本文選題：農(nóng)村金融發(fā)展 + 經(jīng)濟效應��； 參考：《西南大學》2013年碩士論文

【摘要】：自上世紀末起,政府將更多注意力轉向“三農(nóng)”領域,農(nóng)村地區(qū)各項事業(yè)發(fā)展進入了新階段。作為欠發(fā)達地區(qū),西部農(nóng)村經(jīng)濟發(fā)展對我國全面推進“社會主義新農(nóng)村”戰(zhàn)略意義重大。西部農(nóng)村經(jīng)濟的發(fā)展需要大量的資金投入,合理的要素分配,這些都依賴于農(nóng)村金融的不斷發(fā)展。本文首先詳細介紹了分析過程中使用到的各種理論,包括金融發(fā)展理論、農(nóng)村金融理論、經(jīng)濟增長理論。在此基礎上,分階段回顧了我國西部農(nóng)村金融發(fā)展歷程,并從供求兩方面分析了西部農(nóng)村金融現(xiàn)狀：需求方面,根據(jù)需求主體不同,主要包括農(nóng)戶金融需求、鄉(xiāng)鎮(zhèn)企業(yè)金融需求以及政府金融需求；供給方面,主要介紹了農(nóng)村地區(qū)各種金融機構職能以及它們各自所占農(nóng)村金融份額,并根據(jù)供求兩方面的分析結論對西部農(nóng)村金融現(xiàn)狀進行了評價。緊接著本文在對西部農(nóng)村金融概況介紹的基礎上,運用理論分析法推導了西部農(nóng)村金融發(fā)展對經(jīng)濟增長的正反兩方面效應及傳導機制。接下來的部分是實證分析部分,本文對西部十一省、自治區(qū)、直轄市的面板數(shù)據(jù)模型進行檢驗并建立固定效應模型估算西部農(nóng)村金融發(fā)展水平對農(nóng)村經(jīng)濟發(fā)展的效應。通過分析發(fā)現(xiàn),金融發(fā)展與經(jīng)濟發(fā)展負相關,農(nóng)村地區(qū)金融抑制現(xiàn)象明顯。從長期來看,西部農(nóng)村金融在一定程度上促進經(jīng)濟發(fā)展,但是作用不明顯,這說明西部金融系統(tǒng)的不完善和非效率。此外,本文還詳細研究了包括農(nóng)村投資、農(nóng)村人力資本、農(nóng)村產(chǎn)業(yè)結構、財政支農(nóng)等變量與經(jīng)濟發(fā)展的關系。根據(jù)分析結果顯示的西部農(nóng)村金融發(fā)展在促進經(jīng)濟發(fā)展方面存在的問題,針對性的提出了包括完善西部農(nóng)村金融機構體系、完善西部農(nóng)村金融制度以及優(yōu)化金融發(fā)展外部環(huán)境等政策建議。
[Abstract]:Since the end of the last century, the government has turned more attention to the field of agriculture, countryside and farmers, and the development of various undertakings in rural areas has entered a new stage. As an underdeveloped region, the development of rural economy in western China is of great significance to promote the "new socialist countryside" in an all-round way. The development of western rural economy needs a large amount of capital investment and reasonable distribution of elements, all of which depend on the continuous development of rural finance. This paper firstly introduces the theories used in the analysis, including the theory of financial development, the theory of rural finance, and the theory of economic growth. On this basis, the paper reviews the development course of rural finance in western China in stages, and analyzes the present situation of rural finance in western China from two aspects of supply and demand: demand, according to the different main body of demand, mainly includes the financial needs of farmers. On the supply side, it mainly introduces the functions of various financial institutions in rural areas and their respective share of rural finance. Based on the analysis of supply and demand, the paper evaluates the present situation of rural finance in western China. On the basis of the introduction of the western rural finance, this paper deduces the positive and negative effects of the western rural financial development on the economic growth and the transmission mechanism by using the theoretical analysis method. The next part is the empirical analysis part, this paper tests the panel data model of 11 provinces, autonomous regions and municipalities directly under the Central Government and establishes a fixed effect model to estimate the effect of the western rural financial development level on the rural economic development. It is found that financial development is negatively correlated with economic development, and the phenomenon of financial repression is obvious in rural areas. In the long run, the western rural finance promotes the economic development to a certain extent, but the function is not obvious, which shows that the western financial system is imperfect and inefficient. In addition, the relationship between the variables including rural investment, rural human capital, rural industrial structure, financial support for agriculture and economic development is also studied in detail. According to the problems in promoting the economic development of the western rural financial development, the paper puts forward the following suggestions: perfecting the western rural financial institution system. Improve the western rural financial system and optimize the external environment for financial development and other policy recommendations.
【學位授予單位】：西南大學
【學位級別】：碩士
【學位授予年份】：2013
【分類號】：F127;F832.7

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本文編號：2096483