長(zhǎng)沙地區(qū)農(nóng)村壽險(xiǎn)現(xiàn)狀調(diào)研及對(duì)策研究
本文選題:農(nóng)村壽險(xiǎn) 切入點(diǎn):農(nóng)業(yè)保險(xiǎn) 出處:《中南林業(yè)科技大學(xué)》2013年碩士論文
【摘要】:中國(guó)正處在經(jīng)濟(jì)體制轉(zhuǎn)軌時(shí)期,社會(huì)主義市場(chǎng)經(jīng)濟(jì)體制的不斷完善,中國(guó)的保險(xiǎn)行業(yè)在最近幾年已取得快速發(fā)展,市場(chǎng)在競(jìng)爭(zhēng)程度上不斷提高,保險(xiǎn)市場(chǎng)主體不斷增長(zhǎng),保險(xiǎn)的滲透和密度逐年增加。然而,中國(guó)保險(xiǎn)業(yè)的增長(zhǎng)主要表現(xiàn)在快速發(fā)展的城市保險(xiǎn),農(nóng)村保險(xiǎn)的發(fā)展一市緩慢。然而,農(nóng)業(yè)是關(guān)系到我國(guó)國(guó)民經(jīng)濟(jì)的產(chǎn)業(yè),中國(guó)的宏觀經(jīng)濟(jì)目標(biāo)之一就是農(nóng)村經(jīng)濟(jì)發(fā)展和農(nóng)民生活水平的提高,此日標(biāo)具有決定性的作用。因此,農(nóng)村保險(xiǎn)的發(fā)展,不僅對(duì)農(nóng)村經(jīng)濟(jì)持續(xù)穩(wěn)定發(fā)展和國(guó)民經(jīng)濟(jì)的可持續(xù)發(fā)展具有重要意義。探索農(nóng)村保險(xiǎn)的現(xiàn)狀和存在的問(wèn)題,并通過(guò)適當(dāng)?shù)拇胧┘敖鉀Q方案,以加快中國(guó)的農(nóng)村保險(xiǎn)產(chǎn)業(yè)的發(fā)展,對(duì)中國(guó)“三農(nóng)”問(wèn)題、國(guó)民經(jīng)濟(jì)的發(fā)展和農(nóng)村經(jīng)濟(jì)的穩(wěn)定發(fā)展、社會(huì)的安定都具有重要的作用。我國(guó)農(nóng)村壽險(xiǎn)市場(chǎng)正處于發(fā)展初期,農(nóng)村的壽險(xiǎn)業(yè)務(wù)存在著巨大的市場(chǎng)需求和良好的發(fā)展前景,但是也存在著諸多的阻礙和制約;诖,本文通過(guò)對(duì)長(zhǎng)沙地區(qū)壽險(xiǎn)現(xiàn)狀進(jìn)行分析,找出長(zhǎng)沙地區(qū)開(kāi)展農(nóng)村壽險(xiǎn)存在的問(wèn)題及成因。通過(guò)相關(guān)調(diào)查問(wèn)卷,對(duì)長(zhǎng)沙周邊的農(nóng)村進(jìn)行調(diào)查,搜集相關(guān)數(shù)據(jù),通過(guò)建立數(shù)學(xué)模型,找出影響長(zhǎng)沙地區(qū)壽險(xiǎn)的相關(guān)因素,以此提出相應(yīng)對(duì)策與措施。
[Abstract]:China is in the period of economic system transition, the socialist market economic system has been continuously improved, China's insurance industry has made rapid development in recent years, the market competition is constantly improving, and the main body of the insurance market continues to grow.The penetration and density of insurance increases year by year.However, the growth of China's insurance industry is mainly reflected in the rapid development of urban insurance, the development of rural insurance is slow.However, agriculture is an industry related to the national economy of our country. One of the macroeconomic goals of China is the development of rural economy and the improvement of farmers' living standard.Therefore, the development of rural insurance is not only of great significance to the sustained and stable development of rural economy and the sustainable development of national economy.To explore the present situation and existing problems of rural insurance, and to speed up the development of China's rural insurance industry through appropriate measures and solutions, and to promote the development of China's "three rural areas", the development of the national economy and the stable development of the rural economy.Social stability plays an important role.China's rural life insurance market is in the early stage of development, the rural life insurance business has a huge market demand and good prospects for development, but there are also many obstacles and constraints.Based on this, this paper analyzes the present situation of life insurance in Changsha, and finds out the problems and causes of the development of life insurance in rural areas in Changsha.Through the related questionnaire, the rural areas around Changsha were investigated, collected relevant data, through the establishment of mathematical models, found out the relevant factors affecting life insurance in Changsha, and put forward the corresponding countermeasures and measures.
【學(xué)位授予單位】:中南林業(yè)科技大學(xué)
【學(xué)位級(jí)別】:碩士
【學(xué)位授予年份】:2013
【分類(lèi)號(hào)】:F842.62
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