【摘要】：“三農(nóng)”問題關系到我國改革發(fā)展穩(wěn)定的大局,是我國經(jīng)濟發(fā)展的重中之重,推進農(nóng)業(yè)現(xiàn)代化也成為“十二五”時期的一項重大任務。金融是現(xiàn)代經(jīng)濟的核心,農(nóng)村經(jīng)濟的發(fā)展離不開農(nóng)村金融的發(fā)展。但是,長期以來,融資難是制約我國農(nóng)村經(jīng)濟發(fā)展的瓶頸。因而,加快推進農(nóng)村金融改革成為解決“三農(nóng)”問題的核心之一。我國通過降低農(nóng)村金融市場準入門檻,增加農(nóng)村金融供給等政策,在一定程度上緩解了農(nóng)村金融市場的供需矛盾,但并未解決信息不對稱問題,依然有大量的農(nóng)戶和農(nóng)村中小企業(yè)存在嚴重的資金短缺,極大的阻礙了農(nóng)村經(jīng)濟發(fā)展。因此,如何解決農(nóng)戶和農(nóng)村中小企業(yè)融資難已成為政府和理論界極為困惑并極力探尋的問題,本文將從農(nóng)產(chǎn)品價值鏈融資模式視角來探討我國農(nóng)業(yè)融資問題解決的新思路。 本文首先介紹了研究背景,分析了國內(nèi)外關于本題的研究現(xiàn)狀,總結出選題的意義。第二章介紹了農(nóng)業(yè)價值鏈融資的相關理論,提出可以以農(nóng)業(yè)價值鏈融資的方式來解決農(nóng)業(yè)融資難的問題,分析了農(nóng)業(yè)價值鏈融資的架構與運行機制。第三章分析了農(nóng)業(yè)價值鏈內(nèi)部融資、價值鏈外部融資、價值鏈內(nèi)外部相結合融資模式,從融資特點,運行機制等方面探討這三種融資模式。第四章研究三種價值鏈融資案例,分別對應上述三種融資模式,比較各自優(yōu)劣勢,以期找出綜合三種模式優(yōu)點的融資模式。第五章從我國農(nóng)業(yè)金融體系建設,增強農(nóng)業(yè)龍頭企業(yè)實力,增加政府支持力度,開發(fā)適合農(nóng)業(yè)價值鏈融資的金融創(chuàng)新產(chǎn)品和服務角度,提出發(fā)展我國農(nóng)業(yè)價值鏈融資的政策建議。 綜上所述,農(nóng)業(yè)價值鏈融資是增加農(nóng)民收入,實現(xiàn)農(nóng)業(yè)產(chǎn)業(yè)化,發(fā)展農(nóng)村金融的一種非常有效手段。
[Abstract]:The issue of "agriculture, countryside and farmers" relates to the overall situation of the reform, development and stability of our country, and is the most important part of our country's economic development. Promoting agricultural modernization has also become a major task in the 12th Five-Year Plan period. Finance is the core of modern economy, the development of rural economy is inseparable from the development of rural finance. However, for a long time, the difficulty of financing is the bottleneck restricting the development of our country's rural economy. Therefore, speeding up the rural financial reform has become one of the core of solving the problem of agriculture, rural areas and farmers. By lowering the threshold of rural financial market access and increasing the supply of rural finance, China alleviates to a certain extent the contradiction between supply and demand in rural financial markets, but it does not solve the problem of asymmetric information. There are still a large number of farmers and rural small and medium-sized enterprises have serious shortage of funds, which greatly hinders the development of rural economy. Therefore, how to solve the financing difficulties of farmers and small and medium-sized enterprises in rural areas has become a very puzzling problem for the government and the theoretical circle. This paper will explore a new way to solve the problem of agricultural financing from the perspective of the value chain financing mode of agricultural products. This paper first introduces the research background, analyzes the domestic and foreign research on this topic, summarizes the significance of the topic. The second chapter introduces the related theories of agricultural value chain financing, puts forward that we can solve the problem of agricultural value chain financing in the way of agricultural value chain financing, and analyzes the structure and operation mechanism of agricultural value chain financing. The third chapter analyzes the agricultural value chain internal financing, value chain external financing, value chain internal and external combination of financing mode, from the financing characteristics, operating mechanism and other aspects of the three financing models. The fourth chapter studies three value chain financing cases, respectively corresponding to the above three financing models, compare their advantages and disadvantages, in order to find out the advantages of the three modes of financing mode. The fifth chapter from the agricultural financial system construction, strengthens the agricultural leading enterprise strength, increases the government support dynamics, develops the suitable agriculture value chain financing financial innovation product and the service angle, Put forward the policy suggestion of developing our country agriculture value chain financing. To sum up, agricultural value chain financing is a very effective means to increase farmers' income, realize agricultural industrialization and develop rural finance.
【學位授予單位】：安徽財經(jīng)大學
【學位級別】：碩士
【學位授予年份】：2014
【分類號】：F832.43;F324

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