本文選題：岳陽市 + 小額貸款�。� 參考：《湖南農(nóng)業(yè)大學(xué)》2013年碩士論文

【摘要】：小額貸款公司是企業(yè)法人、其他社會(huì)組織與自然人投資設(shè)立,不吸收公眾存款,經(jīng)營小額信貸業(yè)務(wù)有限責(zé)任公司或股份有限公司。小額貸款公司應(yīng)根據(jù)“小額、分散、便捷”的原則,鼓勵(lì)“三農(nóng)”和中小企業(yè)提供信貸服務(wù)。小額貸款金額少、手續(xù)簡單、靈活快捷、市場潛力大,現(xiàn)已滲透到經(jīng)濟(jì)的各個(gè)方面。有效地促進(jìn)了我國農(nóng)村金融的改革,“三農(nóng)”企業(yè)融資難一直是阻礙農(nóng)業(yè)發(fā)展的絆腳石。應(yīng)運(yùn)而生小額貸款公司,從誕生就受到政府、經(jīng)濟(jì)學(xué)者和相關(guān)機(jī)構(gòu)的極大關(guān)注。因此,對小額貸款公司的研究,具有重要的現(xiàn)實(shí)意義。文中以岳陽的小額貸款公司為研究對象,首先從岳陽的小額貸款公司的發(fā)展環(huán)境出發(fā),闡述了在岳陽的小型貸款公司的發(fā)展過程；從內(nèi)、外環(huán)境分析發(fā)展進(jìn)程中面臨的問題；然后在此基礎(chǔ)上詳細(xì)分析了小額貸款公司發(fā)展的優(yōu)勢、劣勢、機(jī)會(huì)與威脅,依據(jù)SWOT分析模塊提出了岳陽市小額貸款公司發(fā)展的策略并提出發(fā)展的保障措施。
[Abstract]:Small loan company is an enterprise legal person, other social organization and natural person investment set up, do not absorb the public deposit, manage the microcredit business limited liability company or the joint stock limited company. Microfinance companies should encourage small, rural and small-sized enterprises to provide credit services in accordance with the principle of "small-size, decentralized, convenient". Small amount of small loans, simple procedures, flexible and fast, market potential, has penetrated into all aspects of the economy. It has effectively promoted the reform of rural finance in our country, and the difficulty of financing agriculture, rural areas and farmers has been a stumbling block to the development of agriculture. Microfinance companies emerged as the times require, from the birth of the government, economists and related institutions of great concern. Therefore, the study of micro-credit companies, has an important practical significance. This paper takes the small loan company of Yueyang as the research object, starting from the development environment of the small loan company in Yueyang, expounds the development process of the small loan company in Yueyang, analyzes the problems in the development process from the inside and outside environment. Then it analyzes the advantages, disadvantages, opportunities and threats of the development of microfinance companies in detail. According to the SWOT analysis module, it puts forward the development strategy of the micro-credit companies in Yueyang City and puts forward the development measures.
【學(xué)位授予單位】：湖南農(nóng)業(yè)大學(xué)
【學(xué)位級別】：碩士
【學(xué)位授予年份】：2013
【分類號】：F832.4

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