【摘要】：社會保障制度是社會發(fā)展和進步的產(chǎn)物,也是現(xiàn)代國家文明的重要標志之一,完備的社會保障制度已成為當(dāng)今社會發(fā)展的“穩(wěn)定器”、“安全網(wǎng)”和改革的“緩沖器”。社會保險是社會保障系統(tǒng)的核心內(nèi)容,社會養(yǎng)老保險在社會保險體系中又占據(jù)著及其重要的位置,我國的社會養(yǎng)老保險制度由于長期受到城鄉(xiāng)二元社會結(jié)構(gòu)的影響,具有深刻的城鄉(xiāng)分割的特點,長期以來一直滯后于社會經(jīng)濟發(fā)展的步伐。同時,在經(jīng)濟較發(fā)達地區(qū)的社會養(yǎng)老保險制度也存在著諸如：城鄉(xiāng)社會養(yǎng)老保險制度的覆蓋面和保障水平總體偏低、城鄉(xiāng)社會養(yǎng)老保險并軌基金支付壓力巨大、城鄉(xiāng)社會養(yǎng)老保險體系碎片化差異長期存在等問題,為此本文將從推進城鄉(xiāng)統(tǒng)籌社會養(yǎng)老保險全覆蓋為落腳點,試圖為經(jīng)濟較發(fā)達地區(qū)探索出一條具有示范指導(dǎo)意義的城鄉(xiāng)統(tǒng)籌社會養(yǎng)老保險新道路提出行之有效的對策與建議。 本文從城鄉(xiāng)統(tǒng)籌的視野出發(fā),對城鎮(zhèn)職工養(yǎng)老保險制度、新型農(nóng)村社會養(yǎng)老保險制度、統(tǒng)籌城鄉(xiāng)社會養(yǎng)老保險等概念進行了界定和內(nèi)涵概述,從公共產(chǎn)品理論、社會公平正義理論、統(tǒng)籌城鄉(xiāng)發(fā)展理論三個方面梳理了城鄉(xiāng)統(tǒng)籌社會養(yǎng)老保險制度的理論基礎(chǔ)。同時,本文系統(tǒng)闡述了在城鄉(xiāng)統(tǒng)籌過程中常熟市養(yǎng)老保險制度的發(fā)展軌跡,其中包括常熟市城鎮(zhèn)企業(yè)職工養(yǎng)老保險制度的發(fā)展與成效、農(nóng)村養(yǎng)老保險制度的發(fā)展與成效以及常熟市被征地農(nóng)民基本生活保障制度的發(fā)展與成效,通過分析常熟市“城�！焙汀稗r(nóng)�！苯榆壍膭右蚝彤�(dāng)?shù)氐淖龇?歸納總結(jié)出存在問題、瓶頸以及造成瓶頸的原因。同時,通過分析借鑒國外社會養(yǎng)老保險制度的經(jīng)驗,在此基礎(chǔ)上結(jié)合常熟實際,從操作層面和制度層面上提出了包括統(tǒng)籌優(yōu)化常熟城鄉(xiāng)養(yǎng)老保險的制度體系、增強社會養(yǎng)老保險基金管理水平與可持續(xù)發(fā)展能力、提高城鄉(xiāng)居民參與社會養(yǎng)老保險的能力及意愿、優(yōu)化社會養(yǎng)老保險體系運行的配套措施等對策措施。
[Abstract]:The social security system is the product of social development and progress and one of the important symbols of modern national civilization. A complete social security system has become a "stabilizer", a "safety net" and a "buffer" for social development. Social insurance is the core content of social security system, and social old-age insurance occupies an extremely important position in the social insurance system. The social old-age insurance system of our country is affected by the dual social structure of urban and rural areas for a long time. With the characteristics of deep urban-rural division, has been lagging behind the pace of social and economic development for a long time. At the same time, the social old-age insurance system in the more developed areas also exists such as: the coverage and security level of urban and rural social old-age insurance system is on the low side, and the social pension insurance system in urban and rural areas is under great pressure to pay funds. The fragmentation of urban and rural social old-age insurance system has long existed problems, so this paper will focus on the promotion of urban and rural overall social pension insurance coverage. This paper attempts to provide effective countermeasures and suggestions for exploring a new road of urban and rural overall planning social old-age insurance in economically developed areas. From the perspective of urban and rural planning, this paper defines and summarizes the concepts of urban workers' old-age insurance system, new rural social old-age insurance system, as well as urban and rural social old-age insurance. The theory of social equity and justice, the theory of overall urban and rural development, combing the theoretical basis of urban and rural overall social endowment insurance system. At the same time, this paper systematically expounds the development track of the pension insurance system in Changshu city, including the development and effect of the pension insurance system for urban enterprise workers in Changshu city. The development and effect of rural old-age insurance system and the development and effect of the basic living security system of land-expropriated farmers in Changshu City are summarized, and the existing problems are summed up through the analysis of the motivation and local practice of "urban insurance" and "rural insurance" in Changshu city. The bottleneck and the cause of the bottleneck. At the same time, by analyzing and learning from the experience of foreign social endowment insurance system, combining with Changshu practice, this paper puts forward the system including optimizing urban and rural pension insurance in Changshu from the operational level and system level. We should strengthen the management level and sustainable development ability of social endowment insurance fund, improve the ability and willingness of urban and rural residents to participate in social endowment insurance, and optimize the supporting measures of social endowment insurance system.
【學(xué)位授予單位】：上海交通大學(xué)
【學(xué)位級別】：碩士
【學(xué)位授予年份】：2013
【分類號】：F842.67

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