本文選題：農(nóng)村金融 + 金融發(fā)展��； 參考：《內(nèi)蒙古農(nóng)業(yè)大學(xué)》2012年碩士論文

【摘要】：農(nóng)村金融是我國(guó)金融體系的重要組成部分,是現(xiàn)代農(nóng)村經(jīng)濟(jì)發(fā)展的核心。農(nóng)村金融發(fā)展是有效服務(wù)于“三農(nóng)”發(fā)展的重要力量。而“三農(nóng)”發(fā)展一直是我黨工作的重中之重,它不僅關(guān)系到億萬(wàn)農(nóng)民的切身利益,更加關(guān)系到我國(guó)長(zhǎng)遠(yuǎn)的安定與發(fā)展。因此,有效地推進(jìn)農(nóng)村金融改革,加快農(nóng)村金融服務(wù)于“三農(nóng)”發(fā)展的步伐,具有重要的現(xiàn)實(shí)意義。然而,隨著我國(guó)農(nóng)村金融體制改革的不斷深化,內(nèi)蒙古農(nóng)村金融發(fā)展水平卻依然較為落后。那么在內(nèi)蒙古農(nóng)村金融發(fā)展的過(guò)程中還存在哪些問(wèn)題,發(fā)展的目標(biāo)是什么,運(yùn)用什么樣的方法進(jìn)行改革等,是值得我們進(jìn)行深入研究的一個(gè)課題。 本文基于功能視角對(duì)內(nèi)蒙古農(nóng)村金融發(fā)展進(jìn)行了系統(tǒng)研究,在借鑒金融發(fā)展理論以及農(nóng)村金融發(fā)展理論的國(guó)內(nèi)外研究成果的基礎(chǔ)之上,研究了功能視角下的農(nóng)村金融發(fā)展內(nèi)涵；并按照“功能觀”的邏輯方法,對(duì)內(nèi)蒙古農(nóng)村金融發(fā)展進(jìn)行了系統(tǒng)的功能分析和實(shí)證分析,從功能分析中發(fā)現(xiàn)：內(nèi)蒙古農(nóng)村金融的基礎(chǔ)服務(wù)功能發(fā)揮的較為充分,資源配置功能逐步顯現(xiàn)但不完善,對(duì)風(fēng)險(xiǎn)管理功能和提供價(jià)格信息功能有了初步要求,但要充分發(fā)揮還需進(jìn)一步的試點(diǎn)和實(shí)踐；從實(shí)證分析中發(fā)現(xiàn)：內(nèi)蒙古農(nóng)村金融發(fā)展水平還處于初級(jí)發(fā)展階段,離實(shí)現(xiàn)農(nóng)牧民增收的高級(jí)發(fā)展階段還有一段距離；由此本文從結(jié)構(gòu)優(yōu)化和功能改善兩個(gè)方面給出了內(nèi)蒙古農(nóng)村金融發(fā)展的相關(guān)對(duì)策建議。 本文研究的創(chuàng)新點(diǎn)主要表現(xiàn)在以下兩個(gè)方面： 一是從理論研究的角度,本文在總結(jié)大量已有研究成果的基礎(chǔ)之上,研究了內(nèi)蒙古農(nóng)村金融發(fā)展的內(nèi)涵,即農(nóng)村牧區(qū)金融結(jié)構(gòu)的優(yōu)化以及農(nóng)村金融功能的演進(jìn)與改善,并指出其發(fā)展的本質(zhì)在于通過(guò)農(nóng)村金融的可持續(xù)發(fā)展促進(jìn)內(nèi)蒙古農(nóng)村經(jīng)濟(jì)的可持續(xù)發(fā)展,最終以實(shí)現(xiàn)農(nóng)牧民持續(xù)增收為目標(biāo)。 二是從研究框架的角度,系統(tǒng)地運(yùn)用了“功能觀”的研究思路,即從分析內(nèi)蒙古農(nóng)村金融的外部環(huán)境入手,按照外部環(huán)境對(duì)金融功能提出的需求并結(jié)合內(nèi)蒙古農(nóng)村實(shí)際情況具體分析了內(nèi)蒙古農(nóng)村金融的功能效應(yīng),進(jìn)而提出金融結(jié)構(gòu)優(yōu)化的對(duì)策建議。
[Abstract]:Rural finance is an important part of China's financial system and the core of the development of modern rural economy. The development of rural finance is an important force to serve the "three rural" development effectively. The development of "three rural" is the most important part of our party's work. It is not only related to the vital interests of millions of farmers, but also more related to the long-term security of our country. Therefore, it is of great practical significance to effectively promote rural financial reform and accelerate the pace of rural financial services to "three rural" development. However, with the deepening of the reform of the rural financial system in China, the level of rural financial development in Inner Mongolia is still relatively backward. So in the process of rural financial development in Inner Mongolia, the development of rural finance is still relatively backward. What problems exist, what is the goal of development, and what methods to carry out reform are worth studying in depth.
This paper makes a systematic study on the rural financial development of Inner Mongolia based on the functional perspective. On the basis of the financial development theory and the domestic and foreign research results of the rural financial development theory, this paper studies the connotation of rural financial development in the functional perspective, and according to the logical method of "function view", the rural financial development in Inner Mongolia. The functional analysis and empirical analysis are carried out. From the functional analysis, it is found that the basic service function of rural finance in Inner Mongolia is more full, and the function of resource allocation is gradually appearing but not perfect. It has preliminary requirements for the function of risk management and the function of providing price information, but it needs further pilot and practice to give full play to it. From the empirical analysis, it is found that the level of rural financial development in Inner Mongolia is still in the primary stage of development, and there is still a certain distance from the advanced stage of increasing the income of farmers and herdsmen. From this, this paper gives the countermeasures and suggestions for the development of rural finance in Inner Mongolia from two aspects of structural optimization and function improvement.
The innovation of this paper is mainly manifested in the following two aspects:
First, from the theoretical point of view, this paper, on the basis of a large number of existing research achievements, has studied the connotation of rural financial development in Inner Mongolia, that is, the optimization of the financial structure of rural pastoral areas and the evolution and improvement of rural financial functions, and points out that the essence of its development is to promote Inner Mongolia farmers through the sustainable development of rural finance. The sustainable development of village economy is ultimately aimed at achieving sustained increase in farmers and herdsmen.
Two, from the perspective of the research framework, we systematically apply the "view of function", that is, from the analysis of the external environment of rural finance in Inner Mongolia, the demand of the financial function in accordance with the external environment and the actual situation in Inner Mongolia rural areas, the functional effects of Inner Mongolia rural finance are analyzed, and then the financial structure is superior. Countermeasures and suggestions.
【學(xué)位授予單位】：內(nèi)蒙古農(nóng)業(yè)大學(xué)
【學(xué)位級(jí)別】：碩士
【學(xué)位授予年份】：2012
【分類號(hào)】：F832.35

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本文編號(hào)：1968921