本文關(guān)鍵詞： 政策性農(nóng)業(yè)保險 農(nóng)業(yè)保險發(fā)展體系 農(nóng)業(yè)保險經(jīng)營模式 農(nóng)業(yè)保險補(bǔ)貼　出處：《中南林業(yè)科技大學(xué)》2014年碩士論文　論文類型：學(xué)位論文

【摘要】：農(nóng)業(yè)保險是一種重要的金融手段來規(guī)避非系統(tǒng)性農(nóng)業(yè)風(fēng)險,而農(nóng)險也是三大支柱里的一種現(xiàn)代農(nóng)業(yè)發(fā)展,一個綠箱政策所允許的WTO規(guī)則來支持一個幼文化,有很大的福利效率和被認(rèn)為是由許多國家政府的大部分。然而,中國的農(nóng)業(yè)保險已陷入一個條件的市場失靈,而中國加入世貿(mào)組織和農(nóng)業(yè)保險需求迫切,因?yàn)殡p方的市場風(fēng)險和自然風(fēng)險。 第一部分是歷史和現(xiàn)實(shí)的農(nóng)業(yè)保險,由第一章至第三章構(gòu)成的。第一章闡述了本文的研究背景、意義、研究方法等；第二章闡述了農(nóng)業(yè)保險相關(guān)的基本問題,介紹了農(nóng)業(yè)保險的特點(diǎn)和農(nóng)業(yè)保險的性質(zhì)。第三章分析了有關(guān)農(nóng)業(yè)保險實(shí)踐和經(jīng)驗(yàn),得到一些有益的啟示。第二部分是根據(jù)現(xiàn)狀分析河北省農(nóng)業(yè)保險,探討建立河北省農(nóng)業(yè)保險制度,由第四章和第五章構(gòu)成的。第四章介紹了農(nóng)業(yè)保險在中國的發(fā)展,比較客觀的評價中國和河北省農(nóng)業(yè)保險存在的主要問題,這些問題主要是從農(nóng)業(yè)保險的兩個行為主體角度來分析的。第五章主要闡述了農(nóng)業(yè)保險制度的建立。河北省農(nóng)業(yè)保險的目前發(fā)展是以當(dāng)?shù)卣疄榛A(chǔ),以在農(nóng)村基層建立互助合作保險組織為主,以商業(yè)保險為輔,最后建立多層次、多渠道支持系統(tǒng)、多主體經(jīng)營的政策性農(nóng)業(yè)保險制度。河北省農(nóng)業(yè)保險商業(yè)模式應(yīng)該基于一個政府再保險的規(guī)章、地方互助保險為基礎(chǔ),吸收了商業(yè)保險公司參與農(nóng)村保險組織體系業(yè)保險公司參與的農(nóng)村保險組織體系,在此同時需要多渠道的支持和政府推動和誘導(dǎo)。第三部分是提出對策來發(fā)展河北省農(nóng)業(yè)保險的,是由第六章和第七章構(gòu)成的。第七章是提出政策建議來發(fā)展河北省農(nóng)業(yè)保險的：積極創(chuàng)造條件,打好農(nóng)業(yè)保險立法工作的基礎(chǔ)；加強(qiáng)農(nóng)業(yè)保險的宣傳力度和推廣力度,來提高農(nóng)民的保險意識；開辟廣泛的農(nóng)業(yè)保險基金來源和渠道；明確管理主體并且要加強(qiáng)管理職能；重視再保險對農(nóng)業(yè)保險的支持作用；走保險與抗災(zāi)救災(zāi)相結(jié)合的道路；培養(yǎng)和建設(shè)高素質(zhì)的專業(yè)團(tuán)隊(duì)的農(nóng)業(yè)保險等。
[Abstract]:Agricultural insurance is an important financial means to avoid non-systemic agricultural risks, and agricultural insurance is one of the three pillars of modern agricultural development, a green box policy allowed by the WTO rules to support a young culture. There is great welfare efficiency and is considered by many governments to be the majority. However, China's agricultural insurance has fallen into a conditional market failure, and China's accession to the WTO and the demand for agricultural insurance are urgent. Because of both the market risk and natural risk. The first part is historical and realistic agricultural insurance, which is composed of chapters one to three. The first chapter describes the background, significance and research methods of this paper; the second chapter expounds the basic problems related to agricultural insurance. This paper introduces the characteristics of agricultural insurance and the nature of agricultural insurance. The third chapter analyzes the practice and experience of agricultural insurance, and gets some useful enlightenment. The second part is to analyze agricultural insurance in Hebei Province according to the present situation. This paper discusses the establishment of agricultural insurance system in Hebei Province, which is composed of 4th chapters and 5th chapters. Chapter 4th introduces the development of agricultural insurance in China and evaluates objectively the main problems existing in agricultural insurance in China and Hebei Province. These problems are mainly analyzed from the perspective of two actors of agricultural insurance. Chapter 5th mainly expounds the establishment of agricultural insurance system. The current development of agricultural insurance in Hebei Province is based on the local government. To establish mutual assistance and cooperation insurance organizations at the rural grass-roots level, supplemented by commercial insurance, and finally to establish a multi-level and multi-channel support system. The agricultural insurance business model of Hebei Province should be based on a government reinsurance regulation and local mutual insurance. Has absorbed the participation of commercial insurance companies in the rural insurance organization system the rural insurance organization system in which insurance companies participate, At the same time, it needs multi-channel support and government promotion and guidance. The third part is to put forward countermeasures to develop agricultural insurance in Hebei Province. Chapter 7th is composed of Chapter 6th and Chapter 7th. Chapter 7th is to put forward policy suggestions to develop agricultural insurance in Hebei Province: to actively create conditions and lay a good foundation for legislation on agricultural insurance; and to strengthen the propaganda and promotion of agricultural insurance. To improve farmers' insurance awareness; to open up a wide range of sources and channels of agricultural insurance funds; to clarify the main body of management and to strengthen the management function; to attach importance to the role of reinsurance to support agricultural insurance; to take the road of combination of insurance and disaster relief; Cultivate and build a high-quality professional team of agricultural insurance and so on.
【學(xué)位授予單位】：中南林業(yè)科技大學(xué)
【學(xué)位級別】：碩士
【學(xué)位授予年份】：2014
【分類號】：F842.66

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