我國(guó)短期出口信用保險(xiǎn)市場(chǎng)化問(wèn)題研究
發(fā)布時(shí)間:2018-02-04 20:56
本文關(guān)鍵詞: 短期出口信用保險(xiǎn) 市場(chǎng)化 運(yùn)營(yíng)模式 出處:《首都經(jīng)濟(jì)貿(mào)易大學(xué)》2014年碩士論文 論文類型:學(xué)位論文
【摘要】:出口信用保險(xiǎn)作為一項(xiàng)金融政策,對(duì)各國(guó)出口貿(mào)易的發(fā)展起到很大的促進(jìn)作用。我國(guó)對(duì)出口信用保險(xiǎn)的發(fā)展始于1988年,相對(duì)于出口信用保險(xiǎn)一百多年的發(fā)展歷程,我國(guó)發(fā)展歷史短,且發(fā)展程度較低。從2001年到2013年之前,我國(guó)出口信用保險(xiǎn)一直由中國(guó)出口信用保險(xiǎn)公司(下稱中國(guó)信保)獨(dú)家壟斷經(jīng)營(yíng),存有濃烈的政策性色彩。一方面,在對(duì)短期出口信用保險(xiǎn)實(shí)行政策性經(jīng)營(yíng)的10余年中,其弊端逐漸顯現(xiàn),一定程度上阻礙了發(fā)展。另一方面,從諸多短期出口信用保險(xiǎn)市場(chǎng)化經(jīng)營(yíng)的國(guó)外經(jīng)驗(yàn)中,市場(chǎng)化經(jīng)營(yíng)的優(yōu)勢(shì)越來(lái)越明顯。2013年初該壟斷局面被打破,但鑒于我國(guó)仍處于短期險(xiǎn)市場(chǎng)化的初期,對(duì)我國(guó)短期出口信用保險(xiǎn)市場(chǎng)化進(jìn)行研究仍然具有必要性。本文包括五個(gè)部分。 第一部分是導(dǎo)論,主要闡述了本文的研究背景及研究意義,詳述了國(guó)內(nèi)外有關(guān)文獻(xiàn)綜述,在此基礎(chǔ)上概述了本文的研究方法和內(nèi)容,最后陳列了本文的創(chuàng)新和不足之處。 第二部分主要分析了短期出口信用保險(xiǎn)的產(chǎn)品特質(zhì),對(duì)其市場(chǎng)化運(yùn)營(yíng)進(jìn)行了理論分析,,以可市場(chǎng)化的保險(xiǎn)業(yè)務(wù)特點(diǎn)為突破口,突出短期出口信用保險(xiǎn)與該要求的吻合性,從而得出短期險(xiǎn)市場(chǎng)化的可行性;接著借助分析短期險(xiǎn)市場(chǎng)化的優(yōu)勢(shì)來(lái)突出市場(chǎng)化的必要性。 第三部分講的是我國(guó)短期出口信用保險(xiǎn)市場(chǎng)化運(yùn)營(yíng)的現(xiàn)狀。該部分通過(guò)回顧我國(guó)出口信用保險(xiǎn)的經(jīng)營(yíng)歷史,突出表現(xiàn)了我國(guó)如今短期出口信用保險(xiǎn)的經(jīng)營(yíng)現(xiàn)狀,從進(jìn)步中同樣看到市場(chǎng)化中遇到的新舊問(wèn)題,并引出第四部分對(duì)國(guó)外經(jīng)驗(yàn)的借鑒。 第四部分承接第三部分,分析了國(guó)外短期出口信用保險(xiǎn)市場(chǎng)化運(yùn)營(yíng)的歷史經(jīng)驗(yàn)。該部分主要選取短期出口信用保險(xiǎn)市場(chǎng)化過(guò)程中具備代表性的國(guó)家進(jìn)行研究,分別是英國(guó)、法國(guó)和日本,從中找出他們的市場(chǎng)化進(jìn)程中的特點(diǎn),并得出值得我國(guó)借鑒的經(jīng)驗(yàn)與啟示。 第五部分在前幾部分的基礎(chǔ)之上,立足我國(guó)國(guó)情,對(duì)我國(guó)短期出口信用保險(xiǎn)市場(chǎng)化的前景做出了一些步驟設(shè)計(jì)及政策建議,對(duì)市場(chǎng)化進(jìn)程中和市場(chǎng)化后的政府及各市場(chǎng)主體進(jìn)行了定位。
[Abstract]:As a financial policy, export credit insurance plays a great role in promoting the development of export trade in various countries. The development of export credit insurance in China began in 1988. Compared with the development of export credit insurance for more than 100 years, China has a short history of development, and the degree of development is relatively low, from 2001 to 2013. China's export credit insurance has always been monopolized by China Export Credit Insurance Company (hereinafter referred to as China Credit Insurance), which has a strong policy color on the one hand. In the more than 10 years of carrying out the policy management to the short-term export credit insurance, its malpractice gradually appeared, which hindered the development to a certain extent on the other hand. From many foreign experiences of market-oriented management of short-term export credit insurance, the advantages of market-oriented management are becoming more and more obvious. The monopoly situation was broken at the beginning of 2013, but in view of the fact that China is still in the early stage of marketization of short-term insurance. It is still necessary to study the marketization of short-term export credit insurance in China. The first part is the introduction, mainly elaborated the research background and significance of this article, detailed the domestic and foreign literature review, on the basis of which summarized the research methods and contents of this paper. Finally, the innovation and deficiency of this paper are displayed. The second part mainly analyzes the product characteristics of short-term export credit insurance, and makes a theoretical analysis of its market-oriented operation, taking marketable insurance business characteristics as the breakthrough. Emphasizing the consistency between short-term export credit insurance and this requirement, thus the feasibility of marketization of short-term insurance is obtained. Then by analyzing the advantages of short-term insurance marketization to highlight the necessity of marketization. The third part is about the current situation of market-oriented operation of short-term export credit insurance in China. This part reviews the operating history of export credit insurance in China. This paper highlights the present situation of short-term export credit insurance in China, sees the old and new problems encountered in the marketization from the progress, and draws out 4th parts of the experience of foreign countries. Part 4th carries on the third part, analyzes the foreign short-term export credit insurance marketization operation historical experience, this part mainly selects the short-term export credit insurance marketization process has the representative country to carry on the research. Britain, France and Japan, respectively, find out the characteristics of their market-oriented process, and draw lessons for our country. On the basis of the first few parts, the 5th part, based on the situation of our country, makes some step design and policy recommendations on the prospect of marketization of short-term export credit insurance in China. In the process of marketization and after the marketization of the government and the main market positioning.
【學(xué)位授予單位】:首都經(jīng)濟(jì)貿(mào)易大學(xué)
【學(xué)位級(jí)別】:碩士
【學(xué)位授予年份】:2014
【分類號(hào)】:F842.682
【引證文獻(xiàn)】
相關(guān)期刊論文 前2條
1 仝明麗;;關(guān)于中美消毒劑反補(bǔ)貼案中出口信用保險(xiǎn)的思考[J];三江高教;2015年04期
2 魏格坤;;我國(guó)中小企業(yè)如何走出利用出口信用保險(xiǎn)融資困境[J];對(duì)外經(jīng)貿(mào)實(shí)務(wù);2015年06期
相關(guān)碩士學(xué)位論文 前1條
1 王守鑒;市場(chǎng)化環(huán)境下車險(xiǎn)監(jiān)管機(jī)制與定價(jià)方法研究[D];南開(kāi)大學(xué);2015年
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