發(fā)布時間：2018-01-18 13:29

  本文關鍵詞：供應鏈視角下的高端食用油企業(yè)融資模式研究　出處：《陜西科技大學》2017年碩士論文　論文類型：學位論文

  更多相關文章： 高端食用油企業(yè) 供應鏈融資 信用風險 融資模式

【摘要】：高端食用油企業(yè)的發(fā)展對提高人民生活水平、促進就業(yè)和經(jīng)濟增長等方面發(fā)揮重要作用。截止2015年底,我國有加工食用植物油的企業(yè)28011家,整個行業(yè)的總資產(chǎn)達到2311.50億元,國內(nèi)具有一定規(guī)模的加工食用油企業(yè)的主營業(yè)務收入已經(jīng)達到了4250.91億元,總利潤達277.3億元。可見,巨大的消費市場、國家對高端食用油企業(yè)的大力投入促進了企業(yè)的快速發(fā)展。然而,食用油企業(yè)因自身、外部政府和金融政策等諸多因素陷入了融資困境的局面。供應鏈金融作為銀行等金融機構(gòu)大力發(fā)展的一種服務模式,綜合評估整條供應鏈及鏈上所有相關企業(yè)的綜合實力,實現(xiàn)了物流、信息流和資金流的統(tǒng)一,提高了中小企業(yè)的信用等級,能更好的緩解中小企業(yè)融資難的問題。目前,國內(nèi)在汽車、鋼鐵、醫(yī)藥、農(nóng)業(yè)等行業(yè)均已涉及供應鏈融資業(yè)務,以往學者對供應鏈融資的研究主要包括概念、主要模式和風險管理等,但對高端食用油企業(yè)的供應鏈融資業(yè)務的研究還是一片空白。不同行業(yè)供應鏈的融資模式和風險要素等存在著差異。因此,本文重點研究高端食用油企業(yè)的供應鏈融資業(yè)務,采用對比分析法、歸納總結(jié)法、定性與定量分析相結(jié)合以及案例分析等方法,論證了高端食用油企業(yè)采用供應鏈融資的可行性。具體分為三大部分。第一部分,本文先分析了選題背景及研究意義、國內(nèi)外文獻綜述、研究方法和創(chuàng)新之處。其次,從供應鏈金融的概念及特征入手,探討了三種基礎性供應鏈金融融資模式—預付款融資模式、存貨類融資模式和應收賬款融資模式,并總結(jié)了三種模式的異同點。第二部分,分析了我國高端食用油企業(yè)的發(fā)展現(xiàn)狀和融資需求,并在此基礎上剖析了高端食用油企業(yè)陷入融資困境的根源,主要從高端食用油企業(yè)自身、外部金融政策和政府支持力度等幾個方面展開闡述。第三部分,首先闡述了高端食用油企業(yè)的供應鏈運行模式,定性分析其供應鏈融資的特點,提出了高端食用油企業(yè)最適合的供應鏈融資模式——應收賬款融資模式,闡述了該模式下的基本流程,以及可能面臨的風險,得出信用風險是最大的影響因素。然后,運用主成分分析和二元Logistics回歸模型作為評估方法,以25家高端食用油企業(yè)為樣本,分別基于傳統(tǒng)金融和供應鏈金融兩個角度進行信用評級分析,定量證明了高端食用油企業(yè)采用供應鏈融資可行性。并通過具體案例論證了供應鏈金融在高端食用油企業(yè)融資中也具有可行性。最后,基于供應鏈金融角度對改善高端食用油企業(yè)融資環(huán)境提供一些建議,包括中小企業(yè)自身、商業(yè)銀行、第三方物流和政府四個方面,只有各方的共同努力,才能解決高端食用油企業(yè)的融資困境問題。
[Abstract]:The development of high-end edible oil enterprises plays an important role in improving people's living standard, promoting employment and economic growth. As of end of 2015, there are 28011 enterprises processing edible vegetable oil in China. The total assets of the whole industry reached 231.15 billion yuan, and the main business income of the domestic processing edible oil enterprises with a certain scale has reached four hundred and twenty-five billion ninety-one million yuan. The total profit is 27.73 billion yuan. It can be seen that the huge consumer market, the state of high-end edible oil enterprises to promote the rapid development of enterprises. However, edible oil enterprises because of their own. Many factors, such as external government and financial policy, have fallen into financing difficulties. Supply chain finance is a service mode for banks and other financial institutions to develop vigorously. Comprehensive evaluation of the entire supply chain and all related enterprises on the chain of comprehensive strength, the realization of logistics, information flow and capital flow unified, improve the credit rating of small and medium-sized enterprises. At present, domestic enterprises in automobile, steel, medicine, agriculture and other industries have been involved in supply chain financing business, the previous research on supply chain financing mainly includes concepts. The main mode and risk management, but the research on the supply chain financing business of high-end edible oil enterprises is still a blank. Different industry supply chain financing mode and risk factors are different. This paper focuses on the supply chain financing business of high-end edible oil enterprises, using comparative analysis, induction and summary method, qualitative and quantitative analysis and case analysis. Demonstrated the feasibility of high-end edible oil enterprises to use supply chain financing. Specifically divided into three parts. The first part, this paper first analyzed the background and research significance, domestic and foreign literature review. Secondly, starting with the concept and characteristics of supply chain finance, this paper discusses three basic supply chain financial financing models-advance financing mode. Inventory financing model and accounts receivable financing model, and summed up the similarities and differences of the three models. The second part, analysis of the development of high-end edible oil enterprises in China and financing needs. And on the basis of the analysis of high-end edible oil enterprises into financing difficulties, mainly from the high-end edible oil enterprises themselves, external financial policies and government support and other aspects of the elaboration. The third part. Firstly, this paper expounds the supply chain operation mode of high-end edible oil enterprises, qualitatively analyzes the characteristics of its supply chain financing, and puts forward the most suitable supply chain financing mode of high-end edible oil enterprises-accounts receivable financing mode. This paper expounds the basic process of the model and the possible risks, and draws the conclusion that the credit risk is the biggest influencing factor. Then. Principal component analysis (PCA) and binary Logistics regression model were used to evaluate 25 high-end edible oil enterprises. Credit rating analysis based on traditional finance and supply chain finance respectively. The paper proves quantitatively the feasibility of using supply chain financing for high-end edible oil enterprises, and proves the feasibility of supply chain finance in high-end edible oil enterprises financing through specific cases. Finally. Based on the supply chain financial perspective to improve the financing environment of high-end edible oil enterprises to provide some suggestions, including SMEs themselves, commercial banks, third party logistics and government four aspects, only the joint efforts of all parties. In order to solve the financing dilemma of high-end edible oil enterprises.
【學位授予單位】：陜西科技大學
【學位級別】：碩士
【學位授予年份】：2017
【分類號】：F426.82;F406.7

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