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我國商業(yè)銀行理財(cái)產(chǎn)品投資者定位實(shí)證分析

發(fā)布時(shí)間:2018-02-22 16:17

  本文關(guān)鍵詞: 銀行理財(cái)產(chǎn)品 投資者定位 市場(chǎng)開發(fā) 策略建議 出處:《農(nóng)村經(jīng)濟(jì)與科技》2016年21期  論文類型:期刊論文


【摘要】:商業(yè)銀行理財(cái)業(yè)務(wù)已經(jīng)成為了我國商業(yè)銀行提高盈利水平的重要途徑,但對(duì)各家銀行而言理財(cái)產(chǎn)品仍然面臨著強(qiáng)烈的市場(chǎng)競(jìng)爭(zhēng)壓力。商業(yè)銀行作為金融中介機(jī)構(gòu),更應(yīng)基于投資者需求對(duì)理財(cái)產(chǎn)品設(shè)計(jì)、發(fā)行以及營銷進(jìn)行新的探索。通過對(duì)商業(yè)銀行理財(cái)產(chǎn)品投資者(或潛在投資者)的背景情況的分析進(jìn)行投資者定位,進(jìn)而為商業(yè)銀行理財(cái)產(chǎn)品市場(chǎng)開發(fā)提供更具針對(duì)性的策略建議。
[Abstract]:Financial management of commercial banks has become an important way to improve the profitability of commercial banks in China, but financial products are still facing strong market competition pressure. It is necessary to explore the design, distribution and marketing of financial products based on the needs of investors. Through the analysis of the background of investors (or potential investors) of financial products in commercial banks, And then provide more targeted strategic advice for the commercial bank financial products market development.
【作者單位】: 南京審計(jì)大學(xué);
【分類號(hào)】:F832.2
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本文編號(hào):1524777

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