【摘要】：互聯(lián)網(wǎng)金融是隨著網(wǎng)絡(luò)科技發(fā)展而出現(xiàn)的一種嶄新的金融業(yè)態(tài)。在我國(guó)互聯(lián)網(wǎng)金融從誕生開始就廣受關(guān)注。近年來互聯(lián)網(wǎng)金融發(fā)展迅速,網(wǎng)絡(luò)支付,網(wǎng)絡(luò)銀行,網(wǎng)絡(luò)融資,虛擬貨幣等金融模式都紛紛在國(guó)內(nèi)出現(xiàn)。這些金融模式的出現(xiàn)是我國(guó)當(dāng)前很好的金融創(chuàng)新,對(duì)于彌補(bǔ)市場(chǎng)上長(zhǎng)期以來中小企業(yè)融資缺口和滿足部分消費(fèi)信貸有重要意義,同時(shí)對(duì)于金融改革有一定的借鑒作用。互聯(lián)網(wǎng)金融已成為當(dāng)下各界研究的熱點(diǎn)問題。目前對(duì)于互聯(lián)網(wǎng)金融的研究大多依據(jù)西方經(jīng)濟(jì)學(xué)和金融學(xué)的理論,對(duì)互聯(lián)網(wǎng)金融的運(yùn)營(yíng)與監(jiān)管進(jìn)行研究。而基于馬克思政治經(jīng)濟(jì)學(xué)體系的分析非常少。本文主要基于馬克思政治經(jīng)濟(jì)學(xué)體系,基于勞動(dòng)價(jià)值論,運(yùn)用其資本貨幣理論對(duì)于互聯(lián)網(wǎng)金融問題分析其性質(zhì)、問題、并提出一定的相關(guān)對(duì)策。
[Abstract]:Internet finance is a new financial form with the development of network science and technology. Internet finance has attracted much attention since its birth in our country. In recent years, with the rapid development of Internet finance, online payment, online banking, online financing, virtual currency and other financial models have appeared in China. The emergence of these financial models is a good financial innovation in our country at present, which is of great significance to make up for the financing gap of small and medium-sized enterprises in the market for a long time and meet some consumer credit, and at the same time has a certain reference function for financial reform. Internet finance has become a hot issue in all walks of life. At present, most of the research on Internet finance is based on the theory of western economics and finance, and the operation and supervision of Internet finance are studied. However, the analysis based on Marx's political economy system is very few. Based on Marx's political economy system and labor theory of value, this paper analyzes the nature and problems of Internet finance by using its capital and currency theory, and puts forward some relevant countermeasures.
【學(xué)位授予單位】：蘭州財(cái)經(jīng)大學(xué)
【學(xué)位級(jí)別】：碩士
【學(xué)位授予年份】：2016
【分類號(hào)】：F724.6;F832.4

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本文編號(hào)：2511912