【摘要】：我國的農(nóng)業(yè)、農(nóng)村和農(nóng)民問題,始終是關(guān)系我國經(jīng)濟和社會發(fā)展全局的重大問題,由于“三農(nóng)”問題的復(fù)雜性和農(nóng)業(yè)的弱質(zhì)性,解決這樣一個事關(guān)全局發(fā)展的重大問題,需要多系統(tǒng)、多層次的努力。 中國農(nóng)業(yè)發(fā)展銀行作為唯一的農(nóng)業(yè)政策性銀行,根據(jù)其性質(zhì)與任務(wù),有義務(wù)和責任幫助解決農(nóng)業(yè)、農(nóng)村和農(nóng)民等領(lǐng)域存在的有關(guān)問題,特別是為解決農(nóng)村資金失血外流,建立農(nóng)村資金的回流機制作自己的貢獻。 為此,本文運用文獻檢索與閱讀、數(shù)理統(tǒng)計等研究方法進行分析,對農(nóng)發(fā)行江西省分行的資產(chǎn)質(zhì)量,貸款結(jié)構(gòu)和服務(wù)“三農(nóng)”能力等方面作了深入的分析,研究結(jié)果顯示,農(nóng)發(fā)行江西省分行為促進江西省社會經(jīng)濟的全面、可持續(xù)發(fā)展作出了自己應(yīng)有貢獻。主要表現(xiàn)為：服務(wù)“三農(nóng)”能力進一步增強、糧油棉貸款結(jié)構(gòu)明顯優(yōu)化、服務(wù)“三農(nóng)”可持續(xù)力平穩(wěn)提高、有力地支持了江西省糧食產(chǎn)業(yè)化水平和不斷開辟特色支農(nóng)領(lǐng)域和平臺。但與巨大的需求仍然存在一些問題,主要表現(xiàn)在：業(yè)務(wù)結(jié)構(gòu)不太合理、中長期政策性貸款比重太小、對農(nóng)業(yè)產(chǎn)業(yè)鏈滲透不夠、中間業(yè)務(wù)營業(yè)收入比還很小等。 論文最后根據(jù)存在問題,提出農(nóng)發(fā)行要適時調(diào)整業(yè)務(wù)發(fā)展戰(zhàn)略定位,做到兩個“結(jié)合”,即“政策性與金融性”結(jié)合和“封閉性與開放性”結(jié)合,并從三個方面加強服務(wù)“三農(nóng)”的力度與速度,即加大力度支持農(nóng)村水利建設(shè)、穩(wěn)步推進農(nóng)業(yè)開發(fā)性業(yè)務(wù)和擴大信貸總量,優(yōu)化信貸結(jié)構(gòu)。
[Abstract]:The problems of agriculture, rural areas and peasants in our country have always been a major issue concerning the overall situation of our economic and social development.Because of the complexity of the "three rural" problems and the weakness of agriculture, the solution to such a major problem which concerns the overall development of the whole country, Need multi-system, multi-level efforts. The Agricultural Development Bank of China, as the only agricultural policy bank, according to its nature and mission, has the duty and responsibility to help solve the problems existing in the fields of agriculture, rural areas and farmers, especially in order to solve the outflow of rural capital. The establishment of rural capital return mechanism to make their own contributions. Therefore, this paper analyzes the asset quality, loan structure and the ability of serving agriculture, rural areas and farmers in Jiangxi Branch of Agricultural Development Bank by using literature retrieval and reading, mathematical statistics and other research methods. The results show that, The Jiangxi Branch of Agricultural Development Bank has made its due contribution to promoting the comprehensive and sustainable development of Jiangxi's society and economy. The main manifestations are: the ability to serve the "three rural areas" has been further enhanced, the loan structure of grain, oil, and cotton has been obviously optimized, and the sustainability of serving the "three rural areas" has been steadily improved. Has supported Jiangxi Province grain industrialization level and unceasingly opens the characteristic support agriculture domain and the platform. However, there are still some problems with the huge demand, such as the unreasonable business structure, the small proportion of medium and long-term policy loans, the insufficient penetration of agricultural industry chain, the small revenue ratio of intermediate business and so on. Finally, according to the existing problems, the paper puts forward that Agricultural Development Bank should adjust the strategic orientation of business development in good time, and achieve two "combination", that is, "policy and finance" combination and "closed and open" combination. And strengthen the strength and speed of serving agriculture, rural areas and farmers from three aspects, that is, strengthen the support of rural water conservancy construction, steadily promote agricultural development business and expand the total amount of credit, optimize the credit structure.
【學位授予單位】：江西農(nóng)業(yè)大學
【學位級別】：碩士
【學位授予年份】：2012
【分類號】：F320;F832.31

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