中國三大國有商業(yè)銀行競爭力比較研究
發(fā)布時間:2018-08-17 15:28
【摘要】:銀行業(yè)競爭力是銀行綜合能力的體現(xiàn)。在經(jīng)濟(jì)全球化和金融一體化加速發(fā)展的今天,中國要想成為經(jīng)濟(jì)強(qiáng)國和金融強(qiáng)國,需要迅速提高中國商業(yè)銀行的競爭力。因此,客觀比較和評價中國上市銀行的競爭力,并切實提高其競爭力,對于維護(hù)金融業(yè)的健康發(fā)展具有重要意義。 本文以商業(yè)銀行競爭力理論為基礎(chǔ),從剖析商業(yè)銀行競爭力的內(nèi)涵入手,比較分析了商業(yè)銀行競爭力評價的有關(guān)方法,初步構(gòu)建出一套能夠適合我國國有股份制商業(yè)銀行的競爭力評價指標(biāo)體系。在此基礎(chǔ)上,以三大國有上市股份制商業(yè)銀行為主體進(jìn)行實證分析,并將我國三大國有上市股份制商業(yè)銀行及美國商業(yè)銀行進(jìn)行了比較分析,總結(jié)分析了我國三大國有上市股份制商業(yè)銀行與未上市前國有股份制商業(yè)銀行的優(yōu)劣勢指標(biāo)。最后,對當(dāng)前我國國有上市股份制商業(yè)銀行的不足之處進(jìn)行了進(jìn)一步的分析,并提出了相關(guān)的對策建議。
[Abstract]:The competitiveness of the banking industry is the embodiment of the comprehensive ability of the banks. With the rapid development of economic globalization and financial integration, if China wants to become an economic and financial power, it is necessary to rapidly improve the competitiveness of Chinese commercial banks. Therefore, it is of great significance to objectively compare and evaluate the competitiveness of Chinese listed banks and improve their competitiveness in order to maintain the healthy development of the financial industry. Based on the theory of competitiveness of commercial banks, this paper begins with the analysis of the connotation of competitiveness of commercial banks, and compares and analyzes the relevant methods of evaluating the competitiveness of commercial banks. A set of competitive evaluation index system suitable for state-owned joint-stock commercial banks has been constructed preliminarily. On this basis, taking the three state-owned listed joint-stock commercial banks as the main body of empirical analysis, and comparing the three state-owned listed joint-stock commercial banks with the American commercial banks, The advantages and disadvantages of the three state-owned listed commercial banks and the unlisted state-owned joint-stock commercial banks are summarized and analyzed. At last, the deficiency of the state-owned listed commercial banks is further analyzed, and the relevant countermeasures and suggestions are put forward.
【學(xué)位授予單位】:浙江大學(xué)
【學(xué)位級別】:碩士
【學(xué)位授予年份】:2012
【分類號】:F832.33
本文編號:2188073
[Abstract]:The competitiveness of the banking industry is the embodiment of the comprehensive ability of the banks. With the rapid development of economic globalization and financial integration, if China wants to become an economic and financial power, it is necessary to rapidly improve the competitiveness of Chinese commercial banks. Therefore, it is of great significance to objectively compare and evaluate the competitiveness of Chinese listed banks and improve their competitiveness in order to maintain the healthy development of the financial industry. Based on the theory of competitiveness of commercial banks, this paper begins with the analysis of the connotation of competitiveness of commercial banks, and compares and analyzes the relevant methods of evaluating the competitiveness of commercial banks. A set of competitive evaluation index system suitable for state-owned joint-stock commercial banks has been constructed preliminarily. On this basis, taking the three state-owned listed joint-stock commercial banks as the main body of empirical analysis, and comparing the three state-owned listed joint-stock commercial banks with the American commercial banks, The advantages and disadvantages of the three state-owned listed commercial banks and the unlisted state-owned joint-stock commercial banks are summarized and analyzed. At last, the deficiency of the state-owned listed commercial banks is further analyzed, and the relevant countermeasures and suggestions are put forward.
【學(xué)位授予單位】:浙江大學(xué)
【學(xué)位級別】:碩士
【學(xué)位授予年份】:2012
【分類號】:F832.33
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