【摘要】：本文為分析呼圖壁縣關(guān)于農(nóng)村金融的供給、金融服務(wù)需求狀況,通過呼圖壁縣300戶農(nóng)民的問卷調(diào)查,結(jié)果表明:農(nóng)村金融的供給總量存在不足,農(nóng)村金融網(wǎng)點(diǎn)覆蓋面比較狹窄,農(nóng)村金融服務(wù)產(chǎn)品過于單一;農(nóng)戶對金融服務(wù)的需求非常旺盛,但在農(nóng)業(yè)生產(chǎn)中還面臨金融抑制的現(xiàn)象;從供給和需求的對比中發(fā)現(xiàn)農(nóng)村金融的供給和需求存在結(jié)構(gòu)性失衡;影響農(nóng)戶金融服務(wù)失衡的主要因素有農(nóng)戶的年齡、教育程度、種植規(guī)模、家庭勞動人口、家庭收入等因素。
[Abstract]:In order to analyze the supply of rural finance and the demand for financial services in Hutubi County, through a questionnaire survey conducted by 300 farmers in Hutubi County, the results show that the total supply of rural finance is insufficient and the coverage of rural financial outlets is relatively narrow. Rural financial service products are too single; Farmers' demand for financial services is very strong, but they are still facing the phenomenon of financial restraint in agricultural production. From the comparison between supply and demand, it is found that there is a structural imbalance in the supply and demand of rural finance. The main factors affecting the imbalance of farmers' financial services are farmers' age, education level, planting scale, family working population, family income and so on.
【作者單位】： 新疆農(nóng)業(yè)大學(xué);呼圖壁縣農(nóng)村信用合作聯(lián)社;
【分類號】：F832.35
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本文編號：2493777