本文選題：內(nèi)蒙古商業(yè)銀行 + 市場(chǎng)結(jié)構(gòu)��； 參考：《內(nèi)蒙古大學(xué)》2012年碩士論文

【摘要】：商業(yè)銀行在中國(guó)金融體系中扮演著重要角色,其對(duì)中國(guó)經(jīng)濟(jì)增長(zhǎng)的促進(jìn)具有舉足輕重的作用。近年來(lái),基于產(chǎn)業(yè)組織理論的研究方法,通過(guò)SCP分析范式對(duì)中國(guó)銀行業(yè)市場(chǎng)結(jié)構(gòu)與績(jī)效關(guān)系進(jìn)行研究日漸成為熱點(diǎn)。本文利用內(nèi)蒙古自治區(qū)銀行業(yè)2006—2010年的相關(guān)數(shù)據(jù),通過(guò)實(shí)證分析方法研究其市場(chǎng)結(jié)構(gòu)、效率和經(jīng)營(yíng)績(jī)效及其相互關(guān)系。 第一章,回顧了國(guó)內(nèi)外研究成果并指出了研究的意義；第二章,介紹了銀行業(yè)市場(chǎng)結(jié)構(gòu)、效率與績(jī)效的相關(guān)理論基礎(chǔ),包括市場(chǎng)支配力理論和效率結(jié)構(gòu)理論；第三章,闡述了銀行業(yè)市場(chǎng)結(jié)構(gòu)的內(nèi)涵、類型和指標(biāo),并選用內(nèi)蒙古自治區(qū)銀行業(yè)2006—2010年樣本數(shù)據(jù)加以分析；第四章,界定了銀行效率內(nèi)涵和效率的測(cè)度方法,采用數(shù)據(jù)包絡(luò)分析法對(duì)2006—2010年內(nèi)蒙古銀行業(yè)效率進(jìn)行了分析；第五章,界定了銀行績(jī)效內(nèi)涵和銀行績(jī)效指標(biāo),并基于內(nèi)蒙古11家商業(yè)銀行2006—2010年相關(guān)數(shù)據(jù),對(duì)內(nèi)蒙古自治區(qū)商業(yè)銀行的市場(chǎng)績(jī)效進(jìn)行了分析；第六章,以銀行業(yè)市場(chǎng)結(jié)構(gòu)與績(jī)效關(guān)系的兩種理論假說(shuō)為基礎(chǔ),運(yùn)用逐步多元回歸分析法,將反映銀行市場(chǎng)結(jié)構(gòu)的行業(yè)集中度指標(biāo)、市場(chǎng)份額指標(biāo)和反映銀行經(jīng)營(yíng)管理行為的銀行效率作為自變量對(duì)反映績(jī)效的因變量指標(biāo)進(jìn)行回歸,得出行業(yè)集中度與績(jī)效關(guān)系不顯著、市場(chǎng)份額與績(jī)效顯著負(fù)相關(guān)的結(jié)論。第七章,分析了內(nèi)蒙古自治區(qū)銀行業(yè)具有較高市場(chǎng)集中度但銀行市場(chǎng)績(jī)效較低這一相背離的成因,并提出了進(jìn)一步優(yōu)化內(nèi)蒙古自治區(qū)商業(yè)銀行市場(chǎng)結(jié)構(gòu)以提高市場(chǎng)績(jī)效的政策建議。
[Abstract]:Commercial banks play an important role in China's financial system and play an important role in promoting China's economic growth. In recent years, the research on the relationship between market structure and performance of China's banking industry through SCP analysis paradigm has become a hot topic. Based on the relevant data from 2006 to 2010 in Inner Mongolia Autonomous region, this paper studies the market structure, efficiency, operating performance and their relationship with each other by means of empirical analysis. The first chapter reviews the domestic and foreign research results and points out the significance of the research; the second chapter, introduces the banking market structure, efficiency and performance of the relevant theoretical basis, including market dominance theory and efficiency structure theory; chapter three, This paper expounds the connotation, types and indicators of banking market structure, and analyzes the sample data of Inner Mongolia Autonomous region from 2006 to 2010. Chapter four defines the connotation and measurement method of banking efficiency. The efficiency of Inner Mongolia banking from 2006 to 2010 is analyzed by using data envelopment analysis. Chapter five defines the connotation of bank performance and bank performance indicators, and based on the relevant data of 11 commercial banks in Inner Mongolia from 2006 to 2010. Based on the two hypotheses of the relationship between banking market structure and performance, the paper analyzes the market performance of commercial banks in Inner Mongolia Autonomous region by stepwise multiple regression analysis. The index of industry concentration, the index of market share and the efficiency of bank management are used as independent variables to regress the dependent variable of performance, and it is concluded that the relationship between industry concentration and performance is not significant. The conclusion that market share is negatively correlated with performance. In the seventh chapter, the author analyzes the reasons why the banking industry of Inner Mongolia Autonomous region has higher market concentration but lower market performance. The paper also puts forward some policy suggestions on how to optimize the market structure of commercial banks in Inner Mongolia Autonomous region to improve market performance.
【學(xué)位授予單位】：內(nèi)蒙古大學(xué)
【學(xué)位級(jí)別】：碩士
【學(xué)位授予年份】：2012
【分類號(hào)】：F832.33;F224

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