本文選題：實時管理　切入點：金融監(jiān)管　出處：《上海交通大學》2013年碩士論文

【摘要】：作為社會進步和經濟發(fā)展的血液，金融行業(yè)的安全和穩(wěn)定對于整個社會和經濟有著很直接的影響。全世界各國在美國金融危機的爆發(fā)后更加重視和加強金融監(jiān)管，，尤其是加強對于銀行業(yè)的監(jiān)管，以避免出現(xiàn)連鎖反應。隨著經濟全球化的進程加快以及金融全球化．金融創(chuàng)新和混業(yè)經營的盛行，使得監(jiān)管當局針對這些新形勢提高了對于金融機構的監(jiān)管要求。未來金融監(jiān)管發(fā)展的趨勢是信息化．迅速化以及全球化。銀行必須不斷地根據(jù)外部環(huán)境和自身條件的變化提高防范和化解金融風險的快速反應能力。建設國際一流的監(jiān)管系統(tǒng)的前提是建立監(jiān)管信息自動化處理系統(tǒng)，強化信息的披露和反饋。而基于實時管理的監(jiān)管報送平臺(Based On Real TimeManagement)正是銀行在信息系統(tǒng)建設過程中的一項運營模式創(chuàng)新。 D銀行作為亞洲領先的金融機構在十多年前就已經根植于中國市場�；诋斍巴獠凯h(huán)境的變化以及自身信息系統(tǒng)的實際情況，2011年起D銀行開始進行IT監(jiān)管報送平臺的研究和建設。IT監(jiān)管報送平臺著眼于重新整合D銀行在中國所有部門中不同的監(jiān)管報送系統(tǒng)和軟件，使之成為一個統(tǒng)一的報送平臺，并向D銀行的內部用戶提供標準和統(tǒng)一的數(shù)據(jù)倉庫和接口，目標是降低D銀行監(jiān)管報送信息系統(tǒng)整體的運營成本并且提高服務水平，從而更好地為各個業(yè)務部門的監(jiān)管報送工作提供方便快捷的服務。這個IT監(jiān)管統(tǒng)一報送平臺的特點在于能夠提供實時的監(jiān)控和管理，不但可以方便用戶及時準確全面的進行監(jiān)管報告信息的上報并且得到反饋，而且使得管理層能夠實時得到監(jiān)管報告上報的狀態(tài)情況，對于監(jiān)管報送的進度一目了然，更可以及時的了解企業(yè)的監(jiān)管風險和預警信息，從而提高了管理的效率和精度。 本人試圖通過在MBA求學生涯中學習到的管理理論知識，結合在D銀行設計和實施基于實時管理的監(jiān)管報告平臺獲得的內部信息，以及2年多來的運營狀況進行了分析。本文結合金融監(jiān)管的理論知識和實際具體要求，深入研究分析了基于實時管理的D銀行監(jiān)管報告平臺的背景、目的、理論意義和實踐意義，以及基于實時管理的D銀行監(jiān)管報告平臺的需求、設計理念、以及具體的實施過程和效果。說明了基于實時管理的D銀行監(jiān)管報告平臺的策略和核心價值，包括業(yè)務處理流程的優(yōu)化管理、以用戶為中心的服務管理體系、基于“三層架構”的系統(tǒng)架構、靈活的參數(shù)化配置、有效的風險控制以及對監(jiān)管要求的靈活支持及實現(xiàn)等等。
[Abstract]:As the blood of social progress and economic development, the safety and stability of financial industry have a direct impact on the whole society and economy.Countries all over the world pay more attention to and strengthen financial supervision after the outbreak of the financial crisis in the United States, especially to strengthen the supervision of the banking industry, in order to avoid a chain reaction.With the acceleration of economic globalization and financial globalization.The prevalence of financial innovation and mixed operation makes the regulatory requirements for financial institutions higher in response to these new situations.The development trend of financial supervision in the future is informatization.Rapid change and globalization.Banks must constantly improve their ability to prevent and defuse financial risks according to the changes of external environment and their own conditions.The premise of building a world-class regulatory system is to establish an automated regulatory information processing system to enhance the disclosure and feedback of information.The real-time management based on Real time Management platform is an innovation of operation mode in the process of information system construction.Bank D, the leading financial institution in Asia, was rooted in China more than a decade ago.Based on the changes in the external environment and the actual situation of its own information system, Bank D began to conduct research on IT regulatory reporting platform in 2011 and build an IT regulatory reporting platform with a view to reintegrating all D Bank departments in China.Different regulatory reporting systems and software in the door,To make it a unified reporting platform and to provide a standard and unified data warehouse and interface to the internal users of Bank D. the goal is to reduce the overall operating costs and improve the level of services of Bank D's supervisory information reporting system.Thus providing convenient and fast service for the supervision and reporting work of various business departments.This unified IT regulatory reporting platform is characterized by its ability to provide real-time monitoring and management, which not only facilitates the timely, accurate and comprehensive reporting of regulatory reports by users, but also provides feedback.Moreover, the management can get the status of the supervision report in real time. It is clear to the progress of the supervision report, and can understand the supervision risk and early warning information in time, thus improving the efficiency and precision of the management.In this paper, I try to analyze the management theory knowledge of MBA, the internal information obtained from the design and implementation of the supervisory reporting platform based on real-time management in D Bank, and the operational situation of more than two years.Based on the theoretical knowledge and practical requirements of financial supervision, this paper deeply studies and analyzes the background, purpose, theoretical significance and practical significance of D bank supervision reporting platform based on real-time management.And the demand, design idea, concrete implementation process and effect of D bank supervision and report platform based on real time management.The strategy and core value of D bank supervision and reporting platform based on real-time management are explained, including the optimization of business process management, the user-centered service management system, and the system architecture based on "three-tier architecture".Flexible parameterized configuration, effective risk control, flexible support and implementation of regulatory requirements, etc.
【學位授予單位】：上海交通大學
【學位級別】：碩士
【學位授予年份】：2013
【分類號】：F832.3

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