【摘要】：二戰(zhàn)后,日本金融業(yè)實(shí)施“護(hù)送船團(tuán)”體制,促進(jìn)了經(jīng)濟(jì)的高速增長(zhǎng)。本文首先以“建構(gòu)主義”和“演進(jìn)主義”作為理論基礎(chǔ),歸納了日本金融規(guī)制體系的形成邏輯,總結(jié)了日本金融業(yè)規(guī)制政策的階段性特征,論述了日本金融業(yè)規(guī)制在應(yīng)對(duì)“市場(chǎng)失靈”、促進(jìn)產(chǎn)業(yè)發(fā)展方面的成功經(jīng)驗(yàn)。20世紀(jì)70年代以后,在“規(guī)制失靈”和金融自由化浪潮的背景下,日本金融業(yè)進(jìn)行了規(guī)制放松改革,取得了積極的效果,在運(yùn)用規(guī)制事前評(píng)價(jià)機(jī)制(RIA機(jī)制)、替代性或非訴訟糾紛解決機(jī)制(ADR機(jī)制)和資本充足率規(guī)制(BIS規(guī)制)方面積累了寶貴經(jīng)驗(yàn),但是也存在一些問題,為金融業(yè)持續(xù)發(fā)展埋下了隱患。本文還通過建立規(guī)制效果評(píng)價(jià)指標(biāo)體系,引入SCP理論對(duì)規(guī)制和規(guī)制放松進(jìn)行實(shí)證分析,科學(xué)評(píng)價(jià)規(guī)制在改善金融市場(chǎng)結(jié)構(gòu)、規(guī)范市場(chǎng)行為、提升市場(chǎng)績(jī)效方面的作用。中國(guó)金融業(yè)應(yīng)借鑒日本的經(jīng)驗(yàn)教訓(xùn),順應(yīng)國(guó)際金融業(yè)規(guī)制發(fā)展趨勢(shì),在中國(guó)經(jīng)濟(jì)金融穩(wěn)定發(fā)展時(shí)期,主動(dòng)建立統(tǒng)一的金融監(jiān)管機(jī)構(gòu),防止監(jiān)管機(jī)構(gòu)與金融機(jī)構(gòu)之間關(guān)系過于密切,有序推進(jìn)監(jiān)管放松,完善金融機(jī)構(gòu)的宏觀審慎管理,加強(qiáng)金融監(jiān)管機(jī)構(gòu)的國(guó)際協(xié)調(diào)能力,使中國(guó)金融業(yè)達(dá)到規(guī)避金融風(fēng)險(xiǎn)、提升國(guó)際競(jìng)爭(zhēng)能力的目的。
[Abstract]:After World War II, the Japanese financial industry implemented the "escort group" system, which promoted the rapid economic growth. Based on the theories of "constructivism" and "evolutionism", this paper sums up the formation logic of Japanese financial regulation system, and summarizes the characteristics of Japanese financial regulatory policy. This paper discusses the successful experience of Japanese financial industry regulation in dealing with "market failure" and promoting industrial development. After 1970s, under the background of "regulation failure" and financial liberalization, The Japanese financial industry has carried on the regulation relaxation reform, has obtained the positive effect, has applied the regulation beforehand appraisal mechanism (RIA mechanism), Alternative or non-litigation dispute resolution mechanism (ADR mechanism) and capital adequacy regulation (BIS regulation) have accumulated valuable experience, but there are also some problems, which has laid a hidden danger for the sustainable development of the financial industry. This article also establishes the regulation effect evaluation index system, introduces the SCP theory to carry on the empirical analysis to the regulation and the regulation relaxation, the scientific appraisal regulation in the improvement financial market structure, standardizes the market behavior, enhances the market performance the function. China's financial industry should draw lessons from Japan's experience and conform to the development trend of international financial regulation, and take the initiative to establish a unified financial supervision institution in the period of stable economic and financial development of China. To prevent the relationship between regulators and financial institutions to be too close, to promote deregulation in an orderly manner, to improve the macro-prudential management of financial institutions, and to strengthen the international coordination capacity of financial regulatory bodies, so as to enable China's financial sector to avoid financial risks. The aim of enhancing international competitiveness.
【學(xué)位授予單位】：吉林大學(xué)
【學(xué)位級(jí)別】：博士
【學(xué)位授予年份】：2012
【分類號(hào)】：F833.13

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