本文選題：供應(yīng)鏈融資 + 中小企業(yè)　； 參考：《中南大學(xué)》2012年碩士論文

【摘要】：供應(yīng)鏈融資是由金融機(jī)構(gòu)與核心企業(yè)達(dá)成的、面向供應(yīng)鏈中小企業(yè)成員的系統(tǒng)性融資方式,是一種能從根本上緩解核心企業(yè)流動(dòng)資金約束,改善供應(yīng)鏈上中小供應(yīng)商和經(jīng)銷商現(xiàn)金流情況,切實(shí)提高供應(yīng)鏈整體穩(wěn)定性和運(yùn)行效率的創(chuàng)新型融資服務(wù)。論文通過(guò)變革既有融資方式和結(jié)構(gòu),分析保兌倉(cāng)融資產(chǎn)品的風(fēng)險(xiǎn)和信用問(wèn)題,設(shè)計(jì)中小企業(yè)融資服務(wù)模式和決策方法,以期挖掘新的中小企業(yè)融資渠道,并為供應(yīng)鏈整體融資決策提供參考。論文主要做了以下工作： (1)全面分析供應(yīng)鏈融資對(duì)銀行和對(duì)中小企業(yè)的市場(chǎng)價(jià)值,積極探索自償性融資中保兌倉(cāng)融資模式的適用背景和優(yōu)勢(shì),描述了廠、商、銀三方保兌倉(cāng)和有第三方物流企業(yè)參與的四方保兌倉(cāng)兩種不同模式。 (2)分析保兌倉(cāng)業(yè)務(wù)融資風(fēng)險(xiǎn)的來(lái)源,探討了保兌倉(cāng)業(yè)務(wù)的風(fēng)險(xiǎn)識(shí)別、度量和分擔(dān)問(wèn)題,建立了面向銀行的保兌倉(cāng)融資主體信用評(píng)估指標(biāo)體系,構(gòu)建保兌倉(cāng)業(yè)務(wù)信用評(píng)估模型,設(shè)計(jì)相應(yīng)算法以合理確定保兌倉(cāng)業(yè)務(wù)融資主體的信用等級(jí)。 (3)定量分析三方保兌倉(cāng)融資業(yè)務(wù)中經(jīng)銷商訂貨量、制造商定價(jià)和金融機(jī)構(gòu)利率之間的關(guān)系,建立由一個(gè)核心企業(yè)(供應(yīng)商或制造商)、兩個(gè)融資企業(yè)(經(jīng)銷商)和金融機(jī)構(gòu)構(gòu)成的供應(yīng)鏈單周期模型。通過(guò)對(duì)需求波動(dòng)風(fēng)險(xiǎn)和制造商違約風(fēng)險(xiǎn)的分析,討論制造商和經(jīng)銷商的訂貨定價(jià)決策和金融機(jī)構(gòu)的利率決策,并比較金融機(jī)構(gòu)在有選擇性的提供融資服務(wù)時(shí),供應(yīng)鏈的整體效益的差異。 (4)通過(guò)實(shí)例比較金融機(jī)構(gòu)不提供保兌倉(cāng)服務(wù)、只對(duì)一個(gè)經(jīng)銷商提供保兌倉(cāng)融資和對(duì)兩個(gè)經(jīng)銷商共同提供保兌倉(cāng)融資服務(wù)時(shí)的供應(yīng)鏈整體效益,得出當(dāng)金融機(jī)構(gòu)向兩個(gè)經(jīng)銷商同時(shí)提供保兌倉(cāng)融資服務(wù)時(shí),供應(yīng)鏈整體效益最大的結(jié)論。
[Abstract]:Supply chain financing is achieved by financial institutions and core enterprises. It is a systematic financing method for the members of small and medium-sized enterprises in the supply chain, which can fundamentally alleviate the liquidity constraints of core enterprises. Improving the cash flow of small and medium-sized suppliers and dealers in the supply chain, and improving the overall stability and operational efficiency of the supply chain of innovative financing services. By changing the existing financing methods and structures, this paper analyzes the risk and credit problems of confirmed warehouse financing products, and designs the financing service model and decision-making method for SMEs, with a view to excavating new financing channels for SMEs. And provides the reference for the supply chain overall financing decision. The main work of this paper is as follows: 1) comprehensively analyzing the market value of supply chain financing to banks and small and medium-sized enterprises, actively exploring the applicable background and advantages of the confirmed warehouse financing model in self-compensated financing, and describing the factories and merchants. There are two different modes of silver three-party confirming warehouse and four-party confirming warehouse with third party logistics enterprises. 2) analyzing the source of financing risk of confirmed warehouse business, discussing the problem of risk identification, measurement and sharing of confirmed warehouse business, establishing the credit evaluation index system of confirming warehouse financing subject for bank, and constructing credit evaluation model of confirmed warehouse business. The corresponding algorithm is designed to reasonably determine the credit rating of the confirming warehouse financing agent. Quantitative analysis of the relationship between dealer order volume, manufacturer's pricing and interest rate of financial institutions in the financing business of three-party confirmed positions, A supply chain single cycle model consisting of a core enterprise (supplier or manufacturer), two financing enterprises (distributors) and financial institutions is established. Based on the analysis of demand volatility risk and manufacturer default risk, this paper discusses the order pricing decisions of manufacturers and dealers and the interest rate decisions of financial institutions, and compares the financial institutions when providing selective financing services. Differences in the overall benefits of the supply chain. (4) to compare the overall benefits of supply chain when financial institutions do not provide confirmation services to only one dealer and two distributors jointly provide confirmed warehouse financing services through an example. It is concluded that when financial institutions provide confirmed financing services to two dealers at the same time, the overall benefit of the supply chain is the greatest.
【學(xué)位授予單位】：中南大學(xué)
【學(xué)位級(jí)別】：碩士
【學(xué)位授予年份】：2012
【分類號(hào)】：F274;F832.4

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本文編號(hào)：1984965