本文選題：養(yǎng)老保險制度 + 收不抵支��； 參考：《蘇州大學(xué)》2014年碩士論文

【摘要】：中國養(yǎng)老保險制度的發(fā)展已到了一個改革的十字路口，雖然近年來中國政府不斷加大對基本養(yǎng)老保險基金的財政投入力度，但與此同時，養(yǎng)老保險基金支付能力不足的隱憂也在逐步浮現(xiàn)，養(yǎng)老金缺口正加速逐年擴大。當(dāng)前，我國養(yǎng)老保險體系的基本框架已經(jīng)形成，以養(yǎng)老保險為主體的社會保障發(fā)展態(tài)勢舉世矚目，為了能夠保持養(yǎng)老保險的可持續(xù)性，就必須著手研究對現(xiàn)有制度進行完善，，提高養(yǎng)老保險各項資源的配置效率，建立多層次、多支柱、梯度式的養(yǎng)老保險體系。本文通過對我國目前“收不抵支”現(xiàn)狀的剖析，挖掘出問題和原因，并以之與國外相借鑒的福利國家的問題進行類比，試圖得出最適合我國的改革措施。 本文共分為六章。第一章介紹了中國養(yǎng)老保險制度的發(fā)展歷程。第二章介紹了當(dāng)前發(fā)達國家養(yǎng)老保險制度共有的收不抵支的問題。第三、四、五章分別描述了中國養(yǎng)老保險制度收不抵支的現(xiàn)狀，收不抵支給我國帶來的主要問題和收不抵支現(xiàn)象發(fā)生的原因。第六章重點論述了通過完善養(yǎng)老保險制度克服收不抵支現(xiàn)狀的可行方法，并提出了基本設(shè)想和需要解決的現(xiàn)實問題，以及相關(guān)的建議和對策。結(jié)語部分對本文做了最后的歸納。
[Abstract]:The development of China's endowment insurance system has reached a crossroads of reform. Although the Chinese government has been increasing its financial investment in basic pension insurance funds in recent years, at the same time,Pension fund ability to pay the hidden worries are also gradually surfacing, pension gap is accelerating year-by-year expansion.At present, the basic framework of China's endowment insurance system has been formed, and the development of social security with endowment insurance as the main body has attracted worldwide attention. In order to maintain the sustainability of pension insurance, we must begin to study and perfect the existing system.Improve the allocation efficiency of endowment insurance resources, and establish a multi-level, multi-pillar, gradient pension insurance system.Based on the analysis of the present situation of "no income against expenditure" in our country, this paper finds out the problems and causes, and compares them with the problems of welfare state in foreign countries, and tries to find out the most suitable reform measures for our country.This paper is divided into six chapters.The first chapter introduces the development of China's endowment insurance system.The second chapter introduces the problem of non-payment of income in the current pension insurance system in developed countries.The third, fourth and fifth chapters respectively describe the current situation of income and non-offset in China's endowment insurance system, the main problems brought to our country and the causes of the phenomenon.Chapter six focuses on the feasible methods to overcome the current situation of income and expenditure by perfecting the old-age insurance system, and puts forward the basic assumption and practical problems that need to be solved, as well as the relevant suggestions and countermeasures.The conclusion part makes the final induction to this article.
【學(xué)位授予單位】：蘇州大學(xué)
【學(xué)位級別】：碩士
【學(xué)位授予年份】：2014
【分類號】：F842.67

【參考文獻】

相關(guān)期刊論文 前10條

1 王輝;美國政府運作的養(yǎng)老保障計劃[J];全球科技經(jīng)濟w

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