chapter introduces the background and significance of the introduction of banking development and economic growth, the domestic and foreign research trends of banking development and economic growth, the ideas, methods, framework, innovation points and shortcomings of the paper. The second chapter is the introduction of the theory used in this paper. The economic growth theory, the financial development theory and the transmission mechanism of the interaction between financial development and economic growth are expounded respectively. The third chapter is the introduction of the current situation, this chapter will introduce the development of Chongqing banking industry, the financial development process in detail, and then comprehensively analyze the relationship between banking development and economic growth. Chongqing's banking and economy are developing at a strong and steady pace, and they interact with each other. The fourth part is the empirical analysis, which is also the key part of the full text. The empirical results show that there is a long-term and stable relationship between the development of Chongqing banking industry and economic growth, and the scale of banking development plays a significant role in promoting economic growth. The efficiency of banking industry and banking concentration of economic growth are not significantly explained. The fifth chapter is the conclusion and policy suggestion. Using the above econometric model, the paper demonstrates in detail that there is a positive correlation between the efficiency of banks, the development of scale and the economic growth of Chongqing. This paper puts forward some new views on the problems existing in the development of banking industry and economic growth in Chongqing, and gives some relevant economic policies to the government at the same time.
【學(xué)位授予單位】：重慶師范大學(xué)
【學(xué)位級(jí)別】：碩士
【學(xué)位授予年份】：2014
【分類號(hào)】：F832.7;F127

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