發(fā)布時間：2018-03-30 16:51

  本文選題：湖南　切入點：農(nóng)村金融　出處：《中南林業(yè)科技大學》2012年碩士論文

【摘要】：在促進湖南全面建設小康社會的建設進程中,如何增加農(nóng)民收入成為促進湖南經(jīng)濟社會發(fā)展的重大課題。改革開放以來,湖南農(nóng)村經(jīng)濟建設取得了巨大的成績,特別是農(nóng)民收入得到了大幅度提高,成為農(nóng)村經(jīng)濟改革中的一大亮點。但是,隨著社會經(jīng)濟的不斷發(fā)展,湖南農(nóng)村金融抑制的弊端越發(fā)突顯,金融服務越來越難以滿足農(nóng)村經(jīng)濟發(fā)展需求,這些因素使得金融體系整體功能被削弱并最終抑制了農(nóng)民收入的增長。這也是近幾年湖南城鄉(xiāng)居民收入差距不斷擴大,農(nóng)民收入水平低速增長的一個重要原因。本文基于湖南農(nóng)民收入和農(nóng)村金融發(fā)展的現(xiàn)實,運用計量經(jīng)濟學的研究方法,從三個方面(湖南農(nóng)村金融發(fā)展規(guī)模、農(nóng)村金融發(fā)展結(jié)構(gòu)、農(nóng)村金融發(fā)展效率)深入探討了湖南農(nóng)村金融發(fā)展對農(nóng)民人均純收入的影響。通過Granger因果檢驗、單位根檢驗、協(xié)整檢驗得出“湖南農(nóng)村金融發(fā)展與農(nóng)民收入增長之間存在長期的協(xié)整關系,湖南農(nóng)村金融發(fā)展效率和農(nóng)村金融發(fā)展結(jié)構(gòu)均是農(nóng)民收入增長的Granger原因”的結(jié)論。對湖南農(nóng)村金融發(fā)展的三個指標和農(nóng)民人均收入指標做脈沖響應分析,檢驗結(jié)果表明,湖南農(nóng)村金融發(fā)展規(guī)模和農(nóng)村金融發(fā)展結(jié)構(gòu)對農(nóng)民收入增長作用不明顯,湖南農(nóng)村金融發(fā)展效率對農(nóng)民收入增長有明顯的促進作用。 本文分析了只有強化農(nóng)村正規(guī)金融的主導作用,完善并發(fā)展農(nóng)村非正規(guī)金融等,引入競爭機制提高農(nóng)村金融市場效率,才能使農(nóng)村金融更好地發(fā)揮其促進湖南農(nóng)民收入增長的作用。
[Abstract]:In the process of promoting the construction of a well-off society in Hunan, how to increase farmers' income has become a major issue in promoting the economic and social development of Hunan. Since the reform and opening up, great achievements have been made in the construction of rural economy in Hunan. In particular, farmers' income has been greatly increased and has become a bright spot in the rural economic reform. However, with the continuous development of social economy, the drawbacks of Hunan's rural financial repression have become more and more prominent. Financial services are becoming more and more difficult to meet the needs of rural economic development. These factors have weakened the overall function of the financial system and ultimately restrained the growth of farmers' income. This is also the widening income gap between urban and rural residents in Hunan Province in recent years. Based on the reality of farmers' income and rural financial development in Hunan, this paper applies econometric research methods, from three aspects (scale of Hunan rural financial development, The structure of rural financial development and the efficiency of rural financial development) deeply discuss the impact of rural financial development in Hunan on the per capita net income of farmers. Through the Granger causality test, the unit root test, Cointegration test shows that "there is a long-term cointegration relationship between the development of rural finance and the growth of farmers' income in Hunan Province." The conclusion is that the efficiency of rural financial development and the structure of rural financial development are the Granger reasons for the growth of farmers' income. The impulse response analysis of the three indicators of rural financial development and the index of farmers' per capita income shows that, The scale of rural financial development and the structure of rural financial development have no obvious effect on the growth of farmers' income, but the efficiency of Hunan's rural financial development has a significant role in promoting the growth of farmers' income. This paper analyzes that only by strengthening the leading role of rural formal finance, perfecting and developing rural informal finance, introducing competition mechanism to improve the efficiency of rural financial market, In order to make rural finance better play its role in promoting the growth of farmers' income in Hunan.
【學位授予單位】：中南林業(yè)科技大學
【學位級別】：碩士
【學位授予年份】：2012
【分類號】：F832.35;F323.8;F224

【參考文獻】

相關期刊論文 前10條

1 陳君實;;農(nóng)村小額信貸發(fā)展之路——基于孟加拉鄉(xiāng)村銀行模式的思考[J];安徽科技;2010年04期

2 溫濤,王煜宇;農(nóng)業(yè)貸款、財政支農(nóng)投入對農(nóng)民收入增長有效性研究[J];財經(jīng)問題研究;2005年02期

3 姚耀軍;;中國農(nóng)村金融發(fā)展狀況分析[J];財經(jīng)研究;2006年04期

4 李明賢;重構(gòu)我國農(nóng)村金融體系的思考[J];財經(jīng)理論與實踐;2001年05期

5 龐金波,崔斯偉,林洪濤;黑龍江省農(nóng)民小額信貸對增收的影響及其對策[J];北方經(jīng)貿(mào);2005年08期

6 程國強;難有突破的補貼議題——中國農(nóng)業(yè)面對的國際農(nóng)業(yè)補貼環(huán)境分析[J];國際貿(mào)易;2002年11期

7 李廣眾,陳平;金融中介發(fā)展與經(jīng)濟增長:多變量VAR系統(tǒng)研究[J];管理世界;2002年03期

8 王志強,孫剛;中國金融發(fā)展規(guī)模、結(jié)構(gòu)、效率與經(jīng)濟增長關系的經(jīng)驗分析[J];管理世界;2003年07期

9 謝升峰;路萬忠;;積極發(fā)展新型農(nóng)村微型金融[J];宏觀經(jīng)濟管理;2010年01期

10 謝欣,謝元態(tài),許曉東;論我國農(nóng)村金融的可持續(xù)發(fā)展[J];華南農(nóng)業(yè)大學學報(社會科學版);2004年03期

，

本文編號：1686784