本文選題：內(nèi)部資金轉(zhuǎn)移定價 + 績效考核�。� 參考：《西南財經(jīng)大學》2013年碩士論文

【摘要】：隨著中國金融市場化進程的加快,國內(nèi)商業(yè)銀行競爭壓力日益嚴峻。尤其是以2012年存貸款利率浮動為標志的利率市場化改革拉開了中國金融市場改革的序幕。面對挑戰(zhàn),國內(nèi)商業(yè)銀行開始探索提高企業(yè)核心競爭力的方法。內(nèi)部資金轉(zhuǎn)移定價作為一種全額資金管理方式被引用進銀行業(yè)的績效考核體系中。它能在銀行的經(jīng)營和管理過程中有效的解決利潤和成本的計量、合理配置并優(yōu)化資源、控制統(tǒng)籌風險、良好的產(chǎn)品定價等諸多問題,成為商業(yè)銀行不斷的提高經(jīng)營利潤和管理水平的保障。 本文以XX商業(yè)銀行經(jīng)營管理現(xiàn)狀為基礎(chǔ),對差額資金管理模式在績效考核中的特點和不足進行了分析。再從實際情況出發(fā),為XX商業(yè)銀行構(gòu)建了基于內(nèi)部資金轉(zhuǎn)移定價的績效考核體系,并選取3家支行為例進行試算,論證內(nèi)部資金轉(zhuǎn)移定價績效考核系統(tǒng)的可行性。 本文共分6章。各章主要內(nèi)容如下： 第1章導論。主要介紹了本論文的研究背景與意義、研究思路與框架,并簡要介紹了本論文的研究方法和創(chuàng)新、不足。 第2章研究綜述。主要從國內(nèi)外研究文獻方面入手介紹了內(nèi)部資金轉(zhuǎn)移定價在績效考核中取得的成效和可以借鑒的經(jīng)驗。 第3章理論分析。闡述了內(nèi)部資金轉(zhuǎn)移定價和績效考核的相關(guān)理論定義、原理以及主要內(nèi)容,并總結(jié)了內(nèi)部資金轉(zhuǎn)移定價的實際作用。 第4章對XX商業(yè)銀行原有的差額資金管理模式下的績效考核系統(tǒng)存在的問題及原因進行分析。 第5章是本文的重點,根據(jù)XX商業(yè)銀行現(xiàn)狀,提出了基于內(nèi)部資金轉(zhuǎn)移定價績效系統(tǒng)的基本設(shè)想。詳細介紹了構(gòu)建方案的目標、原則、采用的定價方法,并構(gòu)建了多層次的考核體系。 第6章是績效考核系統(tǒng)的應(yīng)用。為XX商業(yè)銀行構(gòu)建了績效考核系統(tǒng)的實施方案,并以典型代表性的支行為例進行試算和分析。 第7章是對案例分析進行總結(jié)和展望。對構(gòu)建的績效考核系統(tǒng)進行系統(tǒng)的梳理并對構(gòu)建方案的進一步展望。
[Abstract]:With the acceleration of China ' s financial market - oriented process , the competition pressure of domestic commercial banks is becoming more and more serious . In particular , the reform of China ' s financial market has been opened by the market - oriented reform of interest rate floating as the mark in 2012 . In the face of the challenge , domestic commercial banks are beginning to explore ways to improve the core competitiveness of enterprises .

Based on the current situation of XX Commercial Bank ' s management and management , this paper analyzes the characteristics and shortcomings of the difference fund management model in the performance appraisal . From the actual situation , the paper constructs a performance appraisal system based on internal fund transfer pricing for XX commercial banks , and selects 3 branches as examples to prove the feasibility of the internal fund transfer pricing performance appraisal system .

The main contents of each chapter are as follows :

Chapter 1 introduces the background and significance of the research , the research thoughts and the framework , and briefly introduces the research methods and innovations of this thesis .

Chapter 2 focuses on the research of internal funds transfer pricing in performance appraisal and the experience that can be used for reference , mainly from domestic and foreign research literature .

Chapter 3 analyses the theories , principles and main contents of the internal fund transfer pricing and performance appraisal , and summarizes the practical function of the internal fund transfer pricing .

Chapter 4 analyzes the existing problems and causes of the performance appraisal system under the original balance fund management mode of XX Commercial Bank .

Chapter 5 is the focus of this paper . According to XX Commercial Bank ' s current situation , this paper puts forward the basic idea based on the internal fund transfer pricing performance system . The goal , principle and pricing method of the construction scheme are introduced in detail , and the multi - level assessment system is constructed .

Chapter 6 is the application of the performance appraisal system . The implementation scheme of the performance appraisal system is built for XX commercial banks , and the typical representative branch is used as an example .

Chapter 7 summarizes and prospects the case analysis . The construction of the performance appraisal system is systematically reviewed and the further prospect of the construction scheme is proposed .

【學位授予單位】：西南財經(jīng)大學
【學位級別】：碩士
【學位授予年份】：2013
【分類號】：F830.42

【參考文獻】

相關(guān)期刊論文 前1條

1 盧會明;;現(xiàn)代商業(yè)銀行FTP績效考核分析研究[J];甘肅金融;2008年09期

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本文編號：1795920