GB人壽佛山分公司“福祿雙喜”產(chǎn)品2014年促銷計劃
本文選題:促銷計劃 + 市場營銷; 參考:《華南理工大學》2014年碩士論文
【摘要】:居民的可支配收入會極大地影響地區(qū)的零售業(yè),尤其是金融零售業(yè)。而截至2012年12月底,佛山居民儲蓄存款余額5215.16億元,人均約為8.5萬元,同比上年增長10.8%,居民儲蓄存款余額居全國地級市之首。由此可見金融零售業(yè)在佛山地區(qū)的巨大市場空間。 保險產(chǎn)品作為居民家庭理財?shù)闹匾ぞ,在金融零售市場中占?jù)重要地位!吧喜∷罋垺弊鳛槿松厝坏牟糠,其衍生的財務(wù)問題也伴隨每個個體,影響每個家庭的生活品質(zhì),而保險產(chǎn)品可以很大程度上維護客戶家庭的財務(wù)穩(wěn)定性。隨著地區(qū)經(jīng)濟的發(fā)達,居民可支配收入的提高,保險意義與功用在佛山居民中的不斷普及,保費支出,尤其是以提供子女教育金,養(yǎng)老金為目的的儲蓄型理財保險保費支出,成為居民年支出的重要組成部分。 “福祿雙喜”(至尊版)產(chǎn)品組合是GB人壽重要的儲蓄型理財保險產(chǎn)品,創(chuàng)新組合分紅產(chǎn)品與萬能產(chǎn)品,,集滿期返還保費、紅利分配權(quán)、生存金萬能賬戶投資能力于一身,客戶可在保險期間內(nèi),在滿足一定條件的情況下,根據(jù)應(yīng)急、醫(yī)療、教育、養(yǎng)老等個人需求從個人帳戶支取,滿足人生不同階段的需求。 本文通過制定GB人壽個險渠道的主打理財產(chǎn)品——“福祿雙喜”(至尊版)產(chǎn)品組合的促銷計劃書,為2014年佛山GB的個險營銷提供建議和指導,以達到鞏固佛山GB在佛山地區(qū)的市場地位,維護目前市場份額的目的。 本文首先對公司背景和產(chǎn)品情況進行介紹,接著分別通過宏觀環(huán)境、競爭環(huán)境、需求環(huán)境和SWOT對“福祿雙喜”的營銷環(huán)境進行分析,然后通過市場細分、目標市場選擇,形成業(yè)務(wù)的定位。最后,基于分析的結(jié)果,具體從“福祿雙喜”的廣告、人員推銷、銷售促進和公共關(guān)系四個方面制定2014年“福祿雙喜”的促銷計劃,并基于促銷計劃進行了財務(wù)分析和風險分析。
[Abstract]:The disposable income of residents will greatly affect regional retailing, especially financial retailing. By the end of December 2012, the balance of Foshan residents' savings deposits was 521.516 billion yuan, or 85000 yuan per capita, an increase of 10.8 yuan compared with the previous year, and the balance of household savings deposits ranked first in the prefecture-level cities in the country. This shows the huge market space of financial retail industry in Foshan area. As an important tool of household financial management, insurance products play an important role in the financial retail market. "Life, old, sick and disabled" as an inevitable part of life, its derived financial problems also accompany with each individual, affecting the quality of life of each family, and insurance products can largely maintain the financial stability of the customer family. With the development of regional economy and the improvement of residents' disposable income, the significance and function of insurance are becoming more and more popular among the residents of Foshan. To become an important part of the annual expenditure of residents. The product combination of "Fu Lu Shuangxi" is an important savings type financial management insurance product of GB Life Insurance. The innovative combination of dividend products and universal products integrates the full term return premium, the right to distribute dividends, and the ability to invest in the all-purpose account of survival gold. During the insurance period, customers can meet certain conditions, according to the emergency, medical, education, pension and other personal needs from the individual account to meet the needs of different stages of life. This paper provides advice and guidance for Foshan GB risk marketing in 2014 by making the promotion plan for the main financial management product of GB Life Insurance Channel, "Fu Shuangxi" (to your version), in order to provide suggestions and guidance for the individual risk marketing of Foshan GB in 2014. In order to consolidate the market position of Foshan GB in Foshan, maintain the current market share. This paper first introduces the company background and product situation, and then analyzes the marketing environment of "Flux Shuangxi" by macro environment, competition environment, demand environment and SWOT, then through the market segmentation, the target market choice. To form a business position. Finally, based on the results of the analysis, the author formulates the promotion plan for the year 2014 from four aspects: advertising, sales promotion, sales promotion and public relations. Financial analysis and risk analysis are carried out based on the promotion plan.
【學位授予單位】:華南理工大學
【學位級別】:碩士
【學位授予年份】:2014
【分類號】:F274;F842.3
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