【摘要】：經(jīng)過30多年的改革開放,目前中國經(jīng)濟總量已躍居世界第二。但是,各地經(jīng)濟結(jié)構(gòu)不合理、地區(qū)間發(fā)展差異大,尤其是農(nóng)民收入仍較低、城鄉(xiāng)收入差距仍較大,是制約未來我國區(qū)域經(jīng)濟進一步發(fā)展的重要因素。因此,如何發(fā)展與壯大農(nóng)村經(jīng)濟,提高農(nóng)民收入水平,縮小城鄉(xiāng)收入差距對于建設和諧社會與社會主義新農(nóng)村等具有十分重要的意義。而作為一項復雜的系統(tǒng)工程,農(nóng)民收入增長需要多方面因素配合,其中農(nóng)村金融發(fā)展就是最重要的支持因素之一�；诖�,本文希望通過較全面地研究河北農(nóng)村金融發(fā)展與農(nóng)民收入增長之間的關系,來促進規(guī)模合理、效率較高的農(nóng)村金融體系建設和農(nóng)民收入增長研究。 本文主要運用經(jīng)濟增長、金融發(fā)展理論,系統(tǒng)研究了河北農(nóng)村金融發(fā)展與農(nóng)民收入增長的相關性,提出了推進農(nóng)村金融改革、提高農(nóng)民收入的建設性對策。 通過實證分析,本文的主要結(jié)論有： 1.河北省農(nóng)村金融發(fā)展規(guī)模和農(nóng)村金融發(fā)展效率與農(nóng)民收入增長之間是正相關關系。這說明河北省農(nóng)村金融發(fā)展規(guī)模和農(nóng)村金融發(fā)展效率比率的提高有利于農(nóng)民收入增長。 2.河北農(nóng)民收入增長不是農(nóng)村金融發(fā)展效率的Granger原因,但在10%的顯著性水平下是農(nóng)村金融發(fā)展規(guī)模的Granger原因；河北省農(nóng)村金融發(fā)展規(guī)模和農(nóng)村金融發(fā)展效率均不是農(nóng)民收入增長的Granger原因。 3.農(nóng)村金融發(fā)展規(guī)模的正向沖擊會給河北農(nóng)民收入帶來較大幅度的正面影響,且該影響將持續(xù)較長的一段時間。說明當前階段農(nóng)村金融發(fā)展規(guī)模對河北農(nóng)民收入增長有一定的影響。農(nóng)村金融發(fā)展效率的正向沖擊對河北農(nóng)民收入的影響在第一期沒有反映出來,到第三期是比較顯著的且是負向的影響,到第五期回到原來的水平,之后使河北農(nóng)民收入迅速增加,第9期開始又緩慢回落,到13期后影響基本消失。說明當前階段以農(nóng)村貸款存款之比衡量的農(nóng)村金融發(fā)展效率對河北農(nóng)民收入增長的作用不明顯。
[Abstract]:After more than 30 years of reform and opening up, China's economic output has leapt to the second largest in the world. However, regional economic structure is unreasonable, the development difference between regions is great, especially the income of farmers is still low, the income gap between urban and rural areas is still large, which is an important factor restricting the further development of regional economy in the future. Therefore, how to develop and strengthen the rural economy, improve the income level of farmers, and narrow the income gap between urban and rural areas is of great significance for the construction of a harmonious society and a new socialist countryside. As a complex system engineering, the growth of farmers' income needs to be coordinated by many factors, among which the development of rural finance is one of the most important supporting factors. Based on this, this paper hopes to promote the construction of a reasonable and efficient rural financial system and the growth of farmers' income through a more comprehensive study of the relationship between rural financial development and farmers' income growth in Hebei Province. Based on the theory of economic growth and financial development, this paper systematically studies the correlation between the development of rural finance and the increase of farmers' income in Hebei Province, and puts forward some constructive countermeasures to promote the reform of rural finance and increase the income of farmers. Through empirical analysis, the main conclusions of this paper are as follows: 1. There is a positive correlation between the scale of rural financial development and the efficiency of rural financial development and the increase of farmers' income. This shows that the increase of rural financial development scale and the ratio of rural financial development efficiency is beneficial to the increase of farmers' income. 2. The growth of farmers' income in Hebei is not the Granger cause of rural financial development efficiency, but the Granger reason of rural financial development scale is at the level of 10% significance. The scale of rural financial development and the efficiency of rural financial development in Hebei Province are not the Granger reasons for the increase of farmers' income. 3. The positive impact of the scale of rural financial development will have a large positive impact on the income of farmers in Hebei Province, and the impact will last for a long time. It shows that the scale of rural financial development has a certain impact on the growth of farmers' income in Hebei Province. The positive impact of the rural financial development efficiency on the income of farmers in Hebei Province was not reflected in the first period. In the third period, the impact was more significant and negative. By the fifth period, the impact had returned to its original level. After that, the farmers' income in Hebei increased rapidly, the 9th period began to slow down, and after 13, the influence disappeared. It shows that the efficiency of rural financial development, measured by the ratio of rural loan deposits at present stage, does not play a significant role in the growth of farmers' income in Hebei Province.
【學位授予單位】：中南林業(yè)科技大學
【學位級別】：碩士
【學位授予年份】：2012
【分類號】：F832.35;F323.8;F224

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