發(fā)布時間：2018-08-20 18:01

【摘要】：發(fā)達國家產(chǎn)業(yè)發(fā)展的歷程表明,產(chǎn)業(yè)結構升級是世界經(jīng)濟長期增長的典型特征,是發(fā)展中國家轉變經(jīng)濟發(fā)展方式的核心問題與重要途徑。產(chǎn)業(yè)轉型升級在本質上是經(jīng)濟發(fā)展方式和經(jīng)濟發(fā)展動力的根本改變,前提是資源配置機制與效率的優(yōu)化。因此,金融作為現(xiàn)代經(jīng)濟的核心,日益成為產(chǎn)業(yè)結構升級的重要實現(xiàn)機制(羅超平等,2016)。但是,伴隨中國宏觀經(jīng)濟金融發(fā)展步入轉型升級的關鍵期、痛苦期,金融與經(jīng)濟的關系出現(xiàn)了一系列新的矛盾和問題。一方面,在宏觀經(jīng)濟下行壓力不斷加大的“新常態(tài)”和制造業(yè)國際競爭對手“前堵后追”的背景下,中國經(jīng)濟長期積累的結構性矛盾更加凸顯。另一方面,金融業(yè)的快速發(fā)展與普遍存在的金融排斥現(xiàn)象形成鮮明的對比,金融資源配置的矛盾與沖突日益加劇。因此,僅僅通過金融規(guī)�；蛏疃鹊臄U張無法真正緩解產(chǎn)業(yè)結構升級的金融約束,應該著力構建包容性的金融體系,引導產(chǎn)業(yè)結構趨于合理化、高度化發(fā)展日漸成為學術界與決策層關注的焦點�；诖�,本文的研究問題聚焦于:包容性金融發(fā)展對產(chǎn)業(yè)結構升級的影響機理與作用渠道。為了解讀上述問題,本文遵循“理論研究(構建分析框架)→實證研究(奠定微觀基礎)→政策研究(提出改進措施)”的邏輯思路,以中國經(jīng)濟金融發(fā)展的現(xiàn)實矛盾為出發(fā)點,以緩解產(chǎn)業(yè)結構轉型升級的金融約束為目的,實施將規(guī)范研究與實證研究相結合的研究方法。其中,理論研究注重對包容性金融、產(chǎn)業(yè)結構升級等核心概念的科學界定,并在此基礎上借鑒金融發(fā)展理論、包容性增長理論、產(chǎn)業(yè)結構轉型升級理論等,探討包容性金融發(fā)展對產(chǎn)業(yè)結構升級的作用機理。實證研究在理論研究部分構建的分析框架的基礎上展開,基于中國經(jīng)濟金融運行實踐的特殊矛盾構建了涵蓋“金融發(fā)展的普惠性”、“金融與經(jīng)濟的耦合性”、“金融發(fā)展的創(chuàng)新性”三個維度的包容性金融發(fā)展評價指標體系,并運用2004-2014年中國31個省域的面板數(shù)據(jù),采用參數(shù)法(擴展GMM回歸方法)與非參數(shù)法(局部線性回歸方法)相結合的研究方法,實證檢驗包容性金融發(fā)展對產(chǎn)業(yè)結構升級的靜態(tài)與動態(tài)影響。在穩(wěn)健的研究結論的基礎上,本文提出促進包容性金融發(fā)展及其產(chǎn)業(yè)結構升級效應發(fā)揮的政策選擇。研究發(fā)現(xiàn):(1)我國金融包容性發(fā)展水平總體上處于上升趨勢。但是,“經(jīng)濟與金融的耦合性”出現(xiàn)較大波動,特別是金融危機以來出現(xiàn)波動下降趨勢,表現(xiàn)出“虛實脫節(jié)”矛盾。同時,包容性金融發(fā)展水平存在較為明顯的區(qū)域性差異,經(jīng)濟發(fā)展較為滯后的中西部地區(qū),金融包容性發(fā)展相對較差;(2)包容性金融發(fā)展促進了產(chǎn)業(yè)結構的升級,并伴隨包容性發(fā)展程度的提高,其對產(chǎn)業(yè)結構升級的促進效應越明顯。相較中西部地區(qū),東部地區(qū)的該促進效應更為明顯;(3)包容性金融發(fā)展的產(chǎn)業(yè)結構升級效應主要是通過“金融發(fā)展的普惠性”機制發(fā)揮,但“金融與經(jīng)濟的耦合性”、“金融發(fā)展的創(chuàng)新性”引導產(chǎn)業(yè)結構升級的效應并未有效發(fā)揮。(4)基于非參數(shù)逐點回歸的動態(tài)過程進一步揭示,包容性金融發(fā)展的產(chǎn)業(yè)結構升級效應隨著市場化進程的提升呈現(xiàn)出“U型”變化趨勢。因此,完善市場化落后地區(qū)的市場機制成為提高包容性金融發(fā)展的產(chǎn)業(yè)結構升級效應的關鍵。
[Abstract]:The course of industrial development in developed countries shows that the upgrading of industrial structure is a typical feature of the long-term growth of the world economy and a core issue and an important way for developing countries to transform their economic development patterns. Therefore, finance, as the core of modern economy, is increasingly becoming an important mechanism to upgrade the industrial structure (Luo Chao Equality, 2016). However, with China's macroeconomic and financial development into the critical period of transformation and upgrading, the painful period, the relationship between finance and economy has emerged a series of new contradictions and problems. On the other hand, the rapid development of the financial industry contrasts sharply with the widespread financial exclusion, and the contradictions and conflicts in the allocation of financial resources become increasingly serious. Therefore, only through the expansion of financial scale or depth can not really alleviate the financial constraints of industrial structure upgrading, we should focus on building an inclusive financial system to guide the rationalization of industrial structure, and the high-level development has increasingly become the focus of attention of academia and decision-makers. In order to understand the above-mentioned problems, this paper follows the logic of "theoretical research (construction of analytical framework) empirical research (laying micro-foundation) policy research (proposing improvement measures)" and takes the realistic contradiction of China's economic and financial development as the starting point to alleviate the industrial structure transformation. For the purpose of financial restraint of type I upgrade, the research method of combining normative research with empirical research is carried out. Among them, theoretical research focuses on the scientific definition of the core concepts of Inclusive Finance and industrial structure upgrade, and on this basis, the theory of financial development, inclusive growth, industrial structure transformation and upgrading is used for reference to explore inclusiveness. On the basis of the analysis framework constructed in the theoretical research section, the empirical research constructs three dimensions, namely, the inclusiveness of financial development, the coupling of Finance and economy, and the innovation of financial development, based on the special contradictions in the practice of China's economic and financial operation. The index system of inclusive financial development evaluation and the panel data of 31 provinces in China from 2004 to 2014 are used to test the static and dynamic effects of Inclusive Financial Development on the upgrading of industrial structure. On the basis of the conclusion, this paper puts forward some policy choices to promote inclusive financial development and upgrade its industrial structure. At the same time, there are obvious regional differences in the level of inclusive financial development, the lagging economic development in the central and Western regions, financial inclusive development is relatively poor; (2) inclusive financial development promotes the upgrading of industrial structure, and with the improvement of inclusive development, its industrial structure is upgraded. Compared with the central and Western regions, the eastern region has a more obvious promotion effect. (3) The industrial structure upgrading effect of inclusive financial development is mainly through the "inclusive financial development" mechanism, but the "coupling of Finance and economy" and "the innovation of financial development" lead to the industrial structure upgrading effect. (4) Based on the dynamic process of non-parametric point-by-point regression, it is further revealed that the industrial structure upgrading effect of inclusive financial development presents a "U-shaped" trend with the promotion of the market-oriented process. Therefore, improving the market mechanism in the backward market-oriented areas becomes to improve the industrial structure upgrading effect of inclusive financial development. The key should be.
【學位授予單位】：西南大學
【學位級別】：碩士
【學位授予年份】：2017
【分類號】：F832

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