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我國(guó)保險(xiǎn)公司企業(yè)年金業(yè)務(wù)研究

發(fā)布時(shí)間:2018-06-29 06:17

  本文選題:保險(xiǎn) + 企業(yè)年金; 參考:《東北師范大學(xué)》2013年碩士論文


【摘要】:我國(guó)企業(yè)年金市場(chǎng)經(jīng)過二十二年的發(fā)展,已經(jīng)初步形成的了一定的規(guī)模和結(jié)構(gòu)。保險(xiǎn)公司作為我國(guó)三大金融支柱之一,大力發(fā)展企業(yè)年金業(yè)務(wù)將有著廣泛而深遠(yuǎn)的意義。 本文從企業(yè)年金的定義出發(fā),介紹企業(yè)年金產(chǎn)生的理論依據(jù),概述了保險(xiǎn)公司企業(yè)年金業(yè)務(wù)的發(fā)展歷程及存在的問題,對(duì)問題的原因進(jìn)行了深入分析,,并從三個(gè)方面研究了發(fā)展企業(yè)年金對(duì)我國(guó)社會(huì)的影響。之后借鑒發(fā)達(dá)國(guó)家保險(xiǎn)公司發(fā)展經(jīng)驗(yàn),分別介紹了美國(guó)、英國(guó)和澳大利亞的保險(xiǎn)公司在企業(yè)年金發(fā)展過程中成功的經(jīng)驗(yàn),在此基礎(chǔ)上得出自己的研究結(jié)論,即針對(duì)目前保險(xiǎn)公司企業(yè)年金業(yè)務(wù)中存在的問題,分別采取與其他金融機(jī)構(gòu)合作、全方位的營(yíng)銷模式、根據(jù)市場(chǎng)需要設(shè)計(jì)年金產(chǎn)品這三種方式來解決目前的困境。 保險(xiǎn)公司發(fā)展企業(yè)年金是我國(guó)的現(xiàn)實(shí)需求,發(fā)展企業(yè)年金是我國(guó)實(shí)現(xiàn)社會(huì)和諧的一個(gè)重要舉措,本文主要聚焦在我國(guó)保險(xiǎn)公司企業(yè)年金業(yè)務(wù)的發(fā)展上,研究我國(guó)保險(xiǎn)公司企業(yè)年金方面的問題。
[Abstract]:After 22 years of development, China's enterprise annuity market has formed a certain scale and structure. As one of the three major financial pillars in China, insurance companies will have extensive and far-reaching significance in developing enterprise annuity business. Starting from the definition of enterprise annuity, this paper introduces the theoretical basis of the production of enterprise annuity, summarizes the development course and existing problems of enterprise annuity business of insurance companies, and analyzes the causes of the problems deeply. And from three aspects of the development of enterprise annuity on the social impact of our country. Then it introduces the successful experiences of American, British and Australian insurance companies in the process of enterprise annuity development, and draws their own research conclusions based on the experience of insurance companies in developed countries. That is, aiming at the problems existing in the enterprise annuity business of the insurance company at present, it adopts the cooperation with other financial institutions, the omnidirectional marketing mode, and designs the annuity product according to the market demand to solve the current predicament. The development of enterprise annuity is the realistic demand of our country, and the development of enterprise annuity is an important measure to realize social harmony in our country. This paper focuses on the development of enterprise annuity business of insurance company in our country. This paper studies the problems of enterprise annuity of insurance companies in China.
【學(xué)位授予單位】:東北師范大學(xué)
【學(xué)位級(jí)別】:碩士
【學(xué)位授予年份】:2013
【分類號(hào)】:F842.3

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