本文關(guān)鍵詞： 信用保險(xiǎn) 保理業(yè)務(wù) 信用體系　出處：《河北經(jīng)貿(mào)大學(xué)》2014年碩士論文　論文類型：學(xué)位論文

【摘要】：當(dāng)前世界經(jīng)濟(jì)增長(zhǎng)迅速、金融行業(yè)競(jìng)爭(zhēng)激烈，混業(yè)經(jīng)營(yíng)已然大勢(shì)所趨。然而，目前中國(guó)的保險(xiǎn)公司和商業(yè)銀行合作的模式仍然處于較低水平，如何使我國(guó)銀行保險(xiǎn)的發(fā)展躍上一個(gè)新的水平，，這是一個(gè)重要的問題。而且，越來越多的中國(guó)貿(mào)易金融市場(chǎng)中的交易采用信用交易方式，并且正在逐步增加，信用保險(xiǎn)和銀行保理業(yè)務(wù)的合作與發(fā)展，對(duì)我國(guó)的經(jīng)濟(jì)貿(mào)易發(fā)展會(huì)有不可估量的作用。雖然，目前的信用保險(xiǎn)和銀行保理業(yè)務(wù)在中國(guó)已經(jīng)得到了一定程度的政府和金融機(jī)構(gòu)的重視，但發(fā)展速度、范圍比歐洲發(fā)達(dá)國(guó)家仍然低，銀行的保理業(yè)務(wù)與信用保險(xiǎn)合作的市場(chǎng)份額還是較銀行保險(xiǎn)業(yè)務(wù)份額低。為幫忙治理保險(xiǎn)公司與銀行的深層次合作問題，也為促成我國(guó)金融業(yè)的成長(zhǎng)，深入研究二者的更深層次合作發(fā)展顯得很有必要。本文章主要對(duì)當(dāng)前二者業(yè)務(wù)合作與發(fā)展中遇到的困難進(jìn)行研究，并給出專業(yè)性的解決措施與建議，即加強(qiáng)金融立法和風(fēng)險(xiǎn)監(jiān)管的完善、健全社會(huì)信用體系、政府加大對(duì)信用保險(xiǎn)與銀行保理業(yè)務(wù)的投入與支持力度、加強(qiáng)專業(yè)人才的培養(yǎng)力度。
[Abstract]:At present, the world economy is growing rapidly, the competition of financial industry is fierce, and the mixed operation has become the trend. However, the mode of cooperation between insurance companies and commercial banks in China is still at a low level. How to make the development of China's bancassurance to a new level is an important issue. Moreover, more and more transactions in China's trade finance market adopt credit transactions, and are gradually increasing. The cooperation and development of credit insurance and bank factoring will play an inestimable role in the economic and trade development of our country. At present, the credit insurance and bank factoring business in China has been paid attention to to a certain extent by the government and financial institutions, but the speed of development is still lower than that of the developed countries in Europe. The market share of bank factoring business and credit insurance cooperation is still lower than that of bancassurance business. In order to help manage the deep-level cooperation between insurance companies and banks, it also contributes to the growth of our financial industry. It is necessary to further study the deeper cooperation between them. This article mainly studies the difficulties encountered in the current business cooperation and development between the two, and gives professional solutions and suggestions. That is, strengthening the perfection of financial legislation and risk supervision, perfecting the social credit system, increasing the investment and support of the government in credit insurance and bank factoring, and strengthening the training of professional talents.
【學(xué)位授予單位】：河北經(jīng)貿(mào)大學(xué)
【學(xué)位級(jí)別】：碩士
【學(xué)位授予年份】：2014
【分類號(hào)】：F832.2;F842.682

【引證文獻(xiàn)】

相關(guān)碩士學(xué)位論文 前2條

1 魏琪;我國(guó)銀行保理和出口信用保險(xiǎn)的協(xié)作研究[D];海南大學(xué);2015年

2 袁宏偉;基于征信數(shù)據(jù)庫(kù)的我國(guó)保險(xiǎn)與P2P網(wǎng)貸合作研究[D];廣西大學(xué);2015年

本文編號(hào)：1463259