【摘要】：改革開放以來，我國的私營經(jīng)濟得到了飛速的發(fā)展，私營企業(yè)在國民經(jīng)濟中的比重逐漸增多，給我國的經(jīng)濟發(fā)展帶來新的生機。然而，私營企業(yè)的醫(yī)療保險發(fā)展狀況卻不容樂觀，不僅與國有企業(yè)相比嚴重滯后，也與我國私營經(jīng)濟的快速發(fā)展不同步。私營企業(yè)醫(yī)療保險面臨著各種問題，使得其中大部分員工仍然游離于醫(yī)療保險制度的主流框架之外。 這種問題在吉林省也普遍存在，直接影響了勞動力的靈活就業(yè)和吉林省經(jīng)濟的可持續(xù)發(fā)展。我國的醫(yī)療保險體系既包括國有企業(yè)員工也包括私營企業(yè)員工，但在具體執(zhí)行過程中常常出現(xiàn)各種問題，造成了私營企業(yè)醫(yī)療保險方面的困境，，私營企業(yè)中大部分員工沒有享受到醫(yī)療保險待遇。 本文以如何改善吉林省私營企業(yè)醫(yī)療保險的困境為研究目的，首先簡述吉林省醫(yī)療保險的實施背景和醫(yī)療保險的實施現(xiàn)狀；繼之，對筆者所進行的吉林省9個市縣的39家私營企業(yè)的調(diào)查問卷進行分析總結(jié)，揭示吉林省私營企業(yè)醫(yī)療保險的困境；針對私營企業(yè)在參保過程中顯現(xiàn)出的各類問題，詳細探尋困境背后的原因；考察原因時，主要考察政府、私營企業(yè)及勞動者這三個方面；并借鑒其他省、市的成功經(jīng)驗，比較吉林省，找出差距與不足；最后，為解決吉林省私營企業(yè)醫(yī)療保險的困境提出有針對性的建議。
[Abstract]:Since the reform and opening up, the private economy of our country has been developing rapidly, and the proportion of private enterprises in the national economy has gradually increased, which brings new vitality to the economic development of our country. However, the development of medical insurance in private enterprises is not optimistic. It is not only lagged seriously compared with state-owned enterprises, but also out of step with the rapid development of private economy in China. Private sector health insurance faces a variety of problems, leaving most of its employees outside the mainstream framework of health insurance. This problem also exists in Jilin Province, which directly affects the flexible employment of labor force and the sustainable development of Jilin's economy. China's medical insurance system includes both state-owned and private enterprise employees, but in the process of implementation, there are often various problems, resulting in the plight of private enterprise medical insurance. Most employees in the private sector are not covered by health insurance. This paper aims at how to improve the plight of the private enterprise medical insurance in Jilin Province. Firstly, the background of the implementation of the medical insurance in Jilin Province and the status quo of the implementation of the medical insurance are briefly described. Secondly, the author analyzes and summarizes the questionnaire of 39 private enterprises in 9 cities and counties of Jilin Province, and reveals the plight of medical insurance of private enterprises in Jilin Province. In view of the various problems that appear in the process of participating in the insurance, the reasons behind the predicament are explored in detail, and the three aspects of government, private enterprise and laborer are mainly investigated when the reasons are examined. And draw lessons from the successful experience of other provinces and cities, compare Jilin Province, find out the gap and insufficiency; finally, to solve the plight of private enterprise medical insurance in Jilin Province put forward targeted suggestions.
【學位授予單位】：東北師范大學
【學位級別】：碩士
【學位授予年份】：2014
【分類號】：F276.5;F842.684

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