【摘要】：本文通過對四川創(chuàng)業(yè)融資擔(dān)保有限公司的深入分析，，研究了民營融資擔(dān)保公司在經(jīng)營過程中所面臨的主要風(fēng)險(xiǎn)，通過對此類公司內(nèi)外部環(huán)境的分析，了解業(yè)務(wù)風(fēng)險(xiǎn)的來源，以其中的幾項(xiàng)主要的風(fēng)險(xiǎn)為例進(jìn)行深入的分析，得到應(yīng)對此類風(fēng)險(xiǎn)的控制方法。 在分析過程中，運(yùn)用PEST和SWOT經(jīng)濟(jì)學(xué)分析方法，對四川創(chuàng)業(yè)融資擔(dān)保有限公司的內(nèi)外部環(huán)境進(jìn)行了深入的分析，闡述了對融資擔(dān)保業(yè)務(wù)風(fēng)險(xiǎn)控制策略和方法。 全文總共分五個(gè)部分，第一部分對融資擔(dān)保公司業(yè)務(wù)風(fēng)險(xiǎn)控制研究的現(xiàn)狀及研究意義做了簡要概述；第二部分主要介紹了融資擔(dān)保業(yè)務(wù)風(fēng)險(xiǎn)的理論知識；第三部介紹了四川創(chuàng)業(yè)融資公司的總體情況；第四部分對融資擔(dān)保公司的內(nèi)外部風(fēng)險(xiǎn)進(jìn)行了分析；第五部分主要針對融資擔(dān)保公司擔(dān)保業(yè)務(wù)的風(fēng)險(xiǎn)提出了實(shí)質(zhì)性的應(yīng)對策略，并舉例進(jìn)行了簡要分析。 得到的主要結(jié)論有：1、注重人員品德與業(yè)務(wù)素質(zhì)的培養(yǎng)，建立健全有序的操作規(guī)程；2、完善內(nèi)部風(fēng)控管理制度和運(yùn)行機(jī)制，進(jìn)行有效地檢查、考核和監(jiān)督；3、加強(qiáng)對公司保后應(yīng)收賬款的管理，以及與金融機(jī)構(gòu)間的互信合作關(guān)系；4建立企業(yè)信息資料庫和可融資投資的項(xiàng)目數(shù)據(jù)庫等。
[Abstract]:Based on the in-depth analysis of Sichuan Venture financing guarantee Co., Ltd, this paper studies the main risks faced by private financing guarantee companies in the process of operation, and through the analysis of the internal and external environment of such companies, to understand the source of business risks. Taking some main risks as examples, the control methods to deal with these risks are obtained. In the process of analysis, using the methods of PEST and SWOT economics analysis, this paper makes a deep analysis on the internal and external environment of Sichuan Venture financing guarantee Co., Ltd., and expounds the strategy and method of controlling the risk of financing guarantee business. The first part gives a brief overview of the current situation and significance of the research on the risk control of financing guarantee company, the second part mainly introduces the theoretical knowledge of the risk of financing guarantee business. The third part introduces the general situation of Sichuan venture capital company, the fourth part analyzes the internal and external risks of financing guarantee company. The fifth part mainly puts forward the substantive countermeasures against the risk of the guarantee business of the financing guarantee company, and gives a brief analysis of the examples. The main conclusions are as follows: (1) pay attention to the cultivation of personnel's moral character and professional quality, establish a sound and orderly operation rules, and (2) perfect the internal wind control management system and operation mechanism, and carry on effective inspection, examination and supervision; (3) strengthening the management of the accounts receivable after the guarantee of the company and the mutual trust and cooperation relationship with the financial institutions, and establishing the enterprise information database and the project database for financing and investment, etc.
【學(xué)位授予單位】：南華大學(xué)
【學(xué)位級別】：碩士
【學(xué)位授予年份】：2013
【分類號】：F272.3;F832.39

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