本文選題：嫩江縣　切入點(diǎn)：新型農(nóng)村　出處：《中國(guó)農(nóng)業(yè)科學(xué)院》2014年碩士論文　論文類型：學(xué)位論文

【摘要】：新型農(nóng)村社會(huì)養(yǎng)老保險(xiǎn)制度簡(jiǎn)稱為“新農(nóng)保制度”，這一制度在全國(guó)各地的試點(diǎn)運(yùn)行，是中國(guó)在實(shí)施新型農(nóng)村合作醫(yī)療、農(nóng)業(yè)直補(bǔ)、取消農(nóng)業(yè)稅等惠農(nóng)政策后，為了發(fā)展農(nóng)村經(jīng)濟(jì)、穩(wěn)定農(nóng)村環(huán)境、解決農(nóng)民疾苦的又一項(xiàng)重大舉措。新型農(nóng)村社會(huì)養(yǎng)老保險(xiǎn)主要采取政府補(bǔ)貼、集體補(bǔ)助和個(gè)人繳費(fèi)相結(jié)合的方式，讓農(nóng)民能夠真正領(lǐng)取到養(yǎng)老保險(xiǎn)金，解決農(nóng)村老年人生活困難、無(wú)人養(yǎng)老的難題。但是，由于制度推行的時(shí)間尚短，制度的設(shè)計(jì)制定還缺少實(shí)踐經(jīng)驗(yàn)，中國(guó)幅員遼闊、各地的經(jīng)濟(jì)發(fā)展差距巨大、國(guó)情復(fù)雜等原因，“新農(nóng)保制度”在試點(diǎn)運(yùn)行過(guò)程中遇到了許多問(wèn)題。為了解決這些問(wèn)題、更好的完善“新農(nóng)保制度”，本研究以嫩江縣的新型農(nóng)村社會(huì)養(yǎng)老保險(xiǎn)（簡(jiǎn)稱：新農(nóng)保）現(xiàn)狀為研究材料，分析“新農(nóng)保制度”在嫩江縣試點(diǎn)運(yùn)行過(guò)程中存在的問(wèn)題，研究解決這些問(wèn)題的對(duì)策，為進(jìn)一步改進(jìn)和完善“新農(nóng)保制度”提供參考。本研究對(duì)黑龍江省第三批試點(diǎn)單位--嫩江縣新型農(nóng)村社會(huì)養(yǎng)老保險(xiǎn)試點(diǎn)進(jìn)行了資料調(diào)查、實(shí)地調(diào)查及問(wèn)卷調(diào)查，發(fā)現(xiàn)新型農(nóng)村社會(huì)養(yǎng)老保險(xiǎn)在嫩江縣存在著養(yǎng)老基金保值增值難、財(cái)政補(bǔ)貼不合理、養(yǎng)老金待遇水平低、農(nóng)民的參保意愿不強(qiáng)等諸多問(wèn)題。為了解決這些問(wèn)題，本研究建議采取以下對(duì)策：1、完善新農(nóng)保的籌資機(jī)制；2、引導(dǎo)商業(yè)保險(xiǎn)介入農(nóng)民養(yǎng)老的保障體系；3、確保農(nóng)村養(yǎng)老保險(xiǎn)基金的保值增值；4、采用多種方式提高農(nóng)民參保的積極性；5、完善和改進(jìn)嫩江縣乃至國(guó)家的新型農(nóng)村社會(huì)養(yǎng)老保險(xiǎn)制度。
[Abstract]:The new rural social endowment insurance system is referred to as the "new rural insurance system" for short. The pilot operation of this system in various parts of the country is after China has implemented the new rural cooperative medical system, agricultural direct subsidy, cancellation of agricultural tax and other favorable agricultural policies. In order to develop the rural economy, stabilize the rural environment, and solve the problems of farmers, another major measure is: the new type of rural social endowment insurance mainly adopts the combination of government subsidies, collective subsidies and individual contributions. To enable farmers to truly receive pension insurance, to solve the problem of rural elderly people living in difficulties and no one to provide for the aged. However, because the system has been implemented for a short time and lacks practical experience in its design and formulation, China has a vast territory. Because of the huge gap in economic development and the complexity of the national conditions, the "New Rural Insurance system" has encountered many problems in the course of the pilot operation. In order to solve these problems, Better improve the "new rural insurance system", this study based on the Nenjiang new rural social endowment insurance (abbreviated as the new rural insurance) as the research material, analyzes the "new rural insurance system" in Nenjiang County pilot operation process of the problems, This paper studies the countermeasures to solve these problems and provides a reference for further improving and perfecting the "New Rural Insurance system". This study investigated the third batch of pilot units of Nenjiang County, Nenjiang County, for the new rural social endowment insurance. Field investigation and questionnaire survey show that the new rural social endowment insurance in Nenjiang County is difficult to maintain and increase the value of pension funds, financial subsidies are unreasonable, the level of pension treatment is low. Farmers' willingness to participate in insurance is not strong, and so on. In order to solve these problems, This study suggests the following countermeasures: 1, improve the financing mechanism of the new rural insurance system, guide commercial insurance to intervene in the security system for the peasants, ensure the maintenance and increase of the value of the rural pension insurance fund, and adopt various ways to increase the farmers' participation in the insurance system. Improve and improve Nenjiang County and even the country's new rural social endowment insurance system.
【學(xué)位授予單位】：中國(guó)農(nóng)業(yè)科學(xué)院
【學(xué)位級(jí)別】：碩士
【學(xué)位授予年份】：2014
【分類號(hào)】：F842.67;F323.89

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