本文選題：貨幣政策 + 區(qū)域金融發(fā)展　； 參考：《西北師范大學(xué)》2013年碩士論文

【摘要】：長期以來，我國實(shí)行的主要是統(tǒng)一的全國性貨幣政策，這種統(tǒng)一的貨幣政策忽視了區(qū)域經(jīng)濟(jì)發(fā)展不平衡的現(xiàn)實(shí)，不能滿足不同地區(qū)對(duì)貨幣政策的不同需求，造成了顯著的貨幣政策效應(yīng)的區(qū)域差異，在一定程度上加劇了區(qū)域經(jīng)濟(jì)金融發(fā)展的不平衡。 本文從貨幣政策區(qū)域效應(yīng)差異性理論和貨幣政策傳導(dǎo)理論出發(fā)，以小西北地區(qū)和長三角地區(qū)為例，分析了統(tǒng)一的貨幣政策對(duì)不同地區(qū)金融發(fā)展水平的影響。首先，文章分析了兩個(gè)地區(qū)金融發(fā)展的現(xiàn)狀，主要是對(duì)銀行業(yè)和保險(xiǎn)業(yè)的發(fā)展?fàn)顩r進(jìn)行了說明；隨后從貨幣政策傳導(dǎo)的環(huán)境、傳導(dǎo)中介和傳導(dǎo)主體三個(gè)方面分析了兩個(gè)地區(qū)貨幣政策傳導(dǎo)過程中出現(xiàn)的差異。 其次，為了對(duì)貨幣政策區(qū)域效應(yīng)的差異性進(jìn)行研究，本文建立了面板數(shù)據(jù)模型，并對(duì)其進(jìn)行格蘭杰因果檢驗(yàn)，驗(yàn)證了金融發(fā)展水平與資本投資率，科教水平，商品市場(chǎng)交易效率，金融市場(chǎng)交易效率和產(chǎn)業(yè)利率彈性不論在長期還是短期都互為因果關(guān)系，于是為我們分析貨幣政策傳導(dǎo)對(duì)金融發(fā)展的內(nèi)生變量的影響提供了理論基礎(chǔ)。 最后，基于上述研究，選取貨幣供給量作為貨幣政策傳導(dǎo)的中介變量，資本投資率，科教水平，商品市場(chǎng)交易效率，金融市場(chǎng)交易效率和產(chǎn)業(yè)利率彈性五個(gè)變量作為反映金融發(fā)展水平的最終變量，對(duì)其建立VAR模型并進(jìn)行脈沖響應(yīng)分析，發(fā)現(xiàn)小西北地區(qū)和長三角地區(qū)對(duì)貨幣政策反應(yīng)的敏感程度存在差異，，并且金融發(fā)展的各個(gè)內(nèi)生變量對(duì)貨幣政策反映的快慢也存在差別，其貨幣沖擊的強(qiáng)弱也不盡相同。
[Abstract]:For a long time, China has mainly implemented a unified national monetary policy, which ignores the reality of unbalanced regional economic development and cannot meet the different needs of different regions for monetary policy. It causes significant regional differences in monetary policy effects, and to some extent exacerbates the imbalance of regional economic and financial development. Based on the difference theory of regional effect of monetary policy and the theory of monetary policy transmission, this paper takes the small Northwest region and the Yangtze River Delta as examples to analyze the influence of unified monetary policy on the level of financial development in different regions. First of all, the paper analyzes the current situation of financial development in two regions, mainly explains the development of banking and insurance; then, from the monetary policy transmission environment, The paper analyzes the differences in the transmission process of monetary policy between the two regions. Secondly, in order to study the differences of regional effects of monetary policy, this paper establishes a panel data model, and carries out Granger causality test to verify the level of financial development, capital investment rate, science and education level. The transaction efficiency of commodity market, the transaction efficiency of financial market and the elasticity of industrial interest rate are causality each other in both the long and short term, which provides a theoretical basis for us to analyze the influence of monetary policy transmission on the endogenous variables of financial development. Finally, based on the above research, the paper selects the money supply as the intermediary variable of monetary policy transmission, the capital investment rate, the level of science and education, the trade efficiency of commodity market. The five variables of financial market transaction efficiency and industry interest rate elasticity are regarded as the final variables to reflect the level of financial development. The VAR model is established and the impulse response analysis is carried out. It is found that there are differences in the sensitivity to monetary policy between the small Northwest region and the Yangtze River Delta region, and there are differences in the speed of the monetary policy response between the various endogenous variables of financial development and the intensity of the monetary shock.
【學(xué)位授予單位】：西北師范大學(xué)
【學(xué)位級(jí)別】：碩士
【學(xué)位授予年份】：2013
【分類號(hào)】：F822.0;F832.7

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