發(fā)布時間：2019-04-30 18:05

【摘要】：隨著金融的不斷深化和發(fā)展,金融穩(wěn)定顯得越來越重要。金融不穩(wěn)定的影響和危害遠遠超出了金融領(lǐng)域,事關(guān)政治、經(jīng)濟和社會穩(wěn)定。采取現(xiàn)場和非現(xiàn)場等方式,對金融的穩(wěn)定性進行評估,是正確判斷金融金融風(fēng)險,有效維護金融穩(wěn)定的重要基礎(chǔ)工作。 相對于非現(xiàn)場評估方式,現(xiàn)場評估有著其獨特的優(yōu)勢,能有效彌補非現(xiàn)場評估的不足,提高金融穩(wěn)定評估結(jié)論的深度和廣度。但無論是N中支還是其他分支機構(gòu),在如何開展好金融穩(wěn)定現(xiàn)場評估工作上還處于探索階段,既缺乏理論上的系統(tǒng)研究,也缺乏實踐上的總結(jié)與思考。本文對N中支穩(wěn)定性現(xiàn)場評估現(xiàn)狀、存在問題和解決路徑的研究將提供有一定價值的樣本參考,為進一步的理論研究奠定基礎(chǔ),同時對于N中支提高金融穩(wěn)定性現(xiàn)場評估專業(yè)化水平、充分發(fā)揮其在防范和化解地方系統(tǒng)性金融風(fēng)險中的作用有著重要的現(xiàn)實意義,也為其他分支機構(gòu)提供有益借鑒。 本文站在N中支的角度,從履行法定職責(zé)出發(fā),在研究分析現(xiàn)狀和存在問題的基礎(chǔ)上,以改進和完善其金融穩(wěn)定性現(xiàn)場評估方法體系為重點,系統(tǒng)全面研究N中支如何提高現(xiàn)場評估工作質(zhì)量和效果等問題,全文共分五部分： 第一部分為緒論部分,說明選題的背景和意義,綜述國內(nèi)外相關(guān)研究進展情況,介紹本文的研究思路、主要內(nèi)容框架、研究方法,以及存在的創(chuàng)新和不足。第二部分分析了金融穩(wěn)定性現(xiàn)場評估和非現(xiàn)場評估的相互關(guān)系,突出現(xiàn)場評估在維護金融穩(wěn)定框架中的重要作用,并從多個方面分析現(xiàn)場評估和非現(xiàn)場評估的不同特征。第三部分分析N中支金融穩(wěn)定性現(xiàn)場評估的現(xiàn)狀,重點分析其現(xiàn)有現(xiàn)場評估的措施及具體做法,總結(jié)近幾年開展現(xiàn)場評估以來發(fā)現(xiàn)的需要密切關(guān)注的重點金融風(fēng)險隱患。第四部分從結(jié)構(gòu)、流程、內(nèi)容、方法等方面,查找N中支在金融穩(wěn)定性現(xiàn)場評估中存在的主要問題,逐項分析問題存在的原因。第五部分探討N中支如何改進和完善金融穩(wěn)定性現(xiàn)場評估工作,提出具體的思路和措施。
[Abstract]:With the deepening and development of finance, financial stability is becoming more and more important. The impact and harm of financial instability goes far beyond the financial field and concerns political, economic and social stability. The evaluation of financial stability by on-site and off-site methods is an important basic work for correctly judging financial risks and effectively maintaining financial stability. Compared with the off-site evaluation mode, on-site assessment has its unique advantages, which can effectively compensate for the shortcomings of off-site assessment and improve the depth and breadth of financial stability assessment conclusions. However, no matter whether it is the middle branch of N or other branches, it is still in the exploration stage on how to carry out the on-the-spot evaluation of financial stability, which lacks both the systematic research in theory and the summary and thinking in practice. In this paper, the status quo of the on-site evaluation of the stability of the branches in N, the existing problems and the solution path will provide a valuable sample reference, which will lay the foundation for further theoretical research. At the same time, it is of great practical significance to improve the specialization level of on-the-spot evaluation of financial stability of N-branch and give full play to its role in preventing and resolving the local systemic financial risk, and also provides useful reference for other branches. On the basis of studying and analyzing the present situation and existing problems, this paper focuses on the improvement and perfection of its on-the-spot evaluation system of financial stability, from the perspective of N-branch, from the point of view of fulfilling the statutory duties and analyzing the present situation and existing problems. The paper is divided into five parts: the first part is the introduction part, which explains the background and significance of the topic selection, and summarizes the related research progress at home and abroad. This paper introduces the research ideas, main content framework, research methods, as well as the existence of innovation and shortcomings. The second part analyzes the relationship between on-site assessment and off-site assessment, highlights the important role of on-the-spot assessment in maintaining the framework of financial stability, and analyzes the different characteristics of on-site assessment and off-site assessment from many aspects. The third part analyzes the current situation of the on-the-spot evaluation of the financial stability of the N-branch, focuses on the existing measures and specific measures of the on-site evaluation, and summarizes the key financial risks and hidden dangers that need to be paid close attention to since the on-site evaluation was carried out in recent years. In the fourth part, from the aspects of structure, process, content, method and so on, we find out the main problems existing in the on-the-spot evaluation of the financial stability of N-branches, and analyze the reasons of the problems one by one. The fifth part discusses how to improve and perfect the on-the-spot evaluation of financial stability, and puts forward concrete ideas and measures.
【學(xué)位授予單位】：廣西大學(xué)
【學(xué)位級別】：碩士
【學(xué)位授予年份】：2013
【分類號】：F832.3;F830.42

【參考文獻】

相關(guān)期刊論文 前10條

1 周才云;;區(qū)域金融穩(wěn)定預(yù)警指標(biāo)體系與風(fēng)險防范[J];商業(yè)研究;2006年04期

2 崔艷娟;張鳳海;徐曉飛;;區(qū)域性金融危機預(yù)警體系的構(gòu)建與檢驗[J];商業(yè)研究;2008年11期

3 歐陽禹,申煥章,黎和貴;區(qū)域金融穩(wěn)定問題與評價指標(biāo)體系研究[J];重慶工商大學(xué)學(xué)報.西部論壇;2005年02期

4 許傳華;;構(gòu)建我國金融風(fēng)險預(yù)警機制的宏觀思考[J];湖北經(jīng)濟學(xué)院學(xué)報;2010年04期

5 王俊方;維護我國金融穩(wěn)定的對策研究——一個基于金融脆弱性理論的分析[J];河南金融管理干部學(xué)院學(xué)報;2005年02期

6 王立平;陳瑤;;區(qū)域金融穩(wěn)定預(yù)警指標(biāo)體系研究[J];金融理論與實踐;2007年09期

7 費小平,梁燕;現(xiàn)代金融危機的成因及對中國的啟示[J];科技創(chuàng)業(yè)月刊;2005年08期

8 陳秋玲;薛玉春;肖璐;;金融風(fēng)險預(yù)警:評價指標(biāo)、預(yù)警機制與實證研究[J];上海大學(xué)學(xué)報(社會科學(xué)版);2009年05期

9 仲彬,陳浩;金融穩(wěn)定監(jiān)測的理論、指標(biāo)和方法[J];上海金融;2004年09期

10 殷興山,孫景德,徐洪水;區(qū)域金融穩(wěn)定評價體系與實證分析[J];上海金融;2005年03期

，

本文編號：2468924