【摘要】：廣西壯族自治區(qū)地處中國的西南部,地理環(huán)境十分復(fù)雜,地跨北熱帶、南亞熱帶以及中亞熱帶,氣候類型復(fù)雜多變,自然生態(tài)環(huán)境優(yōu)越,物種資源相當(dāng)豐富。同時,廣西常因季風(fēng)進(jìn)退失常影響,頻繁出現(xiàn)災(zāi)害性天氣,給當(dāng)?shù)氐霓r(nóng)業(yè)生產(chǎn)造成很大損失。農(nóng)業(yè)保險作為一種風(fēng)險轉(zhuǎn)移和應(yīng)對機(jī)制,充分發(fā)揮著分散農(nóng)業(yè)風(fēng)險、補償經(jīng)濟(jì)損失、提高農(nóng)業(yè)生產(chǎn)能力、增加農(nóng)民收入等方面的重要作用。因此,探討廣西壯族自治區(qū)政策性農(nóng)業(yè)保險可持續(xù)發(fā)展問題,不僅有著重要的理論意義,也有重大的現(xiàn)實意義,能為其他地區(qū)的農(nóng)業(yè)保險制度的建立和完善提供一定的借鑒,促進(jìn)農(nóng)村經(jīng)濟(jì)發(fā)展,有利于社會主義新農(nóng)村建設(shè),最終實現(xiàn)全社會的可持續(xù)發(fā)展。 本文首先主要介紹了廣西的農(nóng)業(yè)發(fā)展?fàn)顩r,包括自然環(huán)境,農(nóng)業(yè)生產(chǎn)狀況,以及農(nóng)業(yè)自然災(zāi)害情況,指出廣西發(fā)展政策性農(nóng)業(yè)保險的必要性和可行性。其次簡要概括了廣西農(nóng)業(yè)保險的發(fā)展歷程,包括純商業(yè)化經(jīng)營階段和政策性經(jīng)營階段,并對廣西現(xiàn)行的政策性農(nóng)業(yè)保險主要試點險種進(jìn)行逐一分析,包括水稻、甘蔗、能繁母豬、森林以及農(nóng)村住房保險,通過分析總結(jié)出試點取得的成效以及不足之處。然后詳細(xì)論述并分析了制約廣西政策性農(nóng)業(yè)保險可持續(xù)發(fā)展的因素,包括農(nóng)戶方面、保險人方面、政府方面等。最后根據(jù)以上的分析,提出了廣西政策性農(nóng)業(yè)保險可持續(xù)發(fā)展的相關(guān)對策建議,認(rèn)為在農(nóng)戶方面：可以增加他們的收入、提高他們的保險意識和誠信意識；在保險公司方面：可以完善服務(wù)體系、開發(fā)新產(chǎn)品、培養(yǎng)專業(yè)人才隊伍和發(fā)展中介機(jī)構(gòu)；在政府方面：可以健全相關(guān)法律法規(guī)、完善監(jiān)管體制、引進(jìn)競爭機(jī)制以及加大財稅支持力度等,旨在為加快廣西農(nóng)業(yè)保險建設(shè),促進(jìn)廣西農(nóng)村經(jīng)濟(jì)的全面、協(xié)調(diào)與可持續(xù)發(fā)展提供一定依據(jù)。
[Abstract]:Guangxi Zhuang Autonomous region is located in the southwestern part of China. Its geographical environment is very complex. It spans the north tropics, subtropics and middle subtropics. The climate type is complex and changeable, the natural ecological environment is superior, and the species resources are quite rich. At the same time, due to the influence of monsoon, disastrous weather frequently occurred in Guangxi, which caused great losses to local agricultural production. As a risk transfer and coping mechanism, agricultural insurance plays an important role in dispersing agricultural risks, compensating economic losses, improving agricultural production capacity and increasing farmers' income. Therefore, to discuss the sustainable development of policy agricultural insurance in Guangxi Zhuang Autonomous region is not only of great theoretical significance, but also of great practical significance, which can provide some reference for the establishment and improvement of agricultural insurance system in other regions. Promoting rural economic development is conducive to the construction of a new socialist countryside and ultimately to the sustainable development of the whole society. This paper first introduces the development of agriculture in Guangxi, including the natural environment, agricultural production, and agricultural natural disasters, and points out the necessity and feasibility of developing policy-oriented agricultural insurance in Guangxi. Secondly, the development course of Guangxi agricultural insurance is briefly summarized, including the stage of pure commercial operation and the stage of policy management, and the analysis of the main pilot types of current policy agricultural insurance in Guangxi, including rice, sugarcane, etc. Can breed sows, forest and rural housing insurance, through analysis and summed up the results of the pilot and shortcomings. Then it discusses and analyzes the factors restricting the sustainable development of policy agricultural insurance in Guangxi, including farmers, insurers, government and so on. Finally, according to the above analysis, put forward the relevant countermeasures and suggestions of the sustainable development of Guangxi policy-oriented agricultural insurance, think that in the aspect of farmers: can increase their income, improve their insurance awareness and integrity awareness; On the part of insurance companies, we can perfect the service system, develop new products, train professionals and develop intermediary organizations. In the government, we can perfect the relevant laws and regulations, perfect the supervision system, The purpose of introducing competition mechanism and increasing financial and tax support is to provide a certain basis for speeding up the construction of agricultural insurance in Guangxi and promoting the overall, coordinated and sustainable development of Guangxi's rural economy.
【學(xué)位授予單位】：廣西大學(xué)
【學(xué)位級別】：碩士
【學(xué)位授予年份】：2014
【分類號】：F842.66

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