論商品房預(yù)購人的風(fēng)險預(yù)防機制
發(fā)布時間:2018-07-03 18:56
本文選題:商品房預(yù)售 + 預(yù)售中的風(fēng)險; 參考:《山西大學(xué)》2013年碩士論文
【摘要】:近幾年來,房地產(chǎn)業(yè)逐漸成為我國國民經(jīng)濟中重要的經(jīng)濟力量,商品房購買力的大小已成為經(jīng)濟增長的新熱點。面對著房地產(chǎn)市場巨大的購買力和高額利潤的誘惑力,使得越來越多的開發(fā)商將資金集中到了商品房銷售領(lǐng)域。而商品房預(yù)售制度自從上世紀90年代引入我國內(nèi)地以來,經(jīng)過20多年的發(fā)展,已經(jīng)與現(xiàn)房銷售一并成為我國房地產(chǎn)交易市場中兩個主要的房屋銷售形式,對于進一步推動我國房地產(chǎn)市場的繁榮發(fā)展發(fā)揮了巨大作用。然而,由于商品房預(yù)售的標(biāo)的物是未建成的房屋,與現(xiàn)房銷售相比,預(yù)購者承受著更多的風(fēng)險。而且,由于我國房地產(chǎn)相關(guān)法律規(guī)范不健全,以致在某些方面存在著嚴重侵害預(yù)購人權(quán)益的問題,實踐中涉及商品房預(yù)售的訴訟案件數(shù)量也是居高不下。因此,如何加強對商品房預(yù)購人合法利益的保護,對于我國商品房預(yù)售制度中相關(guān)法律法規(guī)的完善,商品房預(yù)售市場的規(guī)范有著重要意義。 本文主要由引言、正文和結(jié)語三部分構(gòu)成。其中正文又分為三部分: 第一部分介紹我國商品房預(yù)售中存在的一些法律風(fēng)險,主要從商品房預(yù)售市場中的惡意欺詐、定金陷阱、商品房預(yù)售合同中的格式條款、預(yù)購房屋的質(zhì)量問題等方面,通過案例的形式進行論述。 第二部分對我國商品房預(yù)售市場中導(dǎo)致這些風(fēng)險的原因進行介紹。主要包括雙方在經(jīng)濟實力上的不對稱、在房屋信息掌握上的不對稱、對開發(fā)商的監(jiān)管不力,以及法律制度存在缺陷等方面。 第三部分是對商品房預(yù)售中,預(yù)購人風(fēng)險預(yù)防機制如何建立提出的一些建議。主要包括建立和完善商品房預(yù)售中的信息披露制度、充分發(fā)揮國家在宏觀調(diào)控中的作用、商品房預(yù)購人自我防范意識的提升等內(nèi)容。
[Abstract]:In recent years, the real estate industry has gradually become an important economic force in our national economy, and the purchasing power of commercial housing has become a new focus of economic growth. Faced with the huge purchasing power of real estate market and the temptation of high profit, more and more developers concentrate their funds in the field of commercial housing sales. Since the introduction of the pre-sale system of commercial housing into the mainland of China in the 1990s, after more than 20 years of development, it has become the two main forms of housing sales in the real estate market of our country together with the real estate sales. To further promote the prosperity of the real estate market in China has played a huge role. However, because the subject matter of the pre-sale of commercial housing is the uncompleted house, the advance buyer bears more risks than the present house. Moreover, due to the imperfect laws and regulations related to real estate in our country, there is a serious problem of encroaching on the rights and interests of pre-purchasers in some aspects, and the number of litigation cases involving the advance sale of commercial housing is also high in practice. Therefore, how to strengthen the protection of the legitimate interests of commercial housing buyers is of great significance to the improvement of the relevant laws and regulations in the system of commercial housing pre-sale and the regulation of the pre-sale market of commercial housing. This paper is mainly composed of three parts: introduction, text and conclusion. The text is divided into three parts: the first part introduces some legal risks existing in the advance sale of commercial housing in China, mainly from the malicious fraud in the market of commercial housing pre-sale, the deposit trap, the format clauses in the pre-sale contract of commercial housing. The quality of pre-purchase housing and other aspects, through the form of cases to discuss. The second part introduces the causes of these risks in the market of commercial housing in China. It mainly includes the asymmetry of the economic strength of both sides, the asymmetry of the house information, the weak supervision of the developers, and the defects of the legal system. The third part is some suggestions on how to establish the risk prevention mechanism. It mainly includes the establishment and improvement of the information disclosure system in the advance sale of commercial housing, the full play of the role of the state in the macro-control, and the promotion of self-prevention consciousness of the prospective buyers of commercial housing.
【學(xué)位授予單位】:山西大學(xué)
【學(xué)位級別】:碩士
【學(xué)位授予年份】:2013
【分類號】:D923.6;D922.29
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