我國新型農(nóng)村社會(huì)養(yǎng)老保險(xiǎn)制度研究
發(fā)布時(shí)間：2018-10-20 10:49
【摘要】：隨著我國農(nóng)村養(yǎng)老保險(xiǎn)體系的建立和完善,我國農(nóng)村社會(huì)養(yǎng)老事業(yè)取得了一定的進(jìn)展,但是在制度設(shè)計(jì)和制度運(yùn)作中出現(xiàn)了一系列問題,一度使我國農(nóng)村養(yǎng)老保險(xiǎn)事業(yè)陷入困境。建立新型農(nóng)村社會(huì)養(yǎng)老保險(xiǎn)制度,對確保農(nóng)村居民基本生活,實(shí)現(xiàn)農(nóng)民基本權(quán)利,推動(dòng)農(nóng)村減貧和逐步縮小城鄉(xiāng)差距,維護(hù)農(nóng)村社會(huì)穩(wěn)定,推動(dòng)農(nóng)村地區(qū)社會(huì)和諧具有重要意義;同時(shí)對推動(dòng)覆蓋城鄉(xiāng)居民的社會(huì)保障體系的建立和完善發(fā)揮著重要作用。 農(nóng)村社會(huì)養(yǎng)老保險(xiǎn)是國家保障全體農(nóng)民老年基本生活的制度,是政府的一項(xiàng)重要政策。我國建立新型農(nóng)村社會(huì)養(yǎng)老保險(xiǎn)制度,需要根據(jù)我國農(nóng)村地區(qū)的的實(shí)際情況,在低水平、廣覆蓋、可持續(xù)的基礎(chǔ)上,切實(shí)保障農(nóng)村老年人口的基本生活。在新型農(nóng)村社會(huì)養(yǎng)老制度設(shè)計(jì)和構(gòu)建過程中,要實(shí)行農(nóng)民個(gè)人繳費(fèi)為主,集體補(bǔ)助為輔,國家給予政策扶持相結(jié)合的策略,爭取實(shí)現(xiàn)各類農(nóng)村人口社會(huì)養(yǎng)老保險(xiǎn)制度的統(tǒng)一。在新型農(nóng)村社會(huì)養(yǎng)老保險(xiǎn)制度的執(zhí)行過程中,在充分發(fā)揮政府的引導(dǎo)作用的同時(shí),需要調(diào)動(dòng)廣大群眾的積極性,引導(dǎo)其自愿參保。在新型農(nóng)村社會(huì)養(yǎng)老基金的管理運(yùn)營過程中,需要在不斷拓寬資金來源的同時(shí),切實(shí)提高農(nóng)村社會(huì)養(yǎng)老基金的投資收益能力,確保農(nóng)村社會(huì)養(yǎng)老金的保值增值。 本文以我國農(nóng)村地區(qū)社會(huì)養(yǎng)老保險(xiǎn)發(fā)展的實(shí)際情況為出發(fā)點(diǎn),綜合比較國內(nèi)外典型的農(nóng)村社會(huì)養(yǎng)老模式,吸收和借鑒國內(nèi)外農(nóng)村社會(huì)養(yǎng)老保險(xiǎn)制度實(shí)踐中的有益經(jīng)驗(yàn),結(jié)合農(nóng)村現(xiàn)狀對我國現(xiàn)階段農(nóng)村養(yǎng)老保險(xiǎn)制度進(jìn)行系統(tǒng)化研究,提出完善我國新型農(nóng)村養(yǎng)老保險(xiǎn)制度的總體思路,以期為中國新型農(nóng)村社會(huì)養(yǎng)老保險(xiǎn)體系的建設(shè)和完善提供理論依據(jù)和政策參考。
[Abstract]:With the establishment and perfection of the rural old-age insurance system in our country, some progress has been made in the rural social pension system, but a series of problems have appeared in the system design and system operation. Once upon a time, China's rural old-age insurance industry into a dilemma. The establishment of a new rural social endowment insurance system will ensure the basic livelihood of rural residents, realize the basic rights of peasants, promote poverty reduction in rural areas, gradually narrow the gap between urban and rural areas, and maintain social stability in rural areas. It is of great significance to promote social harmony in rural areas and play an important role in the establishment and improvement of social security system covering urban and rural residents. Rural social endowment insurance is an important policy of the government. In order to establish a new rural social endowment insurance system in China, it is necessary to ensure the basic life of the elderly population in rural areas on the basis of low level, wide coverage and sustainability according to the actual situation in rural areas. In the process of designing and constructing the new rural social old-age system, it is necessary to realize the unity of the social old-age insurance system of all kinds of rural population through the strategy of combining the individual contribution of farmers with the collective subsidy and the policy support of the state in order to realize the unity of the social old-age insurance system for all kinds of rural population. In the process of implementing the new rural social endowment insurance system, it is necessary to arouse the enthusiasm of the masses and guide them to participate in the insurance voluntarily while giving full play to the guiding role of the government. In the course of the management and operation of the new rural social pension fund, it is necessary to continuously broaden the sources of funds, at the same time, to effectively improve the ability of investment income of rural social pension fund, to ensure the maintenance and appreciation of rural social pension. Based on the actual situation of the development of social endowment insurance in rural areas of our country, this paper comprehensively compares the typical rural social endowment model at home and abroad, absorbs and draws lessons from the beneficial experience in the practice of rural social endowment insurance system at home and abroad. According to the present situation of rural areas, this paper makes a systematic study on the rural old-age insurance system in China at present, and puts forward the general idea of perfecting the new rural old-age insurance system in China. In order to provide theoretical basis and policy reference for the construction and improvement of the new rural social endowment insurance system in China.
【學(xué)位授予單位】：武漢科技大學(xué)
【學(xué)位級別】：碩士
【學(xué)位授予年份】：2011
【分類號(hào)】：F842.6
本文編號(hào)：2282922
[Abstract]:With the establishment and perfection of the rural old-age insurance system in our country, some progress has been made in the rural social pension system, but a series of problems have appeared in the system design and system operation. Once upon a time, China's rural old-age insurance industry into a dilemma. The establishment of a new rural social endowment insurance system will ensure the basic livelihood of rural residents, realize the basic rights of peasants, promote poverty reduction in rural areas, gradually narrow the gap between urban and rural areas, and maintain social stability in rural areas. It is of great significance to promote social harmony in rural areas and play an important role in the establishment and improvement of social security system covering urban and rural residents. Rural social endowment insurance is an important policy of the government. In order to establish a new rural social endowment insurance system in China, it is necessary to ensure the basic life of the elderly population in rural areas on the basis of low level, wide coverage and sustainability according to the actual situation in rural areas. In the process of designing and constructing the new rural social old-age system, it is necessary to realize the unity of the social old-age insurance system of all kinds of rural population through the strategy of combining the individual contribution of farmers with the collective subsidy and the policy support of the state in order to realize the unity of the social old-age insurance system for all kinds of rural population. In the process of implementing the new rural social endowment insurance system, it is necessary to arouse the enthusiasm of the masses and guide them to participate in the insurance voluntarily while giving full play to the guiding role of the government. In the course of the management and operation of the new rural social pension fund, it is necessary to continuously broaden the sources of funds, at the same time, to effectively improve the ability of investment income of rural social pension fund, to ensure the maintenance and appreciation of rural social pension. Based on the actual situation of the development of social endowment insurance in rural areas of our country, this paper comprehensively compares the typical rural social endowment model at home and abroad, absorbs and draws lessons from the beneficial experience in the practice of rural social endowment insurance system at home and abroad. According to the present situation of rural areas, this paper makes a systematic study on the rural old-age insurance system in China at present, and puts forward the general idea of perfecting the new rural old-age insurance system in China. In order to provide theoretical basis and policy reference for the construction and improvement of the new rural social endowment insurance system in China.
【學(xué)位授予單位】：武漢科技大學(xué)
【學(xué)位級別】：碩士
【學(xué)位授予年份】：2011
【分類號(hào)】：F842.6
【引證文獻(xiàn)】
相關(guān)碩士學(xué)位論文 前2條
1 楊慶慶;城鎮(zhèn)居民社會(huì)養(yǎng)老保險(xiǎn)制度問題研究[D];湖南師范大學(xué);2012年
2 范璐璐;遼寧省城鎮(zhèn)居民養(yǎng)老保險(xiǎn)基礎(chǔ)養(yǎng)老金給付水平研究[D];遼寧大學(xué);2013年
，本文編號(hào)：2282922
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