本文選題：物流金融 + 案例分析�。� 參考：《遼寧大學(xué)》2013年碩士論文

【摘要】：隨著我國市場經(jīng)濟(jì)體制的不斷深化,中小企業(yè)產(chǎn)值在國民經(jīng)濟(jì)經(jīng)濟(jì)總量中所占有的比重逐步提高,大有替代原有國有企業(yè)成為產(chǎn)業(yè)龍頭的趨勢(shì)。與此同時(shí),全球化的發(fā)展加速了產(chǎn)業(yè)化的速度,加快了產(chǎn)品更新?lián)Q代,這就要求企業(yè)必須加創(chuàng)新投入、提高流動(dòng)資金周轉(zhuǎn)效率,以此提高自身競爭優(yōu)勢(shì)保證長遠(yuǎn)發(fā)展。但是由于我國金融市場不完善、資金供需不合理導(dǎo)致中小企業(yè)的資金供給存在很大缺口。2008年的金融危機(jī)已經(jīng)過去了四年多時(shí)間,但是從世界范圍看,經(jīng)濟(jì)復(fù)蘇跡象并不明朗,高失業(yè)率、高通脹問題依然嚴(yán)重,而且希臘、西班牙、意大利等國家的債務(wù)危機(jī)依然籠罩著歐盟國家遲遲不能散去。從歷史上經(jīng)濟(jì)危機(jī)的管理經(jīng)驗(yàn)看只有尋找到新的增長點(diǎn)才能真正走出危機(jī)走向繁榮,數(shù)十年的發(fā)展經(jīng)驗(yàn)表明中小企業(yè)具有成為火車頭帶動(dòng)經(jīng)濟(jì)復(fù)蘇的潛力。所以如何將中小企業(yè)從發(fā)展過程中融資困境中解救出來是影響整個(gè)世界經(jīng)濟(jì)的繁榮發(fā)展的關(guān)鍵。 總覽國外大型企業(yè)尤其是跨國企業(yè)的發(fā)展過程我們不難發(fā)現(xiàn),擁有一個(gè)協(xié)調(diào)一致、緊密整合的供應(yīng)鏈?zhǔn)瞧髽I(yè)競爭力的關(guān)鍵,重新整合供應(yīng)鏈也是企業(yè)降低動(dòng)產(chǎn)在總資產(chǎn)中的比重提高資金利用率的切入點(diǎn),有助于解決中小企業(yè)融資難問題。 生產(chǎn)供應(yīng)鏈的整合過程也就是物流金融的產(chǎn)生過程。物流金融是建立在傳統(tǒng)物流業(yè)務(wù)基礎(chǔ)之上的復(fù)合型金融服務(wù)業(yè)務(wù),是集合物流配送、倉儲(chǔ)服務(wù)、商業(yè)貿(mào)易以及信用創(chuàng)造的綜合性服務(wù)平臺(tái)。由于物流金融是通過對(duì)流動(dòng)資產(chǎn)質(zhì)押或發(fā)擔(dān)保獲得貸款,所以比較適用于中小企業(yè)尤其是固定資產(chǎn)缺乏但流動(dòng)資產(chǎn)比較充足的商品貿(mào)易領(lǐng)域的企業(yè)進(jìn)行融資。 根據(jù)開展方式的不同可以將物流金融分為倉單質(zhì)押融資、保兌倉、信用證項(xiàng)下貨權(quán)質(zhì)押融資、融通倉和海陸倉等多種業(yè)務(wù)模式。本文通過SDL公司借助LC物流金融業(yè)務(wù)進(jìn)行融資案例論證了通過物流融資方式解決中小企業(yè)融資困境的可能性。
[Abstract]:With the deepening of China's market economy system, the proportion of the output value of small and medium-sized enterprises in the total national economy has gradually increased, and there is a tendency to replace the original state-owned enterprises as the industrial leader. At the same time, the development of globalization accelerates the speed of industrialization and the upgrading of products, which requires enterprises to increase innovative investment and improve the turnover efficiency of liquidity, so as to improve their own competitive advantages to ensure long-term development. However, because of the imperfect financial market in our country and the unreasonable supply and demand of funds, there is a big gap in the supply of funds for small and medium-sized enterprises. More than four years have passed since the 2008 financial crisis, but the signs of economic recovery in the world are not clear. High unemployment, high inflation, and debt crises in Greece, Spain and Italy continue to hang over the EU. From the management experience of economic crisis in history, only by finding new growth point can we really get out of the crisis and go to prosperity. The development experience of decades shows that small and medium-sized enterprises have the potential to become locomotive to drive economic recovery. So how to save SMEs from the financing dilemma is the key to the prosperity and development of the whole world economy. An overview of the development process of large foreign enterprises, especially multinational enterprises we can easily find that having a coherent and tightly integrated supply chain is the key to the competitiveness of enterprises. Reintegrating the supply chain is also the starting point for enterprises to reduce the proportion of movable property in the total assets and improve the utilization rate of funds, which is helpful to solve the financing difficulties of small and medium-sized enterprises. The integration process of production supply chain is also the process of producing logistics finance. Logistics finance is a complex financial service business based on traditional logistics business. It is a comprehensive service platform for gathering logistics distribution warehousing service commercial trade and credit creation. Because the logistics finance obtains the loan through the pledge or the guarantee to the current assets, it is more suitable for the small and medium-sized enterprises, especially the enterprises in the field of commodity trade where the fixed assets are lacking but the current assets are more abundant. According to the different modes of development, the logistics finance can be divided into several business models, such as warehouse receipt pledge financing, confirmed warehouse position, right pledge financing under letter of credit, financing warehouse and sea and land warehouse, and so on. This paper demonstrates the possibility of solving the financing dilemma of small and medium-sized enterprises by means of logistics financing through the case of SDL company with the help of LC logistics finance business.
【學(xué)位授予單位】：遼寧大學(xué)
【學(xué)位級(jí)別】：碩士
【學(xué)位授予年份】：2013
【分類號(hào)】：F275;F832.4

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