發(fā)布時(shí)間：2018-05-11 18:57

  本文選題：收支不確定性 + 城鎮(zhèn)儲(chǔ)蓄存款�。� 參考：《上海經(jīng)濟(jì)研究》2011年03期

【摘要】：20世紀(jì)90年代起中國(guó)城鎮(zhèn)居民面臨的收入不確定性與支出不確定性逐漸增加,理論解釋與實(shí)證檢驗(yàn)表明,收支不確定性對(duì)城鎮(zhèn)儲(chǔ)蓄存款具有明顯的推動(dòng)作用,其中支出不確定性的影響高于收入不確定性的影響,收支不確定性的影響高于支出不確定的影響。A股成交金額對(duì)城鎮(zhèn)儲(chǔ)蓄存款的影響系數(shù)顯著為正,表明股票市場(chǎng)并未對(duì)城鎮(zhèn)儲(chǔ)蓄存款起到明顯的分流作用。
[Abstract]:The uncertainty of income and the uncertainty of expenditure of urban residents in China gradually increase from 1990s. The theoretical explanation and empirical test show that the uncertainty of income and expenditure has a significant impetus to the urban savings deposit, and the influence of expenditure uncertainty is higher than that of income uncertainty, and the influence of income and expenditure uncertainty is higher than that of income and expenditure. The impact coefficient of.A shares on urban savings deposits is significantly positive, indicating that the stock market does not play an obvious diverting effect on the savings deposits in the cities and towns.

【作者單位】： 廣東商學(xué)院;華南師范大學(xué);
【分類號(hào)】：F832.2
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本文編號(hào)：1875165