【摘要】：UBI保險經(jīng)歷了兩代發(fā)展,即Usage Based Insurance和User Behavior Insurance。兩代本質(zhì)大同,都是基于車聯(lián)網(wǎng)把車輛相關(guān)的信息上傳到遠程的服務(wù)器上,之后保險公司基于大量的數(shù)據(jù)重新進行產(chǎn)品設(shè)計。它們利用車輛自身運行參數(shù)和地理位置等信息構(gòu)成的交互網(wǎng)絡(luò),實現(xiàn)對車況性能分析、駕駛行為分析和最佳路線確定等功能,對車輛使用進行了有效的、數(shù)據(jù)化的記錄分析,為財產(chǎn)保險公司的定價提供了數(shù)據(jù)支撐,從而能夠為客戶提供更為精準的保險服務(wù)。本文主要以UBI保險車輛管理系統(tǒng)為研究對象,從售前營銷、售中管理、售后理賠入手,介紹了車聯(lián)網(wǎng)平臺的搭建、模塊設(shè)置及保險管理,通過對建設(shè)目標、功能設(shè)定、模塊劃分等內(nèi)容的分析,采用接收數(shù)據(jù)端和處理數(shù)據(jù)端相隔離的模式,采用Apache MINA作為接收數(shù)據(jù)端,是能夠幫助用戶開發(fā)高性能和高伸縮性網(wǎng)絡(luò)應用程序的框架。它通過Java nio技術(shù)基于TCP/IP和UDP/IP協(xié)議提供了抽象的、事件驅(qū)動的、異步的API。后端數(shù)據(jù)處理端采用SpringMVC+Mybatis整體架構(gòu),接收端通過RMI服務(wù)和數(shù)據(jù)處理端進行交互,這樣可以設(shè)置多個接收端,或者多個數(shù)據(jù)處理端,大大減少了架構(gòu)耦合性,方便后面數(shù)據(jù)的擴展和維護。通過運用本文設(shè)計的UBI保險車輛管理系統(tǒng),既能擴大保險公司的宣傳渠道,吸引銷售對象,增強客戶粘性,幫助其形成穩(wěn)定的客戶群體,又能收集客戶信息,量體裁衣,提供個性化服務(wù),增強公司核心競爭力。
[Abstract]:UBI insurance has experienced two generations of development, that is, Usage Based Insurance and User Behavior Insurance.. The two generations are essentially the same, uploading vehicle-related information to remote servers based on the car network, and then the insurance company redesigns the product based on a large amount of data. They make use of the interactive network composed of vehicle's own operation parameters and geographical location to realize the functions of vehicle condition performance analysis, driving behavior analysis and optimal route determination, and carry on the effective and data record analysis to the vehicle use, which provides the data support for the pricing of the property insurance company, so as to provide more accurate insurance service for the customer. This paper mainly takes UBI insurance vehicle management system as the research object, starting with pre-sale marketing, in-sale management, after-sale claim settlement, introduces the construction of vehicle networking platform, module setting and insurance management, through the analysis of construction objectives, function settings, module division and so on, adopts the mode of isolation between the receiving data end and the processing data end, and adopts Apache MINA as the receiving data end. Is a framework that can help users develop high-performance and highly scalable network applications. It provides abstract, event-driven, asynchronous API. through Java nio technology based on TCP/IP and UDP/IP protocols. The back-end data processing terminal adopts the overall architecture of SpringMVC Mybatis, and the receiving end interacts with the data processing terminal through RMI service, so that multiple receiver terminals or multiple data processing terminals can be set up, which greatly reduces the coupling of architecture and facilitates the expansion and maintenance of later data. By using the UBI insurance vehicle management system designed in this paper, it can not only expand the propaganda channels of insurance companies, attract sales objects, enhance customer stickiness, help them form a stable customer group, but also collect customer information, tailor clothes, provide personalized services and enhance the core competitiveness of the company.
【學位授予單位】：大連理工大學
【學位級別】：碩士
【學位授予年份】：2015
【分類號】：TP311.52

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