本文選題：商業(yè)銀行 + 跨國并購�。� 參考：《武漢理工大學(xué)》2012年碩士論文

【摘要】：國際金融危機下,歐美銀行遭受沉重打擊,而中資銀行金融動蕩的沖擊較小,面臨著并構(gòu)成本下降的誘惑,隨著金融危機的進一步深化,銀行業(yè)并購交易也在不斷升溫。對于資本實力相對充足,資產(chǎn)質(zhì)量相對安全,希望融入全球金融體系的中資銀行而言,金融危機也孕育著很多機遇。 本文以跨國投資理論為基礎(chǔ),對銀行跨國并購動因和影響因素進行梳理與分析。以2008年招商銀行并購永隆銀行為例,整理計算了并購前三年到后三年的十五個指標(biāo)數(shù)據(jù),運用SPSS的因子分析法,進行因子分類,整理出并購這一活動對銀行的各方面影響,進而確定理論中的動因在實際上是否成立,以及從銀行績效得出的該規(guī)避的風(fēng)險。 本文總共分為七個章節(jié)。第一章為緒論,闡述了研究背景,目的,意義和研究方法及路線。第二章為理論部分,先對跨國銀行進行界定,并購類型進行分類然后從效益理論,市場勢力理論和訊息信號理論三個方面進行描述。第三章分析我國跨國并購的動因。首先通過列出1998年到2010年中國商業(yè)銀行跨國并購的案例來呈現(xiàn)其發(fā)展歷程,然后從內(nèi)部動因,外部動因兩個方面進行我國銀行業(yè)跨國并購的動因分析。其中內(nèi)部動因包括過剩資金的配置,銀行自身盈利能力的提高,中資銀行布局的完善,業(yè)務(wù)領(lǐng)域和服務(wù)范圍的擴大；外部動因包括有利的國際金融市場背景,跟隨客戶進軍海外一體化發(fā)展,中國政府的大力支持和中資銀行的外國戰(zhàn)略投資者有效地支持。第四章主要分兩大部分,第一大部分是從并購銀行的財務(wù)風(fēng)險,進入東道國的風(fēng)險,銀行并購的整合風(fēng)險三個方面來分析銀行業(yè)跨國并購的風(fēng)險。第二大部分則是針對中資銀行的跨國并購特有的風(fēng)險。其中包括：中國銀行也在海外業(yè)務(wù)的話語權(quán),中資銀行缺乏清晰而長遠的國際化戰(zhàn)略,中資跨國銀行和中國跨國公司沒有形成集聚效應(yīng),中資銀行面臨較大的管理風(fēng)險和國際經(jīng)營人才的缺乏。第五章是外國銀行業(yè)的跨國并購給中國的經(jīng)驗借鑒。第六章從定量的角度講,文章以2008年招商銀行并購永隆銀行為例,整理計算了并購前三年到后三年的十五個指標(biāo)數(shù)據(jù),運用SPSS的因子分析法,進行因子分類,整理出并購這一活動對銀行的各方面影響。最后一章是結(jié)束語,目標(biāo)和路徑的選擇上來闡述中國銀行業(yè)跨國并購的啟示。 全文通過分析中國銀行業(yè)跨國并購的動因和特有風(fēng)險,借助實證分析案例得出并購目標(biāo)和路徑的選擇的相關(guān)結(jié)論。
[Abstract]:Under the international financial crisis, the European and American banks suffered a heavy blow, while the financial turbulence of the Chinese banks was relatively small, facing the temptation of this decline, with the further deepening of the financial crisis, banking M & A transactions are also heating up. For Chinese banks with relatively abundant capital, relatively safe asset quality and a desire to integrate into the global financial system, the financial crisis also breeds many opportunities. Based on the theory of transnational investment, this paper analyzes the causes and influencing factors of cross-border mergers and acquisitions of banks. Taking China Merchants Bank's acquisition of Yonglong Bank in 2008 as an example, this paper collates and calculates the 15 index data from the first three years to the last three years of M & A. By using the factor analysis method of SPSS, it classifies the factors, and collates the influence of M & A on the banks in all aspects. Then determine whether the theory of motivation in practice, and from the bank performance to avoid the risk. This paper is divided into seven chapters. The first chapter is the introduction, the research background, purpose, significance and research methods and routes. The second chapter is the theoretical part, which firstly defines the multinational banks, classifies the types of mergers and acquisitions and then describes them from three aspects: benefit theory, market power theory and information signal theory. The third chapter analyzes the motivation of transnational M & A in China. Firstly, it presents the development course of Chinese commercial banks by listing the cases of cross-border M & A from 1998 to 2010, and then analyzes the causes of cross-border M & A in China's banking industry from two aspects: internal motivation and external motivation. The internal motivations include the allocation of excess funds, the improvement of the profitability of banks, the perfection of the layout of Chinese banks, the expansion of the scope of business and services. With the development of overseas integration, the support of Chinese government and foreign strategic investors of Chinese banks is effective. The fourth chapter is mainly divided into two parts. The first part is to analyze the risk of cross-border M & A in banking industry from three aspects: the financial risk of M & A, the risk of entering into the host country and the risk of integration of bank M & A. The second part is the specific risk of cross-border M & A for Chinese banks. These include: the Bank of China also has a voice in overseas business, the Chinese banks lack a clear and long-term international strategy, and the Chinese multinational banks and Chinese multinational corporations have not formed a cluster effect. Chinese banks face greater management risks and lack of international management personnel. The fifth chapter is the experience of cross-border mergers and acquisitions of foreign banks to China. The sixth chapter takes China Merchants Bank's merger of Yonglong Bank in 2008 as an example, collates and calculates the 15 index data from three years to three years after M & A, and uses the factor analysis method of SPSS to classify the factors. Sort out the effect of M & A on all aspects of the bank. The last chapter is the conclusion, goal and path to illustrate the implications of cross-border mergers and acquisitions in China's banking industry. Based on the analysis of the causes and special risks of cross-border M & A in China's banking industry, this paper draws a conclusion on the choice of M & A target and path with the help of empirical analysis cases.
【學(xué)位授予單位】：武漢理工大學(xué)
【學(xué)位級別】：碩士
【學(xué)位授予年份】：2012
【分類號】：F832.33;F271

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