汪國(guó)強(qiáng):直銷銀行——新型與傳統(tǒng)銀行業(yè)的融合共生
發(fā)布時(shí)間:2018-02-26 10:28
本文關(guān)鍵詞: 營(yíng)銷工具 匯豐 不發(fā)達(dá) 網(wǎng)絡(luò)技術(shù) 賬戶管理 互聯(lián)網(wǎng)化 支付渠道 運(yùn)作成本 產(chǎn)品配置 發(fā)展前景 出處:《銀行家》2017年05期 論文類型:期刊論文
【摘要】:正關(guān)于直銷銀行的定義,早在20世紀(jì)70年代就有了直銷銀行的概念。那時(shí)候網(wǎng)絡(luò)不發(fā)達(dá),基本上以傳真、電話和銀行自助機(jī)具作為營(yíng)銷工具,早期的匯豐直銷就是其中的一家。網(wǎng)絡(luò)技術(shù)成熟后發(fā)展到線上進(jìn)行,有了客戶端的概念,出現(xiàn)了純線上的安全第一網(wǎng)絡(luò)銀行,當(dāng)時(shí)還是很成功的。直銷銀行的特點(diǎn)是運(yùn)作成本比較低,
[Abstract]:As early as 1970s, there was the concept of direct selling bank. At that time, the Internet was not well developed, basically using fax, telephone and bank self-help machine as marketing tool. The early HSBC direct selling was one of them. After the network technology matured and developed to the online, with the concept of client, the emergence of a purely online security first network bank, At that time, it was very successful. Direct selling banks were characterized by relatively low operating costs.
【作者單位】: 渤海銀行科技金融事業(yè)部;
【分類號(hào)】:F832.3
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