本文選題：農(nóng)村金融 + 金融發(fā)展��； 參考：《中南林業(yè)科技大學(xué)》2012年碩士論文

【摘要】：農(nóng)村經(jīng)濟(jì)是我國國民經(jīng)濟(jì)極其的重要構(gòu)成部分,它持續(xù)、穩(wěn)定的發(fā)展不但在我國整體經(jīng)濟(jì)中起著重要的支撐功能,還是我國可否實(shí)現(xiàn)全面建成小康社會(huì)的關(guān)鍵點(diǎn)。然而如何拉動(dòng)農(nóng)村經(jīng)濟(jì)增長,很多的學(xué)者從各自的假設(shè)前提出發(fā),得出了不同的結(jié)論。雖然這些解釋差別很大,但包含重要的一點(diǎn)就是關(guān)注的焦點(diǎn)越來越集中到了農(nóng)村金融在農(nóng)村經(jīng)濟(jì)增長中所起的作用。由此可知,研究農(nóng)村金融同農(nóng)村經(jīng)濟(jì)增長相互間的關(guān)系,變成創(chuàng)建高效農(nóng)村金融體系的關(guān)鍵。 縱觀現(xiàn)今對(duì)農(nóng)村金融大量的問題探究,絕大部分是有關(guān)農(nóng)村金融發(fā)展帶動(dòng)農(nóng)村經(jīng)濟(jì)增長的機(jī)制原理抑或農(nóng)村金融發(fā)展?fàn)顩r的統(tǒng)籌概述。本文在總結(jié)了前輩研究的基礎(chǔ)上,初步利用層次分析原理,試圖從農(nóng)村金融發(fā)展的效率、結(jié)構(gòu)、規(guī)模構(gòu)筑起權(quán)衡農(nóng)村金融發(fā)展的一個(gè)指標(biāo)體系以便使農(nóng)村金融的發(fā)展水平獲得一個(gè)新的衡量方式。其次,分析研究農(nóng)村金融對(duì)經(jīng)濟(jì)增長產(chǎn)生的相關(guān)影響,分析得出：在我國農(nóng)村較多的體現(xiàn)在農(nóng)村經(jīng)濟(jì)增長拉動(dòng)農(nóng)村金融發(fā)展,同時(shí)農(nóng)村金融發(fā)展落在農(nóng)村經(jīng)濟(jì)增長的后面。再次,利用對(duì)農(nóng)村金融效率水平、結(jié)構(gòu)及規(guī)模分析農(nóng)村經(jīng)濟(jì)增長的扶持力度,可知農(nóng)村經(jīng)濟(jì)增長受農(nóng)村金融規(guī)模的拉動(dòng)作用十分明顯；支持農(nóng)村金融結(jié)構(gòu)的力度不夠；農(nóng)村經(jīng)濟(jì)增長受農(nóng)村金融效率的影響強(qiáng)度甚微。證明了：我國農(nóng)村金融在農(nóng)村經(jīng)濟(jì)中所起的作用現(xiàn)在還處在依靠“量”的拉動(dòng),缺少“質(zhì)”的帶動(dòng)。最后總結(jié)了政策意見：第一,利用強(qiáng)化農(nóng)村信用社體制的變革,帶動(dòng)商業(yè)銀行對(duì)發(fā)展農(nóng)村金融市場支持農(nóng)業(yè)的政策來提升發(fā)展農(nóng)村金融的規(guī)模,來使得對(duì)農(nóng)村經(jīng)濟(jì)的支持得到強(qiáng)化；第二,拓寬農(nóng)村金融市場,并且激勵(lì)創(chuàng)新,使?jié)M足農(nóng)村金融市場的衍生金融工具增多,利用優(yōu)化農(nóng)村金融結(jié)構(gòu)來帶動(dòng)農(nóng)村經(jīng)濟(jì)的前進(jìn)；第三,完善農(nóng)村金融制度,運(yùn)用金融創(chuàng)新來增強(qiáng)農(nóng)村金融體系的效率,從而提升我國農(nóng)村金融在農(nóng)村經(jīng)濟(jì)中所起的作用。
[Abstract]:Rural economy is an important part of our national economy. Its sustained and stable development not only plays an important supporting function in the whole economy of our country, but also is the key point of whether our country can build a well-off society in an all-round way. However, how to stimulate rural economic growth, many scholars from their hypothetical premise, draw different conclusions. Although these explanations vary greatly, the important point is that the focus of attention is increasingly focused on the role of rural finance in rural economic growth. Therefore, the study of the relationship between rural finance and rural economic growth becomes the key to the establishment of an efficient rural financial system. Looking at a large number of problems in rural finance nowadays, most of them are related to the mechanism of rural financial development to promote rural economic growth or the overall overview of rural financial development. On the basis of summing up the previous research, this paper preliminarily uses the principle of hierarchical analysis to try to develop the efficiency and structure of rural finance. The scale constructs an index system to weigh the development of rural finance in order to obtain a new way of measuring the development level of rural finance. Secondly, it analyzes the impact of rural finance on economic growth, and concludes that the rural economic growth in China is more reflected in the rural economic growth to promote rural financial development, while the rural financial development lags behind the rural economic growth. Thirdly, by analyzing the level of rural financial efficiency, the structure and scale of rural economic growth, we can see that the rural economic growth is obviously driven by the scale of rural finance, and the strength of supporting rural financial structure is not enough. Rural economic growth by the impact of rural financial efficiency has little intensity. It is proved that the role of rural finance in rural economy is still dependent on quantity and lack of quality. Finally, the paper summarizes the policy suggestions: first, using the reform of strengthening the rural credit cooperative system to promote the policies of commercial banks to develop rural financial markets to support agriculture to enhance the scale of rural finance development. Second, broaden the rural financial market, stimulate innovation, increase the number of derivative financial instruments to meet the rural financial market, and optimize the rural financial structure to drive the rural economy forward. Third, improve the rural financial system, use financial innovation to enhance the efficiency of the rural financial system, so as to enhance the role of rural finance in the rural economy.
【學(xué)位授予單位】：中南林業(yè)科技大學(xué)
【學(xué)位級(jí)別】：碩士
【學(xué)位授予年份】：2012
【分類號(hào)】：F832.35;F320

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本文編號(hào)：1965591