本文選題：河源市 + 新型農(nóng)村�。� 參考：《仲愷農(nóng)業(yè)工程學院》2014年碩士論文

【摘要】：作為處于社會保障制度建設(shè)邊緣的農(nóng)村，經(jīng)濟發(fā)展落后，農(nóng)民生活水平較低，對于喪失勞動能力的老年人的生活更加無法得到保障，所以農(nóng)民的養(yǎng)老問題急需得到解決。目前貧困地區(qū)屬于國家在經(jīng)濟和社會全面發(fā)展期間的弱點，全面建立并完善農(nóng)民社會保障制度就關(guān)系到整個國家社會保障體系的構(gòu)建。20世紀80年代開始，我國進行農(nóng)村社會養(yǎng)老保險試點，主要是針對低保戶、五保戶等所提出的一種保障，解決他們的基本生活以及養(yǎng)老等困難。隨著農(nóng)村社會養(yǎng)老保險（“舊農(nóng)保”）日益無法滿足農(nóng)民群眾對于養(yǎng)老保障的需求，此時更加關(guān)注農(nóng)民利益的新型農(nóng)村社會養(yǎng)老保險（“新農(nóng)保”）也就應(yīng)運而生。 本文討論的學術(shù)界比較少涉到的問題，是關(guān)于貧困地區(qū)實施新型農(nóng)村社會養(yǎng)老保險的問題，在研究過程中運用了歷史研究法，分析了新、舊農(nóng)保在籌資方式、繳費機制、標準設(shè)定等方面的差異，然后從新型農(nóng)村社會養(yǎng)老保險的基本理論出發(fā)，并以廣東省欠發(fā)達城市——河源市新農(nóng)保的發(fā)展為例，通過實證分析法，調(diào)查河源市的基本情況，分析了河源市新型農(nóng)村養(yǎng)老保險的實施現(xiàn)狀以及在實施過程中存在的問題，，問題包括：參保意識薄弱、繳費能力低、參保水平不均衡；籌資、投資、監(jiān)管機制不健全；新農(nóng)保機構(gòu)人員短缺，管理服務(wù)平臺不完善。然后通過比較分析法總結(jié)了德國、日本、波蘭在農(nóng)村社會養(yǎng)老保險建設(shè)中的經(jīng)驗，學習國內(nèi)蘇州、煙臺、中山模式的構(gòu)建，對河源市新農(nóng)保進行研究，借鑒這些國內(nèi)外的發(fā)展經(jīng)驗，最終提出完善河源市新型農(nóng)村社會養(yǎng)老保險的建議，包括：改善新農(nóng)保的宣傳方式，讓農(nóng)民群眾真正熟悉新農(nóng)保的政策；在保持傳統(tǒng)家庭養(yǎng)老工作繼續(xù)進行的同時，促進家庭養(yǎng)老和社會養(yǎng)老保險工作的進一步共同發(fā)展；進一步加快河源市新農(nóng)村的建設(shè)步伐，實現(xiàn)農(nóng)村和城市的社會養(yǎng)老保險一體化；進一步加強新農(nóng)保工作的隊伍建設(shè)，提高對農(nóng)民養(yǎng)老的管理服務(wù)質(zhì)量。希望通過筆者的研究分析，能真正為河源市新型農(nóng)村社會養(yǎng)老保險的不斷建設(shè)和發(fā)展，提供切實可行的建議和經(jīng)驗。
[Abstract]:As at the edge of the construction of social security system in rural areas, backward economic development, the living standards of farmers is relatively low, the incapacity of the elderly life can not be guaranteed, so there is an urgent need to solve the problem of the farmers' pension. The poor area belongs to the national development during the period of weakness in the economy and society, to establish and perfect social security the system of farmers is related to the construction of.20 century beginning in 80s the national social security system, China's rural social endowment insurance pilot, mainly for low income households, a guarantee of five households, the basic pension and solve their life difficulties. With the rural social endowment insurance ("old agricultural insurance") is unable to meet the farmers' demand for old-age security, new rural social pension insurance at this time to pay more attention to the interests of the farmers (new agricultural insurance) It also comes into being.
This paper discusses the academic circles less involved, is on the implementation of the new rural social endowment insurance in poor areas, the historical research method used in the course of the study, analysis of the new and old agricultural insurance in the way of financing, payment mechanism, standard setting and other aspects of the differences, and then starting from the basic theory of the new rural society the endowment insurance, and with the development of the developed city - Heyuan new agricultural insurance in Guangdong Province as an example, through empirical analysis, the basic situation of the investigation of Heyuan City, analyzes the current situation of the implementation of the new rural endowment insurance in Heyuan City and the problems in the implementation process problems include: insurance awareness, ability to pay low, the insured level is not balanced; the financing, investment, supervision mechanism is not perfect; the new agricultural insurance agency personnel shortage, management service platform is not perfect. Then through the comparative analysis, summarizes the Germany, Japan and Poland in the The construction of rural social endowment insurance in the experience of learning at home in Suzhou, Yantai, Zhongshan construction mode, the new rural endowment insurance in Heyuan to study, learn from the development experience of the domestic and abroad, finally put forward to perfect the new rural social pension insurance in Heyuan City, including: improve the new agricultural insurance propaganda way, let the masses of peasants really familiar with the new agricultural insurance policy; keep working in the traditional family pension to proceed at the same time, to further promote the common development of family pension and social pension insurance work; to further accelerate the pace of building new countryside in Heyuan, realize the integration of rural social endowment insurance and city; to further strengthen the team construction of the new agricultural insurance work, improve the management the quality of service of the aged peasants. I hope that through the research and analysis, can be truly continuous construction and development of the new rural social endowment insurance in Heyuan city. Provide practical advice and experience.

【學位授予單位】：仲愷農(nóng)業(yè)工程學院
【學位級別】：碩士
【學位授予年份】：2014
【分類號】：F842.67;F323.89

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