基于城鄉(xiāng)統(tǒng)籌視角的我國(guó)農(nóng)村社會(huì)養(yǎng)老保險(xiǎn)研究
本文選題:城鄉(xiāng)統(tǒng)籌 + 農(nóng)村社會(huì)養(yǎng)老保險(xiǎn) ; 參考:《中南林業(yè)科技大學(xué)》2014年碩士論文
【摘要】:構(gòu)建我國(guó)現(xiàn)行農(nóng)村社會(huì)福利制度的一項(xiàng)重要舉措就是完善農(nóng)村社會(huì)養(yǎng)老保險(xiǎn)制度。從城鄉(xiāng)統(tǒng)籌角度進(jìn)行分析,我國(guó)農(nóng)村社會(huì)養(yǎng)老保險(xiǎn)的發(fā)展還存在著社保基金運(yùn)營(yíng)低效、養(yǎng)老金保障水平低、城鄉(xiāng)間不同社會(huì)養(yǎng)老保險(xiǎn)制度間銜接政策缺失、集體補(bǔ)助難以落實(shí)、參保率低以及國(guó)家層面立法不足等各方面的問(wèn)題,以上都是我國(guó)農(nóng)村社會(huì)養(yǎng)老保險(xiǎn)的社會(huì)保障作用沒(méi)有充分發(fā)揮的因素。 現(xiàn)行我國(guó)的社會(huì)養(yǎng)老保險(xiǎn)制度建立的背景是城鄉(xiāng)二元結(jié)構(gòu),職工基本養(yǎng)老保險(xiǎn)制度是城鎮(zhèn)養(yǎng)老保險(xiǎn)的主題;農(nóng)村養(yǎng)老保險(xiǎn)制度則是基本停留在家庭保障的層次。我國(guó)城市和鄉(xiāng)村基本養(yǎng)老保險(xiǎn)制度差異主要表現(xiàn)為基本養(yǎng)老保險(xiǎn)制度的設(shè)計(jì)不同、參保方式不同、基金籌集模式不同、社會(huì)互濟(jì)功能差異大、保障水平和社會(huì)化程度差距大等幾個(gè)方面。通過(guò)統(tǒng)籌城鄉(xiāng)發(fā)展建立農(nóng)村社會(huì)養(yǎng)老保險(xiǎn)制度的目的就是要逐步消除不合理的、過(guò)大的城鄉(xiāng)保障差距,優(yōu)化城鄉(xiāng)差距擴(kuò)大化機(jī)制運(yùn)作的環(huán)境,為建設(shè)城鄉(xiāng)社會(huì)養(yǎng)老保險(xiǎn)制度的良性循環(huán)機(jī)制和實(shí)現(xiàn)城鄉(xiāng)共同發(fā)展創(chuàng)造條件。同時(shí)城鄉(xiāng)統(tǒng)籌有利于改變傳統(tǒng)的家庭養(yǎng)老模式、促進(jìn)社會(huì)公平,從而是解決農(nóng)村人口老齡化的需要;城鄉(xiāng)統(tǒng)籌能有效椎動(dòng)城市化和工業(yè)化進(jìn)程,解決農(nóng)村社會(huì)養(yǎng)老保險(xiǎn)實(shí)施過(guò)程中的困難。 基于城鄉(xiāng)統(tǒng)籌視角分析,農(nóng)村社會(huì)養(yǎng)老保險(xiǎn)制度在我國(guó)的發(fā)展還很不完善。因此如何解決這些問(wèn)題從而使農(nóng)村社會(huì)養(yǎng)老保險(xiǎn)發(fā)揮其應(yīng)有的作用,是我國(guó)中央、地方政府和各級(jí)部門的當(dāng)務(wù)之急。
[Abstract]:An important measure to construct the current rural social welfare system is to perfect the rural social endowment insurance system. From the perspective of urban and rural overall planning, the development of rural social endowment insurance in China still has low efficiency of social security fund operation, low level of pension security, the lack of linking policies between different social pension insurance systems between urban and rural areas, and the difficulty of implementing collective subsidies. The problems of low participation rate and insufficient legislation at the national level are all factors that have not fully played the role of social security of rural social endowment insurance in our country. The background of the current social endowment insurance system in China is the dual structure of urban and rural areas, the basic pension insurance system for workers is the theme of urban old-age insurance, and the rural old-age insurance system is basically staying at the level of family security. The differences between urban and rural basic old-age insurance systems in China are mainly reflected in the different design of basic old-age insurance system, the different ways of participating in insurance, the different modes of fund raising, and the great differences in the function of social mutual assistance. Guarantee level and socialization degree disparity is big wait a few respects. The purpose of establishing the rural social endowment insurance system through the overall planning of urban and rural development is to gradually eliminate the unreasonable and excessive urban-rural security gap, and optimize the operating environment of the mechanism for widening the urban-rural gap. Create conditions for the construction of a virtuous cycle of urban and rural social endowment insurance system and the realization of urban and rural common development. At the same time, urban and rural planning is conducive to changing the traditional family pension model, promoting social equity, thus solving the needs of the aging of the rural population; urban-rural integration can effectively drive the process of urbanization and industrialization. To solve the difficulties in the implementation of social endowment insurance in rural areas. Based on the analysis of urban and rural overall planning, the development of rural social endowment insurance system in China is not perfect. Therefore, how to solve these problems so as to make the rural social endowment insurance play its due role is the top priority of our central, local government and all levels of departments.
【學(xué)位授予單位】:中南林業(yè)科技大學(xué)
【學(xué)位級(jí)別】:碩士
【學(xué)位授予年份】:2014
【分類號(hào)】:F842.67;F323.89
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